FICO vs eBay
This page compares FICO and eBay, examining business models, financial performance, and market context. It presents neutral, accessible information to help readers understand how these organisations operate within their sectors. Educational content, not financial advice.
This page compares FICO and eBay, examining business models, financial performance, and market context. It presents neutral, accessible information to help readers understand how these organisations o...
Why It's Moving
FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance
- Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
- Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
- Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.
eBay Stock Charges Higher as Morgan Stanley Sticks with Bullish Outlook Amid Live Video Buzz.
- Morgan Stanley maintained coverage on eBay, signaling confidence in its growth trajectory.
- Live videos emerge as a key factor potentially fueling an eBay stock rally in 2026.
- Stock rose from $90.70 on Jan 20 to $93.61 on Jan 23, capturing renewed buying interest.
FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance
- Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
- Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
- Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.
eBay Stock Charges Higher as Morgan Stanley Sticks with Bullish Outlook Amid Live Video Buzz.
- Morgan Stanley maintained coverage on eBay, signaling confidence in its growth trajectory.
- Live videos emerge as a key factor potentially fueling an eBay stock rally in 2026.
- Stock rose from $90.70 on Jan 20 to $93.61 on Jan 23, capturing renewed buying interest.
Investment Analysis
FICO
FICO
Pros
- Fair Isaac (FICO) reported a 15.91% revenue increase to $1.99 billion in 2025, reflecting strong growth momentum.
- Net income rose 27.13% to $651.95 million in 2025, highlighting improving profitability.
- Analyst consensus strongly favours the stock with a 'Buy' rating and an average price target suggesting roughly 23-24% upside.
Considerations
- FICO’s price-to-earnings (P/E) ratio is relatively high at around 63, indicating a premium valuation that may limit near-term upside.
- The company does not currently pay a dividend, which may deter income-focused investors.
- FICO's beta of 1.3 suggests higher volatility compared to the broader market, implying increased investment risk.
eBay
EBAY
Pros
- eBay has a large, global online marketplace platform benefiting from robust consumer and seller activity.
- The company has demonstrated consistent revenue streams supported by marketplace fees and advertising services.
- eBay has continued to invest in technology and AI to improve user experience and drive marketplace efficiency.
Considerations
- The e-commerce sector is intensely competitive, with eBay facing pressure from giants like Amazon and Walmart.
- Growth rates may be constrained given increased advertising spend and investments, which could pressure margins.
- eBay is exposed to regulatory risks globally, including consumer protection and data privacy laws that could increase compliance costs.
Related Market Insights
When Government Data Fails: The Private Intelligence Revolution
As trust in government data erodes, private analytics firms like FICO, Verisk, and Morningstar offer independent market intelligence. Discover this investment opportunity with Nemo.
Aimee Silverwood | Financial Analyst
August 3, 2025
Identity Security In Play: After The Mega-Deal
Explore identity security investing opportunities after Palo Alto's CyberArk mega-deal. Understand cybersecurity consolidation & find top stocks.
Aimee Silverwood | Financial Analyst
July 30, 2025
The Trust Merchants: Why Security and Validation Companies Are Thriving
Invest in companies selling trust: security, validation, and certification services. Discover recession-resistant demand & strong pricing power in an uncertain world.
Aimee Silverwood | Financial Analyst
July 25, 2025
Related Market Insights
When Government Data Fails: The Private Intelligence Revolution
As trust in government data erodes, private analytics firms like FICO, Verisk, and Morningstar offer independent market intelligence. Discover this investment opportunity with Nemo.
Aimee Silverwood | Financial Analyst
August 3, 2025
Identity Security In Play: After The Mega-Deal
Explore identity security investing opportunities after Palo Alto's CyberArk mega-deal. Understand cybersecurity consolidation & find top stocks.
Aimee Silverwood | Financial Analyst
July 30, 2025
The Trust Merchants: Why Security and Validation Companies Are Thriving
Invest in companies selling trust: security, validation, and certification services. Discover recession-resistant demand & strong pricing power in an uncertain world.
Aimee Silverwood | Financial Analyst
July 25, 2025
The Data Advantage: Why Information Asymmetry Creates Investment Gold
Discover how companies monetize information asymmetry for profit. Explore the Data Advantage Neme, featuring firms with proprietary data & superior analytics. Invest with Nemo.
Aimee Silverwood | Financial Analyst
July 25, 2025
Banks' Billion-Dollar Compliance Crisis: The RegTech Investment Opportunity
Standard Chartered's 1MDB lawsuit highlights banks' urgent need for RegTech. Invest in companies providing fraud detection & KYC solutions.
Aimee Silverwood | Financial Analyst
July 25, 2025
The Digital Bouncers: Why Identity Verification Stocks Are the New Cybersecurity Goldmine
Digital fraud costs billions. Discover why identity verification stocks are a cybersecurity goldmine. Invest in companies building secure digital trust infrastructure via Nemo.
Aimee Silverwood | Financial Analyst
July 25, 2025
The Digital Landlords: Why Data Ownership Is the New Property Empire
Discover the Digital Landlords Neme: Invest in companies building empires on essential data streams. Capitalize on AI-driven growth & recurring revenue. Start with Nemo.
Aimee Silverwood | Financial Analyst
July 25, 2025
The Invisible Empire: How Three Companies Control Trillions in Global Capital
Discover the 'Invisible Empire' of MSCI, S&P Global, & Moody's. These firms control trillions via indices, ratings, & ESG scores, benefiting from passive investing & ESG mandates. Invest with Nemo.
Aimee Silverwood | Financial Analyst
July 25, 2025
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the first quarter of the company's fiscal year, aligning with its historical late-January pattern for Q1 results. Investors should monitor for the official announcement and detailed financials on that date.
eBay (EBAY) Next Earnings Date
eBay Inc. (EBAY) is expected to report earnings on February 25, 2026. This release will cover the fourth quarter of 2025 (Q4 2025), following the company's historical pattern of late-February announcements for year-end results. The date reflects analyst consensus estimates, as the company has not yet officially confirmed it.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the first quarter of the company's fiscal year, aligning with its historical late-January pattern for Q1 results. Investors should monitor for the official announcement and detailed financials on that date.
eBay (EBAY) Next Earnings Date
eBay Inc. (EBAY) is expected to report earnings on February 25, 2026. This release will cover the fourth quarter of 2025 (Q4 2025), following the company's historical pattern of late-February announcements for year-end results. The date reflects analyst consensus estimates, as the company has not yet officially confirmed it.
Which Baskets Do They Appear In?
Trust In Numbers: The Private Data Advantage
The firing of the U.S. Labor Statistics chief has undermined trust in the integrity of government economic reporting. This creates a potential shift towards private data and analytics firms as more reliable sources of crucial market information.
Published: August 3, 2025
Explore BasketIdentity Security In Play: After The Mega-Deal
Palo Alto Networks is nearing a deal to acquire CyberArk, a major player in identity management, for over $20 billion. This consolidation at the top of the cybersecurity industry could create significant opportunities for other specialized identity security firms to grow or be acquired.
Published: July 30, 2025
Explore BasketFinancial Crime & Compliance
As banks face massive lawsuits over compliance failures, companies providing RegTech solutions are seeing growing demand. These stocks represent the essential technologies financial institutions need to prevent the next multi-billion dollar scandal.
Published: July 2, 2025
Explore BasketWhich Baskets Do They Appear In?
Trust In Numbers: The Private Data Advantage
The firing of the U.S. Labor Statistics chief has undermined trust in the integrity of government economic reporting. This creates a potential shift towards private data and analytics firms as more reliable sources of crucial market information.
Published: August 3, 2025
Explore BasketIdentity Security In Play: After The Mega-Deal
Palo Alto Networks is nearing a deal to acquire CyberArk, a major player in identity management, for over $20 billion. This consolidation at the top of the cybersecurity industry could create significant opportunities for other specialized identity security firms to grow or be acquired.
Published: July 30, 2025
Explore BasketFinancial Crime & Compliance
As banks face massive lawsuits over compliance failures, companies providing RegTech solutions are seeing growing demand. These stocks represent the essential technologies financial institutions need to prevent the next multi-billion dollar scandal.
Published: July 2, 2025
Explore BasketDigital Identity Gatekeepers
These companies are the bouncers of the digital economy, creating the critical technologies that verify who's who online. As fraud becomes more sophisticated, these stocks represent the businesses building our digital trust infrastructure.
Published: June 17, 2025
Explore BasketAlgorithmic Governance Gatekeepers
These powerful companies create the rules and benchmarks that control the flow of trillions of dollars worldwide. Carefully selected by our analysts, these stocks represent the essential data and analytics providers that the global investment community simply can't function without.
Published: June 17, 2025
Explore BasketData Landlords
These companies own the critical information that powers modern business and innovation. Like digital landlords, they lease access to invaluable data streams that others simply can't replicate, creating powerful competitive advantages and consistent revenue streams.
Published: June 17, 2025
Explore BasketInformation Asymmetry Arbitrageurs
These companies build their success on knowing more than their customers. Our analysts have selected businesses that create lasting value from proprietary data and analytical advantages in complex markets like credit scoring, auto sales, and insurance.
Published: June 17, 2025
Explore BasketTrust Brokers
In today's uncertain world, these carefully selected companies profit by providing essential security, validation, and certification services. They sell trust itself—a non-discretionary commodity that commands premium pricing and ensures reliable demand regardless of economic conditions.
Published: June 17, 2025
Explore BasketBuy FICO or EBAY in Nemo
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons
FICO vs ASE Technology
FICO vs ASE Technology: a comparison
FICO vs Celestica
FICO vs Celestica: a comparison
FICO vs Nokia
FICO vs Nokia: a factual comparison