Fair Isaac (FICO) Stock
Credit scoring giant powering lending decisions. Here's the price, business snapshot, and what's worth knowing about Fair Isaac in August 2026.
Fair Isaac Corporation (FICO) is best known for the FICO Score, a widely used credit-scoring metric, and for its analytics and decision-management software used by banks, insurers, retailers and government agencies. The company sells a mix of software licences, cloud-based subscriptions, analytics services and consulting, giving it recurring revenue elements and high margins. Key growth drivers include digital lending, fraud prevention demand, adoption of cloud decisioning, and the use of alternative data and machine learning to refine risk models. Investors should note exposure to credit-cycle sensitivity — demand for scoring and decision tools can ebb and flow with lending activity — and regulatory scrutiny over scoring and data use. Competition from other analytics and fintech firms, and operational risks like cyber incidents, are additional considerations. This summary is educational and not personalised advice; values can rise or fall and any investment should be considered against your goals and risk tolerance.
Why It’s Moving
FICO swings on earnings, mortgage distribution news, and a still-divided analyst outlook
- FICO’s latest earnings showed strong profit growth and a double-digit revenue increase, but investors focused more on softer-than-expected revenue and cautious guidance, which kept the stock under pressure.
- The shares also moved on a fresh mortgage-related catalyst: Informative Research joined FICO’s Mortgage Direct License Program, reinforcing the company’s push to widen score access in a key lending market.
- Analysts remained broadly constructive even after recent target cuts and a downgrade, suggesting the market is weighing FICO’s durable earnings power against slowing momentum in parts of the business.
FICO swings on earnings, mortgage distribution news, and a still-divided analyst outlook
- FICO’s latest earnings showed strong profit growth and a double-digit revenue increase, but investors focused more on softer-than-expected revenue and cautious guidance, which kept the stock under pressure.
- The shares also moved on a fresh mortgage-related catalyst: Informative Research joined FICO’s Mortgage Direct License Program, reinforcing the company’s push to widen score access in a key lending market.
- Analysts remained broadly constructive even after recent target cuts and a downgrade, suggesting the market is weighing FICO’s durable earnings power against slowing momentum in parts of the business.
Sixth Month Growth Performance
next-earnings-question
The next expected earnings date for FICO is November 4, 2026, based on the company’s historical reporting pattern. That release would cover fiscal Q4 2026. This is an estimated date, as FICO has not yet formally confirmed the announcement.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Fair Isaac Corp's stock with a target price of $1,754.28, indicating strong growth potential.
Financial Health
Fair Isaac Corp is performing well with strong profits and cash flow, indicating solid financial strength.
Dividend
FAIR ISAAC CORP's projected dividend yield of 0.7% indicates limited returns for dividend-focused investors. If you invested $1000, you would be paid $7 a year in dividends (based on the last 12 months).
Why You’ll Want to Watch This Stock
Recurring Revenue Shift
FICO has been shifting toward cloud subscriptions and recurring fees, which can smooth revenue, though performance can vary with client adoption and market cycles.
Global Demand For Scoring
Lenders and insurers worldwide rely on scoring and analytics, offering geographic growth potential, but regulatory regimes and data rules differ by market.
Analytics & Innovation
Investment in machine learning and alternative data can enhance competitive position, while cyber and model-risk require careful oversight.
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