Upstart Holdings, Inc.

Upstart Holdings, Inc.

Provides artificial intelligence-driven software services

Stock Performance Snapshot

Buy

Analyst Rating

Analysts recommend buying Upstart's stock, expecting it to rise towards the target price.

Above Average

Financial Health

Upstart Holdings is showing strong revenue and impressive cash flow, indicating solid financial performance.

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

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Why You’ll Want to Watch This Stock

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AI Credit Modelling

Upstart's machine-learning models aim to identify credit-worthy borrowers beyond FICO, which can boost approvals — though model accuracy can change over time.

Revenue Sensitivity

Profits depend on loan volumes, net charge-offs and funding costs; revenues can rise quickly in expansion but fall in tightening credit conditions.

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Regulation & Cycle Risk

Algorithmic underwriting faces regulatory scrutiny and results are cyclical; consider these risks alongside growth opportunities.

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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