Fair Isaac Corp
Fair Isaac Corporation (FICO) is best known for the FICO Score, a widely used credit-scoring metric, and for its analytics and decision-management software used by banks, insurers, retailers and government agencies. The company sells a mix of software licences, cloud-based subscriptions, analytics services and consulting, giving it recurring revenue elements and high margins. Key growth drivers include digital lending, fraud prevention demand, adoption of cloud decisioning, and the use of alternative data and machine learning to refine risk models. Investors should note exposure to credit-cycle sensitivity — demand for scoring and decision tools can ebb and flow with lending activity — and regulatory scrutiny over scoring and data use. Competition from other analytics and fintech firms, and operational risks like cyber incidents, are additional considerations. This summary is educational and not personalised advice; values can rise or fall and any investment should be considered against your goals and risk tolerance.
Why It's Moving
FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance
- Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
- Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
- Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.
FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance
- Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
- Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
- Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.
When is the next earnings date for Fair Isaac Corp (FICO)?
Fair Isaac (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the first quarter of the company's fiscal year, aligning with its historical late-January pattern for Q1 results. Investors should monitor for the official announcement and detailed financials on that date.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Fair Isaac Corp's stock with a target price of $2,021.86, indicating strong potential for growth.
Financial Health
Fair Isaac Corp is performing well with strong profits and cash flow, indicating solid financial stability.
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Explore BasketWhy You’ll Want to Watch This Stock
Recurring Revenue Shift
FICO has been shifting toward cloud subscriptions and recurring fees, which can smooth revenue, though performance can vary with client adoption and market cycles.
Global Demand For Scoring
Lenders and insurers worldwide rely on scoring and analytics, offering geographic growth potential, but regulatory regimes and data rules differ by market.
Analytics & Innovation
Investment in machine learning and alternative data can enhance competitive position, while cyber and model-risk require careful oversight.
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