Ubiquiti vs FICO
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understanding. Educational content, not financial advice.
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understandi...
Why It's Moving
Ubiquiti Stock Climbs 2% in Latest Session Amid Strong Short-Term Momentum.
- Five-day performance up 2.23%, building on a 12.77% monthly surge that underscores sustained buying momentum.
- Year-to-date return stands at 121.35%, reflecting powerful long-term growth in Ubiquiti's networking ecosystem amid tech sector tailwinds.
- Recent trading closed around $735 with elevated volume, signaling investor confidence despite mixed analyst valuations.
FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance
- Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
- Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
- Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.
Ubiquiti Stock Climbs 2% in Latest Session Amid Strong Short-Term Momentum.
- Five-day performance up 2.23%, building on a 12.77% monthly surge that underscores sustained buying momentum.
- Year-to-date return stands at 121.35%, reflecting powerful long-term growth in Ubiquiti's networking ecosystem amid tech sector tailwinds.
- Recent trading closed around $735 with elevated volume, signaling investor confidence despite mixed analyst valuations.
FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance
- Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
- Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
- Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.
Investment Analysis
Ubiquiti
UI
Pros
- Ubiquiti's 2025 revenue surged 33.45% year-over-year to $2.57 billion, reflecting strong top-line growth.
- Net income more than doubled in 2025 to $711.92 million, indicating substantial profitability improvement.
- The company maintains a very high return on equity at approximately 179.9%, demonstrating efficient capital use.
Considerations
- Despite strong fundamentals, analyst price targets imply a significant potential downside of over 30% from current levels.
- The stock trades at a high price-to-earnings ratio near 64, suggesting it may be overvalued relative to earnings.
- Ubiquiti’s stock experienced volatile recent trading, including a notable 5.2% dip after a sharp multi-year run-up, indicating possible sentiment shifts.
FICO
FICO
Pros
- FICO provides essential analytics and decision management software widely used by financial institutions globally.
- The company benefits from recurring revenue streams through its scoring services and subscription offerings.
- FICO’s solutions address diverse business needs such as fraud detection, customer management, and risk scoring, supporting growth resilience.
Considerations
- FICO faces competitive pressures from other analytics and AI-driven decision platforms that may impact market share.
- The company’s dependence on financial institutions exposes it to cyclical risks tied to credit market conditions.
- Execution risks exist in scaling its software offerings internationally amid evolving regulatory and data privacy requirements.
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Ubiquiti (UI) Next Earnings Date
Ubiquiti Inc. (UI) is scheduled to report its next earnings on February 6, 2026, before markets open. This release will cover the first fiscal quarter of 2026, ending December 31, 2025. The date aligns with the company's historical pattern of early February announcements for Q1 results.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the first quarter of the company's fiscal year, aligning with its historical late-January pattern for Q1 results. Investors should monitor for the official announcement and detailed financials on that date.
Ubiquiti (UI) Next Earnings Date
Ubiquiti Inc. (UI) is scheduled to report its next earnings on February 6, 2026, before markets open. This release will cover the first fiscal quarter of 2026, ending December 31, 2025. The date aligns with the company's historical pattern of early February announcements for Q1 results.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the first quarter of the company's fiscal year, aligning with its historical late-January pattern for Q1 results. Investors should monitor for the official announcement and detailed financials on that date.
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Explore BasketWhich Baskets Do They Appear In?
Powering AT&T's 5G Expansion
AT&T's $23 billion acquisition of EchoStar's spectrum licenses is set to significantly enhance its 5G network capabilities nationwide. This creates a ripple effect, boosting opportunities for companies that provide the essential infrastructure and technology needed for a large-scale 5G network build-out.
Published: August 28, 2025
Explore BasketPower & Control Portfolio
These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.
Published: June 17, 2025
Explore BasketBuy UI or FICO in Nemo
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