Ameriprise Financial vs The Hartford

This page compares Ameriprise Financial and The Hartford, examining their business models, financial performance, and market context. It considers client service approaches, product strategies, risk management, and competitive positioning in financial services. Content is neutral and designed to be accessible for educational purposes. Educational content, not financial advice.

This page compares Ameriprise Financial and The Hartford, examining their business models, financial performance, and market context. It considers client service approaches, product strategies, risk m...

Comparison Snapshot

Key Financial Metrics

AMP

Metric

HIG

$45.76B

Market Cap

$35.92B

6.96%

Potential Profit

11.15%

Hold

Analyst Rating

Buy

Why It's Moving

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Allstate Corp acquired 3,782 shares of AMP in Q3, valued at $1.86 million, highlighting renewed institutional buying in the wealth management giant.
Ameriprise welcomed a seasoned team managing $120 million in assets on January 12, boosting client experience and operational firepower.
Named the highest-ranked diversified financial services firm on TIME's America's Most Iconic Companies list for 2026, underscoring market leadership.

Sentiment:

🐃Bullish

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub

New Columbus hub at Easton Town Center will house 75 employees, fostering collaboration on AI-driven risk assessment and cloud-native systems to sharpen underwriting margins and cut costs.
Allstate Corp disclosed a fresh $1.32 million stake in HIG, reflecting institutional confidence in the insurer's growth trajectory.
Recent analyst upgrades, including Cantor Fitzgerald's 'Overweight' on January 14, underscore optimism around HIG's tech investments and strong share performance outpacing the industry.

Sentiment:

🐃Bullish

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Allstate Corp acquired 3,782 shares of AMP in Q3, valued at $1.86 million, highlighting renewed institutional buying in the wealth management giant.
Ameriprise welcomed a seasoned team managing $120 million in assets on January 12, boosting client experience and operational firepower.
Named the highest-ranked diversified financial services firm on TIME's America's Most Iconic Companies list for 2026, underscoring market leadership.

Sentiment:

🐃Bullish

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub

New Columbus hub at Easton Town Center will house 75 employees, fostering collaboration on AI-driven risk assessment and cloud-native systems to sharpen underwriting margins and cut costs.
Allstate Corp disclosed a fresh $1.32 million stake in HIG, reflecting institutional confidence in the insurer's growth trajectory.
Recent analyst upgrades, including Cantor Fitzgerald's 'Overweight' on January 14, underscore optimism around HIG's tech investments and strong share performance outpacing the industry.

Sentiment:

🐃Bullish

Investment Analysis

Ameriprise Financial

AMP

Pros

Ameriprise Financial is a major US asset and wealth management player with about $1.5 trillion in assets under management as of end 2024.
The company reported solid Q3 2025 earnings, with sales and adjusted EPS beating consensus estimates.
Analyst forecast for 2025 shows potential upside of approximately 12.65% with an average target price above current levels.

Considerations

The company's diversification across wealth management, asset management, and insurance complicates its financials, which could weigh on valuation.
About 80% of revenue is from asset and wealth management, making Ameriprise sensitive to market volatility and fluctuations in asset values.
Elevated stock valuations in the sector present risk, with market forward price-to-earnings ratios reaching historically high levels.

The Hartford

HIG

Pros

Hartford Financial Services has a diversified business model with segments in commercial lines, personal lines, group benefits, and investment management.
The company offers a broad range of insurance products including workers' compensation, property, automobile, and group life insurance.
Despite recent short-term weakness, Hartford's stock price has increased modestly over the last 12 months.

Considerations

Hartford's stock price has declined over the past month and is projected to decrease further according to analyst models for the next year.
The company faces sector-specific risks including exposure to claims volatility and regulatory changes in insurance markets.
Operating segments like property and casualty can be cyclical and sensitive to adverse weather events or economic shifts impacting underwriting results.

About The Companies

Ameriprise Financial (AMP)

Ameriprise Financial, Inc. (AMP) is a diversified US-based financial services company best known for wealth management, financial planning and asset management. Its revenue mix leans on fee-based advisory services, investment product fees and insurance sales, with performance and market conditions influencing asset flows and earnings. The business benefits from a large network of advisers and recurring, asset-linked fees that can provide resilience in steady markets, yet it remains sensitive to market volatility, interest rates and regulatory change. Ameriprise returns capital to shareholders via dividends and buybacks, but investors should weigh valuation, fee pressure and client retention metrics when assessing prospects. Suitable for investors seeking exposure to wealth management and financial services, but this is general educational information only — not personalised advice. Values can rise and fall and past performance is not a reliable guide to future returns.

The Hartford (HIG)

Hartford Financial Services Group, Inc. (HIG) is a US-based insurance company focused on property & casualty (commercial and personal lines) and group benefits for employers. With a market capitalisation of about $35.17B, Hartford earns from underwriting premiums and investment income from a sizeable fixed-income portfolio. Key considerations for investors include underwriting performance (loss ratios and combined ratio), exposure to natural catastrophes, reserve adequacy and the impact of interest rates on investment returns. The company operates in a heavily regulated industry where capital levels, credit ratings and reinsurance arrangements matter. Hartford has a history of returning capital to shareholders through dividends and buybacks, but distributions depend on earnings and regulatory capital. This summary is for general educational purposes only and not personalised investment advice; values can rise and fall and past outcomes do not guarantee future results.

Ameriprise Financial (AMP) Next Earnings Date

Ameriprise Financial (AMP) is scheduled to report its next earnings on January 29, 2026, covering the Q4 2025 fiscal quarter. This date aligns with the majority of analyst consensus and historical patterns for late-January releases before market open. Investors should monitor official company announcements for any updates.

The Hartford (HIG) Next Earnings Date

The Hartford Insurance Group will announce its fourth quarter and full year 2025 earnings on January 29, 2026 after market close at approximately 4:15 p.m. EST. This upcoming report will cover the final quarter of 2025, providing comprehensive results for the company's fourth quarter and full-year performance. The earnings release is officially confirmed by the company and will be followed by a webcast on January 30, 2026.

Ameriprise Financial (AMP) Next Earnings Date

Ameriprise Financial (AMP) is scheduled to report its next earnings on January 29, 2026, covering the Q4 2025 fiscal quarter. This date aligns with the majority of analyst consensus and historical patterns for late-January releases before market open. Investors should monitor official company announcements for any updates.

The Hartford (HIG) Next Earnings Date

The Hartford Insurance Group will announce its fourth quarter and full year 2025 earnings on January 29, 2026 after market close at approximately 4:15 p.m. EST. This upcoming report will cover the final quarter of 2025, providing comprehensive results for the company's fourth quarter and full-year performance. The earnings release is officially confirmed by the company and will be followed by a webcast on January 30, 2026.

Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

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Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

Explore Basket

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Comparison Snapshot

Why It's Moving

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub