Live Report · Updated February 2, 2026

Atlassian vs FICO

This page compares Atlassian Corporation Plc and Fair Isaac Corp. It explains each company’s business model, tracks high‑level financial performance, and situates them within their market context, using plain language for accessibility. The aim is educational content that supports understanding, not financial advice. Educational content, not financial advice.

This page compares Atlassian Corporation Plc and Fair Isaac Corp. It explains each company’s business model, tracks high‑level financial performance, and situates them within their market context, usi...

Comparison Snapshot

Key Financial Metrics

TEAM

Metric

FICO

$29.92B

Market Cap

$34.42B

136.09%

Potential Profit

48.47%

Buy

Analyst Rating

Buy

Why It's Moving

Atlassian stock sinks to 52-week low amid short interest surge and earnings anticipation.

Short interest jumped 25.9% to 7.5 million shares as of Jan. 15, signaling rising bearish bets that heighten downside risks near the $115 low.
Multiple analysts slashed targets last week—UBS to $145, BofA to $170—citing AI disruption concerns and valuation pressures in software.
Upcoming Feb. 5 Q2 earnings forecast 19.7% revenue growth to $1.54B, fueled by AI tools like Rovo and premium cloud suites despite macro slowdowns.

Sentiment:

🐻Bearish

FICO Beats Q1 Estimates but Shares Dip on Conservative Full-Year Guidance

Scores revenue surged 29% to $304.5 million, fueled by higher mortgage origination volumes and pricing, highlighting robust demand for advanced FICO scoring models.
Software segment posted modest 2% growth to $207.5 million, with platform ARR leaping 33% on record annual contract value bookings and SaaS momentum.
Jefferies reaffirmed Buy rating citing oversold conditions and undervaluation, as analysts eye FY2026 upside despite reiterated conservative guidance.

Sentiment:

🌋Volatile

Atlassian stock sinks to 52-week low amid short interest surge and earnings anticipation.

Short interest jumped 25.9% to 7.5 million shares as of Jan. 15, signaling rising bearish bets that heighten downside risks near the $115 low.
Multiple analysts slashed targets last week—UBS to $145, BofA to $170—citing AI disruption concerns and valuation pressures in software.
Upcoming Feb. 5 Q2 earnings forecast 19.7% revenue growth to $1.54B, fueled by AI tools like Rovo and premium cloud suites despite macro slowdowns.

Sentiment:

🐻Bearish

FICO Beats Q1 Estimates but Shares Dip on Conservative Full-Year Guidance

Scores revenue surged 29% to $304.5 million, fueled by higher mortgage origination volumes and pricing, highlighting robust demand for advanced FICO scoring models.
Software segment posted modest 2% growth to $207.5 million, with platform ARR leaping 33% on record annual contract value bookings and SaaS momentum.
Jefferies reaffirmed Buy rating citing oversold conditions and undervaluation, as analysts eye FY2026 upside despite reiterated conservative guidance.

Sentiment:

🌋Volatile

Investment Analysis

Atlassian

TEAM

Pros

Atlassian is a leader in cloud-based team collaboration and project management software, with globally recognised products like Jira and Confluence that benefit from strong network effects.
The company is experiencing robust cloud revenue growth, up 30% year-over-year, and is executing a cloud-first strategy that is driving new customer adoption and migration from data centres.
Recent strategic acquisitions and investments in AI capabilities, such as Rovo and Atlassian Intelligence, offer potential for new revenue streams in data analytics and workflow automation.

Considerations

Atlassian remains unprofitable, with persistent net losses and a negative price-to-earnings ratio, which may concern investors focusing on bottom-line growth and cash flow.
The transition from Data Centre to Cloud involves execution risk and could temporarily disrupt customer relationships, especially among large enterprises with complex deployments.
Valuation multiples appear elevated compared to sector peers, with high price-to-sales and price-to-book ratios, potentially limiting near-term upside if growth decelerates.

FICO

Pros

Fair Isaac’s FICO Score is the industry-standard credit risk benchmark in the US, underpinning most consumer lending decisions and providing a deep, defensible moat.
The company has strong intellectual property in analytics and decision management software, with recurring revenue streams from both financial institutions and enterprise clients.
FICO’s business model benefits from regulatory tailwinds as financial institutions increasingly rely on objective, data-driven scoring in compliance with lending and fairness requirements.

Considerations

Over-reliance on the US market for the majority of revenue limits geographical diversification and exposes the business to domestic credit cycles and regulatory shifts.
Emerging competitors leveraging alternative data sources and AI-driven scoring models could disrupt FICO’s dominant position in credit risk assessment over the long term.
The business is subject to regulatory scrutiny and public debate over fairness and transparency in credit scoring, which could increase compliance costs or prompt disruptive changes.

Related Market Insights

When Google Meet Goes Down: The Digital Resilience Investment Case

Invest in digital resilience after Google Meet outages. Explore communication alternatives, cloud infrastructure & edge computing stocks with Nemo's thematic Neme.