FAIR ISAAC CORP

Fair Isaac (FICO) Stock

Credit scoring giant powering lending decisions. Here's the price, business snapshot, and what's worth knowing about Fair Isaac in June 2026.

Fair Isaac Corporation (FICO) is best known for the FICO Score, a widely used credit-scoring metric, and for its analytics and decision-management software used by banks, insurers, retailers and government agencies. The company sells a mix of software licences, cloud-based subscriptions, analytics services and consulting, giving it recurring revenue elements and high margins. Key growth drivers include digital lending, fraud prevention demand, adoption of cloud decisioning, and the use of alternative data and machine learning to refine risk models. Investors should note exposure to credit-cycle sensitivity — demand for scoring and decision tools can ebb and flow with lending activity — and regulatory scrutiny over scoring and data use. Competition from other analytics and fintech firms, and operational risks like cyber incidents, are additional considerations. This summary is educational and not personalised advice; values can rise or fall and any investment should be considered against your goals and risk tolerance.

Why It’s Moving

FAIR ISAAC CORP

FICO is catching a fresh analyst bid as Wall Street keeps pointing to meaningful upside into 2026.

Fair Isaac’s shares are being framed by analysts as a rebound story, with consensus targets still sitting well above the current share price. The main takeaway is that investors are looking past recent weakness and toward margin strength, pricing power, and recurring demand for its credit-scoring and decisioning software.
Sentiment:
🐃Bullish
  • Analyst coverage remains constructive, with multiple firms keeping bullish targets in place; that suggests the market still sees room for a recovery after the stock’s steep pullback.
  • The stock has been trading near the lower end of its range, which makes any sign of stabilization in fundamentals or sentiment more impactful for valuation.
  • The long-term narrative is centered on FICO’s recurring software and scoring revenue, which investors tend to reward when they believe demand is durable and resistant to economic slowdowns.

When is the next earnings date for FAIR ISAAC CORP (FICO)?

The next earnings date for FICO is expected on July 29, 2026. That release would cover Q3 fiscal 2026 results, based on the company’s typical late-July reporting pattern. If FICO has not formally confirmed the date, the market is still broadly aligning around that late-July window.

Stock Performance Snapshot

Strong Buy

Analyst Rating

Analysts highly recommend buying Fair Isaac Corp's stock, expecting significant future price growth.

Above Average

Financial Health

Fair Isaac Corp is performing well, showing strong cash flow and revenue figures, indicating solid business health.

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

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Why You’ll Want to Watch This Stock

📈

Recurring Revenue Shift

FICO has been shifting toward cloud subscriptions and recurring fees, which can smooth revenue, though performance can vary with client adoption and market cycles.

🌍

Global Demand For Scoring

Lenders and insurers worldwide rely on scoring and analytics, offering geographic growth potential, but regulatory regimes and data rules differ by market.

Analytics & Innovation

Investment in machine learning and alternative data can enhance competitive position, while cyber and model-risk require careful oversight.

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