Affirm Holdings Inc

Affirm Holdings Inc

Affirm Holdings Inc is an online financial services provider.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts recommend buying Affirm's stock with a target price of $96.69, indicating strong growth potential.

Above Average

Financial Health

Affirm is performing well with strong revenue and profit margins, indicating healthy financial stability.

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring AFRM

App Economy Stocks (Post-Google Play Store Ruling)

App Economy Stocks (Post-Google Play Store Ruling)

Following a Supreme Court decision forcing Google to open its Play Store, the app economy is set for a major shift. This creates an investment opportunity in companies that provide alternative payment systems and app distribution platforms, which can now compete directly for a share of the massive Android market.

Published: October 9, 2025

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Google Play Store Opens to Competition in 2025

Google Play Store Opens to Competition in 2025

Following the Supreme Court's decision to enforce reforms on Google's Play Store, the Android ecosystem is now required to open up to competitors. This creates a significant opportunity for companies specializing in third-party app distribution and alternative payment processing to capture new market share.

Published: October 7, 2025

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Google PayPal AI Deal: Could This Change Shopping?

Google PayPal AI Deal: Could This Change Shopping?

Google and PayPal have announced a strategic partnership to develop AI-powered shopping and payment solutions. This collaboration creates an investment opportunity in the broader ecosystem of companies involved in AI, e-commerce, and digital payments that will support this new standard.

Published: September 18, 2025

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Google Antitrust Impact (App Economy Disruption)

Google Antitrust Impact (App Economy Disruption)

A U.S. court has ordered Google to open its Play Store to competitors, a landmark decision in its antitrust case with Epic Games. This ruling creates an investment opportunity in companies that offer alternative app distribution platforms and third-party payment solutions, which are poised to benefit from a more open Android ecosystem.

Published: September 14, 2025

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Play Store Competition | Investment Opportunities

Play Store Competition | Investment Opportunities

A court ruling has forced Google to open its Play Store to competitors, a major victory for Epic Games. This development creates an investment opportunity in companies poised to benefit from a more competitive app and payment ecosystem.

Published: September 13, 2025

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Beyond The App Store: Europe's New Rules

Beyond The App Store: Europe's New Rules

Following regulatory pressure from the European Union, Google has revised its Play Store rules to permit alternative payment systems. This change creates a new investment opportunity in companies poised to benefit from a more open mobile app ecosystem.

Published: August 20, 2025

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Unlocking App Store Payments

Unlocking App Store Payments

A landmark Australian court ruling found that Apple and Google abused their market power, forcing them to allow alternative payment systems. This decision creates a significant opportunity for third-party payment processors to integrate with mobile app stores.

Published: August 13, 2025

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Beyond The Beat: Investing In Payment Powerhouses

Beyond The Beat: Investing In Payment Powerhouses

Mastercard's better-than-expected Q2 earnings were driven by a surge in global consumer spending, signaling economic resilience. This creates a potential investment opportunity in adjacent industries like payment processors, fintech, and travel companies that also benefit from high consumer activity.

Published: July 31, 2025

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The Apple Card Shake-Up: A New Financial Partnership

The Apple Card Shake-Up: A New Financial Partnership

JPMorgan Chase is reportedly taking over as the issuer for the Apple Card, replacing Goldman Sachs in a major financial partnership shift. This development could create opportunities for other payment processors and financial institutions involved in the co-branded credit card market.

Published: July 30, 2025

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The Apple Card Shake-Up: A New Financial Alliance

The Apple Card Shake-Up: A New Financial Alliance

JPMorgan Chase is poised to become the new issuer for the Apple Card, taking over from Goldman Sachs in a landmark deal. This shift in financial partnerships creates potential ripple effects for payment networks and the broader fintech infrastructure supporting them.

Published: July 30, 2025

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Banking's New Guard: The Apple Card Consolidation

Banking's New Guard: The Apple Card Consolidation

JPMorgan Chase's potential takeover of the Apple Card from Goldman Sachs signals a major shift in high-profile financial partnerships. This theme focuses on the large-scale banks and payment processors best positioned to benefit from the growing trend of tech giants seeking established, reliable partners for their financial products.

Published: July 30, 2025

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Powering The Apple Card Transition

Powering The Apple Card Transition

JPMorgan Chase is poised to take over the Apple Card from Goldman Sachs, a major shift in the high-profile tech-finance partnership. This development highlights a growing opportunity for companies that provide the essential technology and infrastructure powering the digital payments ecosystem.

Published: July 30, 2025

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Connecting Global Commerce: The Payments Revolution

Connecting Global Commerce: The Payments Revolution

PayPal's new platform integrates India's dominant UPI system, enabling seamless international transactions and connecting major global digital wallets. This move signals a broader shift toward an interoperable global payment network, creating opportunities for fintech companies that power this new ecosystem.

Published: July 23, 2025

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The New Titans Of Finance

The New Titans Of Finance

Capital One's acquisition of Discover Financial Services is reshaping the payments landscape, creating a larger, more competitive entity. This move signals a broader trend of consolidation in the financial sector, potentially benefiting other large banks and the payment technology firms that support them.

Published: July 23, 2025

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Financial Crime & Compliance

Financial Crime & Compliance

As banks face massive lawsuits over compliance failures, companies providing RegTech solutions are seeing growing demand. These stocks represent the essential technologies financial institutions need to prevent the next multi-billion dollar scandal.

Published: July 2, 2025

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EU's Digital Markets Act Boosts App Economy

EU's Digital Markets Act Boosts App Economy

This collection features companies positioned to benefit from Apple's EU policy changes. App developers can now bypass App Store fees through alternative payment systems, potentially boosting their revenue, while payment processors gain access to new transaction streams.

Published: June 30, 2025

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Digital Identity Gatekeepers

Digital Identity Gatekeepers

These companies are the bouncers of the digital economy, creating the critical technologies that verify who's who online. As fraud becomes more sophisticated, these stocks represent the businesses building our digital trust infrastructure.

Published: June 17, 2025

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Embedded-Finance Infrastructure

Embedded-Finance Infrastructure

These innovative companies provide the essential API infrastructure that enables any business to seamlessly integrate financial services into their products. Carefully selected by our analysts, these stocks represent the invisible technology powering the next generation of banking, lending, and insurance experiences.

Published: June 17, 2025

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Information Asymmetry Arbitrageurs

Information Asymmetry Arbitrageurs

These companies build their success on knowing more than their customers. Our analysts have selected businesses that create lasting value from proprietary data and analytical advantages in complex markets like credit scoring, auto sales, and insurance.

Published: June 17, 2025

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Power & Control Portfolio

Power & Control Portfolio

These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.

Published: June 17, 2025

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Battleground Stocks

Battleground Stocks

Dive into the market's most controversial companies, where passionate bulls and determined bears wage fierce battles over valuation and future prospects. These handpicked stocks represent high-stakes bets on disruptive technologies and business models that could deliver significant returns if the optimists prove right.

Published: June 17, 2025

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Visionary Founders

Visionary Founders

Invest alongside the original innovators who still lead their companies today. These stocks represent businesses where founding visionaries maintain hands-on leadership, bringing their passion, insight, and long-term commitment to drive exceptional growth.

Published: June 17, 2025

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Why You’ll Want to Watch This Stock

📈

Growth through e‑commerce

Affirm can scale as more retailers embed BNPL at checkout, though adoption rates and merchant deals will influence outcomes.

Unit economics focus

Improving margins and credit performance are central to profitability; credit losses or tighter pricing can dent returns.

🌍

Regulatory and competition

Global scrutiny of BNPL and strong competitors may affect growth — keep regulatory risk and market share trends under review.

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Trusted & Regulated

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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