Roper Technologies vs FICO

This page compares Roper Technologies and FICO, outlining their business models, financial performance, and market context in a neutral, accessible way. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

ROP

Metric

FICO

$39.72B

Market Cap

$34.42B

57.37%

Potential Profit

48.47%

Buy

Analyst Rating

Buy

Why It's Moving

Roper Technologies Faces Post-Earnings Pressure Despite EPS Beat and AI Momentum

Revenue of $2.06B fell short of $2.09B consensus due to execution risks, marking the second straight miss and prompting cuts from firms like RBC, JPMorgan, and Stifel.
EPS beat fueled by 10% Y/Y revenue growth split between acquisitions and organic gains, with CEO Neil Hunn highlighting a stronger foundation via AI capabilities and leadership upgrades.
Mixed insider moves—a director's 1,200-share buy alongside CEO's 30,000-share sale—coupled with a dividend hike to $0.91 quarterly, underscore valuation debates as shares trade at a perceived discount.

Sentiment:

🐻Bearish

FICO Beats Q1 Estimates but Shares Dip on Conservative Full-Year Guidance

Scores revenue surged 29% to $304.5 million, fueled by higher mortgage origination volumes and pricing, highlighting robust demand for advanced FICO scoring models.
Software segment posted modest 2% growth to $207.5 million, with platform ARR leaping 33% on record annual contract value bookings and SaaS momentum.
Jefferies reaffirmed Buy rating citing oversold conditions and undervaluation, as analysts eye FY2026 upside despite reiterated conservative guidance.

Sentiment:

🌋Volatile

Roper Technologies Faces Post-Earnings Pressure Despite EPS Beat and AI Momentum

Revenue of $2.06B fell short of $2.09B consensus due to execution risks, marking the second straight miss and prompting cuts from firms like RBC, JPMorgan, and Stifel.
EPS beat fueled by 10% Y/Y revenue growth split between acquisitions and organic gains, with CEO Neil Hunn highlighting a stronger foundation via AI capabilities and leadership upgrades.
Mixed insider moves—a director's 1,200-share buy alongside CEO's 30,000-share sale—coupled with a dividend hike to $0.91 quarterly, underscore valuation debates as shares trade at a perceived discount.

Sentiment:

🐻Bearish

FICO Beats Q1 Estimates but Shares Dip on Conservative Full-Year Guidance

Scores revenue surged 29% to $304.5 million, fueled by higher mortgage origination volumes and pricing, highlighting robust demand for advanced FICO scoring models.
Software segment posted modest 2% growth to $207.5 million, with platform ARR leaping 33% on record annual contract value bookings and SaaS momentum.
Jefferies reaffirmed Buy rating citing oversold conditions and undervaluation, as analysts eye FY2026 upside despite reiterated conservative guidance.

Sentiment:

🌋Volatile

Investment Analysis

Roper Technologies

ROP

Pros

Roper Technologies reported a strong Q3 2025 EPS beat, achieving $5.14 versus expectations of $5.11, indicating solid profitability.
The company has launched a $3 billion share repurchase program, reflecting confidence in its long-term growth strategy.
Roper benefits from AI-driven product innovation, enhancing operational efficiency and competitive positioning in vertical market software.

Considerations

Q3 2025 revenue slightly missed expectations at $2.02 billion versus a forecast of $2.03 billion, causing negative investor reaction.
The company’s valuation metrics show mixed signals, with moderate future growth and past performance scores indicating potential challenges.
The stock experienced a 7% decline over the past year despite longer-term gains, reflecting possible market or execution risks.

FICO

Pros

FICO maintains leadership in data analytics and software, anchored by the widely adopted FICO Score credit measurement system.
The company showed strong Q4 EPS of $6.42 on $516 million revenue, supporting a robust fiscal 2026 revenue guidance of $2.35 billion.
FICO benefits from recurring revenue streams through analytics software with high customer retention and regular updates.

Considerations

Revenue scale is smaller compared to larger peers, with reported quarterly revenues around half a billion dollars, showing less diversification.
Exposure to credit market cycles may result in variable demand for credit scoring services amid changing economic conditions.
FICO’s market cap and stock liquidity are lower than some technology peers, potentially limiting institutional interest and trading volumes.

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