What is the main purpose of comparing SCHV and VTV on this page?

This comparison examines two large-cap value exchange-traded funds, SCHV (stock_1) and VTV (stock_2), to help beginners understand how to interpret financial data. We analyse differences in expense ratios, net assets, and dividend yields without recommending one over the other. By reviewing the provided fund data, investors can learn how factors like tracking methodology and historical performance influence a fund's profile. The goal is educational, focusing on factual differences in liquidity and cost structures to aid in reading ETF comparison pages effectively.

Why are expense ratios considered important when evaluating these funds?

Expense ratios represent the annual fee charged to manage an ETF, which directly impacts net returns over time. For SCHV (stock_1), the expense ratio is 0.04%, whereas for VTV (stock_2), it is 0.03%. While both are low-cost, the 0.01 percentage point difference means VTV is marginally cheaper to hold. Understanding these fees helps investors calculate potential long-term costs. Since these figures are deducted from the fund's assets, a lower ratio generally suggests less drag on performance, assuming all other factors are equal, though actual returns vary by market conditions and individual portfolio allocation.

How do the inception dates of SCHV and VTV differ?

The inception date marks when a fund was first established. SCHV (stock_1) was launched on December 11, 2009, giving it a track record spanning over a decade. In contrast, VTV (stock_2) has an earlier inception date of January 26, 2004. This difference means VTV has a longer historical performance record, potentially offering more data points for analysing behaviour across different market cycles. For beginners, noting these dates is crucial for context, as a longer history allows for a broader observation of how the fund has managed volatility and adhered to its stated investment strategy over time.

How do the top holdings of these two ETFs compare?

Both SCHV (stock_1) and VTV (stock_2) share several top holdings, indicating similar portfolio structures. Shared stocks include MU, JPM, BRK.B, XOM, JNJ, WMT, ABBV, CSCO, and CVX. However, differences exist in their unique allocations. SCHV features INTC at 1.72%, which is not in VTV's top ten. Conversely, VTV includes BAC at 1.44%, which is absent from SCHV's top ten. This overlap suggests they track similar segments of the large-cap value market, but the slight variations in weightings and unique stocks highlight minor divergences in their specific holdings and sector concentrations.

What do the dividend yields tell us about SCHV and VTV?

Dividend yield indicates the income generated relative to the fund's price. VTV (stock_2) reports a dividend yield of 1.85%, while SCHV (stock_1) shows 1.79%. Although VTV has a slightly higher yield, both are modest. For income-focused investors, these figures suggest steady but not aggressive distribution rates. It is important to remember that yields fluctuate with market prices and corporate payout decisions. The difference of 0.06 percentage points is marginal. Beginners should consider that yields are not guaranteed and should be viewed alongside the fund's total return and expense ratios to assess overall value.

What information is provided about the indices tracked by these funds?

Currently, the specific indices tracked by both SCHV (stock_1) and VTV (stock_2) are listed as 'not available' in the provided data. This lack of transparency means investors cannot directly assess the exact methodology used for stock selection and weighting. While they are classified as Large Value ETFs, knowing the precise benchmark would help determine strict alignment. Beginners should note that without this data, comparing their tracking effectiveness or understanding the nuances of their investment strategies relies more heavily on observed holdings and historical performance rather than stated index criteria.

Which investing goals are associated with these Large Value ETFs?

These funds are typically associated with goals focused on long-term capital preservation and moderate income, rather than aggressive growth. SCHV (stock_1) and VTV (stock_2) target large-cap value stocks, which often include established companies with stable earnings. They may appeal to investors seeking diversification within the value sector. Beginners should consider that value investing often involves lower volatility during market declines compared to growth stocks, but can underperform in bull markets. Choosing between them depends on whether the investor prioritises the slightly lower cost and longer history of VTV or the specific asset size and holdings profile of SCHV.

How does the significant difference in net assets impact investors?

Net assets influence liquidity and operational stability. VTV (stock_2) holds $191.1 billion, providing exceptional liquidity and tight bid-ask spreads for high-volume traders. In contrast, SCHV (stock_1) has $16.9 billion in net assets. While $16.9 billion is still sufficient for stability, the smaller size may result in slightly wider trading spreads during volatile periods. For beginners, this illustrates how scale affects market microstructure. Larger funds like VTV benefit from economies of scale, potentially enhancing their ability to manage inflows and outflows smoothly compared to smaller peers, although both maintain adequate size for standard retail investment needs.

What risks are associated with specific top holdings in SCHV?

SCHV (stock_1) has a 1.72% exposure to Intel (INTC), a technology holding not present in VTV's (stock_2) top ten. This concentration introduces specific volatility risks tied to the semiconductor sector's cycles. If Intel faces industry headwinds, SCHV's performance may be more affected than a fund without this exposure. Conversely, VTV holds Bank of America (BAC) at 1.44%, introducing financial sector risks absent in SCHV. Beginners should note that top holdings, even if small percentages, can drive divergences in performance. Analysing these unique positions helps understand how individual stock movements impact the broader fund returns relative to peers.

What should beginners consider when choosing between these two funds?

Beginners should weigh the trade-offs between cost, liquidity, and history. VTV (stock_2) offers a marginally lower expense ratio (0.03% vs 0.04%) and significantly higher assets ($191.1 billion vs $16.9 billion), implying better liquidity. It also has a longer track record since 2004. SCHV (stock_1) is newer (2009) but maintains a solid size. Since both have similar yields (1.85% vs 1.79%) and shared holdings, the choice may depend on account access or preference for the issuer. Always verify current data before acting, as fees and assets change over time.

Why might the lack of sector weights affect an investor's analysis?

Sector weights provide insight into a fund's diversification and risk exposure. For both SCHV (stock_1) and VTV (stock_2), sector weights are 'not available' in the current dataset. This absence prevents investors from seeing exactly how much of the fund is allocated to Technology, Financials, or Energy, despite knowing top holdings. Beginners should recognise that without this data, they cannot fully assess sector concentration risks or alignment with a specific strategic allocation. Investors might need to look for alternative sources or accept this gap, focusing instead on top holdings and historical performance to infer sector trends.

How should one interpret the educational nature of this comparison?

This page is designed for educational purposes, not as financial advice. It analyses SCHV (stock_1) and VTV (stock_2) using static data from Yahoo Finance fetched on 2026-09-22. Figures like expense ratios and holdings change over time. Investors must not base decisions solely on this comparison. Instead, use it to understand how to read ETF metrics, such as comparing yields and assets. Always consult current prospectuses and consider personal financial circumstances. The goal is to clarify the mechanics of large-cap value investing, ensuring readers can interpret market data neutrally and effectively.

SCHV vs VTV

Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.

This page compares SCHV (Schwab US Large-Cap Value ETF) and VTV (Vanguard Value ETF). We examine fees (0.04% vs 0.03%), holdings, dividends (1.79% vs 1.85%) and how each fund tracks its market, alongside their respective asset bases and inception dates. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

SCHV

Metric

VTV

0.04%

Expense Ratio

0.03%

1.79%

Dividend Yield

1.85%

$16.91B

Net Assets

$191.07B

559

Holdings

319

Dec 11, 2009

Inception Date

Jan 26, 2004

–

Index Tracked

–

Large Value

Fund Category

Large Value

VTV costs about $1.00 less per year for every $10,000 invested.

Shared Top Holdings

Holding	SCHV	VTV
MUMicron Technology, Inc.	3.52%	3.94%
JPMJPMorgan Chase & Co.	2.99%	3.47%
BRK.BBerkshire Hathaway Inc.	2.98%	2.88%
XOMExxonMobil Holdings Corporation	2.16%	2.43%
JNJJohnson & Johnson	2.08%	2.33%
WMTWalmart Inc.	1.50%	1.67%
ABBVAbbVie Inc.	1.49%	1.65%
CSCOCisco Systems, Inc.	1.39%	1.43%
CVXChevron Corporation	1.26%	1.42%

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Investment Analysis

SCHV

Pros

The fund features a low expense ratio of 0.04%, helping to minimise annual holding costs for investors.
With net assets reaching $16.9 billion, the fund maintains sufficient size to support trading and operational stability.
Established in December 2009, the fund has a solid track record spanning over a decade of market cycles.

Considerations

The dividend yield of 1.79% is slightly lower than the peer fund's 1.85%, reducing its immediate income appeal.
Significant exposure to Intel at 1.72% may introduce volatility, as this technology holding is not in the peer's top ten.
The specific index methodology tracked by the fund is not available, limiting transparency on its exact investment strategy.

VTV

Pros

The expense ratio of 0.03% is marginally lower than the peer fund, offering a slight cost advantage over time.
Net assets of $191.1 billion provide exceptional liquidity, ensuring tight bid-ask spreads for high-volume traders.
Since its inception in January 2004, the fund has accumulated the longest historical performance record among its peers.

Considerations

A substantial 1.44% allocation to Bank of America introduces specific financial sector risks not present in the peer fund.
The dividend yield of 1.85% remains modest, potentially limiting its attractiveness for income-focused investors in low-growth periods.
The precise index tracked is not available, which restricts the ability to assess strict methodological alignment with benchmarks.

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About SCHV and VTV

SCHV (SCHV)

SCHV (Schwab US Large‑Cap Value ETF) is an exchange‑traded fund that seeks to track the Dow Jones U.S. Large‑Cap Value Total Stock Market Index, providing diversified exposure to large‑capitalisation U.S. companies classified as value stocks. Managed by Charles Schwab, the ETF is designed for passive, cost‑efficient investing and typically offers regular income through dividends. It can serve as a way to tilt a portfolio toward value characteristics—such as lower valuation multiples or higher dividend yields—rather than growth. Investors should note that ETFs are pooled instruments (so a single market‑cap figure for the ETF itself is not applicable in the same way as for a company), and performance depends on the underlying index and market conditions. Value styles can underperform growth for extended periods and returns are not guaranteed. This summary is educational only and not personalised financial advice; suitability depends on individual objectives and risk tolerance.

VTV (VTV)

The Vanguard Value ETF (VTV) is a large-cap value fund designed to track the performance of US large-capitalisation companies considered to have value characteristics. Launched in January 2004, it currently holds a diverse portfolio of 319 stocks. With a very low expense ratio of just 0.03%, it offers investors a cost-effective way to access established US companies that may be trading at lower prices relative to their fundamental metrics. The fund has accumulated net assets of approximately USD 191.07 billion, indicating significant liquidity and investor confidence. It currently provides a dividend yield of 1.85%. While value strategies can offer potential advantages during market rotations, like all investments, the value of shares can fall as well as rise, and returns are not guaranteed. This fund is generally suitable for investors seeking diversified exposure to the US large-cap value segment as part of a broader portfolio strategy.

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SCHV vs VTV

Fund Snapshot