Ubiquiti vs FICO
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understanding. Educational content, not financial advice.
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understandi...
Why It's Moving
Ubiquiti Stock Surges on Massive Earnings Beat, But Analyst Skepticism Remains Unresolved
- Q2 2026 earnings crushed consensus by $0.92 per share, with net margins expanding to 29.9% and return on equity hitting 113.2%, demonstrating exceptional operational efficiency and capital deployment
- Revenue growth accelerated 35.8% year-over-year to $814.9 million—$98 million above analyst estimates—signaling strong underlying demand and market share gains in what appears to be a robust growth phase
- Analyst ratings remain sharply divided with Barclays maintaining a Sell rating and $527 price target despite the beat, while others issued Buy ratings at $720, creating a disconnect between fundamental performance and bearish sentiment that may explain the -25% downside risk warning
FICO Launches $1.5B Buyback, Fueling Analyst Optimism for Major Upside
- Board approved open-ended buyback after exhausting prior program, freeing up firepower to retire shares and boost earnings per share amid healthy free cash flow of $573 million.
- Scores segment revenue leaped 29.2% year-over-year, crushing estimates thanks to pricing power and hot demand from mortgage and auto lending.
- Analysts pile on with 15 buy ratings versus just 1 sell, spotlighting FICO's high-margin software edge and 16.4% overall revenue growth.
Ubiquiti Stock Surges on Massive Earnings Beat, But Analyst Skepticism Remains Unresolved
- Q2 2026 earnings crushed consensus by $0.92 per share, with net margins expanding to 29.9% and return on equity hitting 113.2%, demonstrating exceptional operational efficiency and capital deployment
- Revenue growth accelerated 35.8% year-over-year to $814.9 million—$98 million above analyst estimates—signaling strong underlying demand and market share gains in what appears to be a robust growth phase
- Analyst ratings remain sharply divided with Barclays maintaining a Sell rating and $527 price target despite the beat, while others issued Buy ratings at $720, creating a disconnect between fundamental performance and bearish sentiment that may explain the -25% downside risk warning
FICO Launches $1.5B Buyback, Fueling Analyst Optimism for Major Upside
- Board approved open-ended buyback after exhausting prior program, freeing up firepower to retire shares and boost earnings per share amid healthy free cash flow of $573 million.
- Scores segment revenue leaped 29.2% year-over-year, crushing estimates thanks to pricing power and hot demand from mortgage and auto lending.
- Analysts pile on with 15 buy ratings versus just 1 sell, spotlighting FICO's high-margin software edge and 16.4% overall revenue growth.
Investment Analysis
Ubiquiti
UI
Pros
- Ubiquiti's 2025 revenue surged 33.45% year-over-year to $2.57 billion, reflecting strong top-line growth.
- Net income more than doubled in 2025 to $711.92 million, indicating substantial profitability improvement.
- The company maintains a very high return on equity at approximately 179.9%, demonstrating efficient capital use.
Considerations
- Despite strong fundamentals, analyst price targets imply a significant potential downside of over 30% from current levels.
- The stock trades at a high price-to-earnings ratio near 64, suggesting it may be overvalued relative to earnings.
- Ubiquiti’s stock experienced volatile recent trading, including a notable 5.2% dip after a sharp multi-year run-up, indicating possible sentiment shifts.
FICO
FICO
Pros
- FICO provides essential analytics and decision management software widely used by financial institutions globally.
- The company benefits from recurring revenue streams through its scoring services and subscription offerings.
- FICO’s solutions address diverse business needs such as fraud detection, customer management, and risk scoring, supporting growth resilience.
Considerations
- FICO faces competitive pressures from other analytics and AI-driven decision platforms that may impact market share.
- The company’s dependence on financial institutions exposes it to cyclical risks tied to credit market conditions.
- Execution risks exist in scaling its software offerings internationally amid evolving regulatory and data privacy requirements.
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Ubiquiti (UI) Next Earnings Date
Ubiquiti Inc. (UI) is estimated to announce its next earnings report between May 8-12, 2026, with most sources indicating May 8, 2026 as the expected date. This earnings release will cover the company's Q3 2026 results, with analysts currently projecting an EPS of $3.83. The company has not yet officially confirmed the exact date, so the estimate is based on historical earnings announcement patterns. Investors should monitor the company's investor relations channels for official confirmation as the date approaches.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is expected to report its next earnings results on May 5, 2026, covering the second quarter of fiscal 2026. The company has not yet officially announced this date, though it is estimated based on historical earnings patterns and falls within the typical window of late April to early May. Analysts are forecasting earnings per share of $10.20 for this quarter. The earnings call will provide management commentary on financial results and the company's forward outlook.
Ubiquiti (UI) Next Earnings Date
Ubiquiti Inc. (UI) is estimated to announce its next earnings report between May 8-12, 2026, with most sources indicating May 8, 2026 as the expected date. This earnings release will cover the company's Q3 2026 results, with analysts currently projecting an EPS of $3.83. The company has not yet officially confirmed the exact date, so the estimate is based on historical earnings announcement patterns. Investors should monitor the company's investor relations channels for official confirmation as the date approaches.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is expected to report its next earnings results on May 5, 2026, covering the second quarter of fiscal 2026. The company has not yet officially announced this date, though it is estimated based on historical earnings patterns and falls within the typical window of late April to early May. Analysts are forecasting earnings per share of $10.20 for this quarter. The earnings call will provide management commentary on financial results and the company's forward outlook.
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Explore BasketWhich Baskets Do They Appear In?
Powering AT&T's 5G Expansion
AT&T's $23 billion acquisition of EchoStar's spectrum licenses is set to significantly enhance its 5G network capabilities nationwide. This creates a ripple effect, boosting opportunities for companies that provide the essential infrastructure and technology needed for a large-scale 5G network build-out.
Published: August 28, 2025
Explore BasketPower & Control Portfolio
These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.
Published: June 17, 2025
Explore BasketBuy UI or FICO in Nemo
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