Ameriprise Financial vs SoFi

This page compares Ameriprise Financial and SoFi Technologies, Inc., outlining their business models, financial performance, and market context in a clear, neutral way for readers. Educational content, not financial advice.

This page compares Ameriprise Financial and SoFi Technologies, Inc., outlining their business models, financial performance, and market context in a clear, neutral way for readers. Educational content...

About The Companies

Ameriprise Financial (AMP)

Ameriprise Financial, Inc. (AMP) is a diversified US-based financial services company best known for wealth management, financial planning and asset management. Its revenue mix leans on fee-based advisory services, investment product fees and insurance sales, with performance and market conditions influencing asset flows and earnings. The business benefits from a large network of advisers and recurring, asset-linked fees that can provide resilience in steady markets, yet it remains sensitive to market volatility, interest rates and regulatory change. Ameriprise returns capital to shareholders via dividends and buybacks, but investors should weigh valuation, fee pressure and client retention metrics when assessing prospects. Suitable for investors seeking exposure to wealth management and financial services, but this is general educational information only — not personalised advice. Values can rise and fall and past performance is not a reliable guide to future returns.

SoFi (SOFI)

SoFi Technologies, Inc. (SOFI) is a US-based fintech platform that combines lending, deposit accounts, investing, insurance and advisory services under a consumer-focused membership model. The company targets younger, digitally native customers with streamlined loan refinancing, student loan assistance, personal loans, checking and savings accounts, and a brokerage app. Revenue comes from interest margin on loans and deposits, fees from financial products, and subscription or referral-based services. SoFi has grown rapidly and benefits from cross-selling opportunities, scale effects and a large digital distribution footprint, but it faces competition from traditional banks and specialist fintech rivals, as well as regulatory and credit-cycle risks. Recent priorities include improving profitability, expanding deposits, and maintaining prudent credit underwriting. Market cap sits around $34.12B. This summary is for general educational purposes only and is not personal financial advice; investors should assess suitability and risks before acting.

Comparison Snapshot

Key Financial Metrics

AMP

Metric

SOFI

$45.86B

Market Cap

$34.39B

8.87%

Potential Profit

-3.47%

Hold

Analyst Rating

Hold

Why It's Moving

Ameriprise Financial shines as top momentum pick amid advisor hiring spree and upward earnings revisions.

Zacks awards AMP a Momentum Style Score of A, driven by three analysts lifting 2025 earnings estimates by $0.45 to $38.65 per share, reflecting sustained profitability.
Kuttin Wealth Management, an Ameriprise practice, added four advisors with $300M in client assets, pushing the team past $14B and underscoring advisor recruitment strength.
Natixis trimmed its AMP stake, but overall analyst consensus holds at 'Hold' with positive undertones from recent upward revisions and Q4 outlook updates.

Sentiment:

🐃Bullish

SoFi Powers Ahead with Fresh Capital Raise as Profit Momentum Builds

Priced public stock offering expected to close December 8, providing capital for scaling operations and member growth[3].
Q3 2025 net income more than doubled year-over-year to $139.4 million, showcasing robust profitability gains[2].
Analysts spotlight SoFi as a top fast-growing financial services player, sparking 2026 upside debates[1].

Sentiment:

🐃Bullish

Ameriprise Financial shines as top momentum pick amid advisor hiring spree and upward earnings revisions.

Zacks awards AMP a Momentum Style Score of A, driven by three analysts lifting 2025 earnings estimates by $0.45 to $38.65 per share, reflecting sustained profitability.
Kuttin Wealth Management, an Ameriprise practice, added four advisors with $300M in client assets, pushing the team past $14B and underscoring advisor recruitment strength.
Natixis trimmed its AMP stake, but overall analyst consensus holds at 'Hold' with positive undertones from recent upward revisions and Q4 outlook updates.

Sentiment:

🐃Bullish

SoFi Powers Ahead with Fresh Capital Raise as Profit Momentum Builds

Priced public stock offering expected to close December 8, providing capital for scaling operations and member growth[3].
Q3 2025 net income more than doubled year-over-year to $139.4 million, showcasing robust profitability gains[2].
Analysts spotlight SoFi as a top fast-growing financial services player, sparking 2026 upside debates[1].

Sentiment:

🐃Bullish

Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

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Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

Explore Basket

Investment Analysis