Monolithic Power Systems vs FICO

Monolithic Power Systems vs FICO: this page compares business models, financial performance, and market context for these two companies. It presents neutral, accessible information about strategies, competitive positioning, and growth drivers, without offering investment guidance. Educational content, not financial advice.

Monolithic Power Systems vs FICO: this page compares business models, financial performance, and market context for these two companies. It presents neutral, accessible information about strategies, c...

Comparison Snapshot

Key Financial Metrics

MPWR

Metric

FICO

$51.17B

Market Cap

$36.77B

11.12%

Potential Profit

30.45%

Buy

Analyst Rating

Buy

Why It's Moving

MPWR Surges on Wells Fargo Upgrade as Chip Sector Rebounds with AI Momentum.

Wells Fargo lifted its rating from Equal-Weight to Overweight and raised the price target from $1100 to $1125, highlighting easier comps that could spotlight robust growth.
Recent confirmation of a $1.56 per share quarterly dividend payable in January 2026 signals management's confidence in aligning capital returns with AI and auto-driven expansion.
Broader AI hype and CES rally bolster MPWR's narrative, though short ordering cycles pose volatility risks as the company gears up for Q4 results on February 5.

Sentiment:

🐃Bullish

FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance

Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.

Sentiment:

⚖️Neutral

MPWR Surges on Wells Fargo Upgrade as Chip Sector Rebounds with AI Momentum.

Wells Fargo lifted its rating from Equal-Weight to Overweight and raised the price target from $1100 to $1125, highlighting easier comps that could spotlight robust growth.
Recent confirmation of a $1.56 per share quarterly dividend payable in January 2026 signals management's confidence in aligning capital returns with AI and auto-driven expansion.
Broader AI hype and CES rally bolster MPWR's narrative, though short ordering cycles pose volatility risks as the company gears up for Q4 results on February 5.

Sentiment:

🐃Bullish

FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance

Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.

Sentiment:

⚖️Neutral

Investment Analysis

Monolithic Power Systems

MPWR

Pros

Monolithic Power Systems achieved record revenue of $664.6 million in Q2 2025, up 31% year-over-year, indicating strong growth momentum.
The company has a strategic focus on AI ASIC-based power solutions and data center systems, positioning it well in growing tech sectors.
Monolithic Power Systems displays high profitability metrics with a normalized return on assets around 24% and return on equity exceeding 28%.

Considerations

Despite revenue growth, the stock price declined slightly after the latest earnings release, reflecting some investor caution.
Valuation multiples such as price-to-earnings and price-to-book ratios are significantly higher than peers, which could signal rich valuation.
Monolithic Power Systems operates in cyclical semiconductor markets subject to economic and technological shifts, adding execution and demand risks.

FICO

Pros

FICO is a leading provider of credit scoring and analytics technology with a strong market position in financial services.
The company's products are critical to risk management and lending decisions, giving it a resilient revenue base supported by regulatory demand.
FICO has demonstrated steady profit generation and solid cash flow, supporting ongoing investments in AI and data analytics capabilities.

Considerations

FICO faces competitive pressures from emerging fintech companies and new data providers that challenge traditional credit scoring models.
Its reliance on financial institutions exposes FICO to regulatory changes and economic cycles impacting credit demand and lending activity.
Growth prospects could be constrained by slower adoption outside core markets or limitations in expanding beyond credit risk analytics.

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