
Upstart Holdings, Inc.
Provides artificial intelligence-driven software services
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Upstart's stock, expecting it to rise towards the target price.
Financial Health
Upstart Holdings is showing strong revenue and impressive cash flow, indicating solid financial performance.
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Explore BasketWhy You’ll Want to Watch This Stock
AI Credit Modelling
Upstart's machine-learning models aim to identify credit-worthy borrowers beyond FICO, which can boost approvals — though model accuracy can change over time.
Revenue Sensitivity
Profits depend on loan volumes, net charge-offs and funding costs; revenues can rise quickly in expansion but fall in tightening credit conditions.
Regulation & Cycle Risk
Algorithmic underwriting faces regulatory scrutiny and results are cyclical; consider these risks alongside growth opportunities.
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Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
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