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15 handpicked stocks

Embedded-Finance Infrastructure

These innovative companies provide the essential API infrastructure that enables any business to seamlessly integrate financial services into their products. Carefully selected by our analysts, these stocks represent the invisible technology powering the next generation of banking, lending, and insurance experiences.

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Han Tan | Market Analyst

Published on June 17

About This Group of Stocks

1

Our Expert Thinking

We've focused on the companies building the technological foundation that allows non-financial businesses to offer banking, lending, and insurance products within their apps. These API providers and white-label platforms are expanding the total addressable market for financial services dramatically.

2

What You Need to Know

This portfolio targets pure-play technology providers—not the consumer-facing brands using their tools. These B2B infrastructure players handle complex backend processes like payment processing, loan origination, and regulatory compliance, enabling seamless financial experiences.

3

Why These Stocks

These companies are strategically positioned as force-multipliers in the digital economy. As consumer demand for integrated financial services grows, these infrastructure providers benefit from widespread adoption across industries, potentially unlocking substantial growth opportunities.

Why You'll Want to Watch These Stocks

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Expanding Market Opportunity

As more brands look to add financial services to their apps, these infrastructure companies are positioned to capture a rapidly growing market. The embedded finance revolution is just beginning.

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The Hidden Tech Powering Everything

While consumer fintech apps get all the attention, these companies provide the crucial behind-the-scenes infrastructure that makes it all possible. They're the essential building blocks of modern finance.

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Early Days of a Major Shift

Industry experts predict that embedded finance could be a trillion-dollar opportunity. These companies are at the forefront of transforming how financial services are delivered.

Get the full story on this Basket. Read our detailed article on its risks and potential.

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