Fair Isaac Corp
Fair Isaac Corporation (FICO) is best known for the FICO Score, a widely used credit-scoring metric, and for its analytics and decision-management software used by banks, insurers, retailers and government agencies. The company sells a mix of software licences, cloud-based subscriptions, analytics services and consulting, giving it recurring revenue elements and high margins. Key growth drivers include digital lending, fraud prevention demand, adoption of cloud decisioning, and the use of alternative data and machine learning to refine risk models. Investors should note exposure to credit-cycle sensitivity — demand for scoring and decision tools can ebb and flow with lending activity — and regulatory scrutiny over scoring and data use. Competition from other analytics and fintech firms, and operational risks like cyber incidents, are additional considerations. This summary is educational and not personalised advice; values can rise or fall and any investment should be considered against your goals and risk tolerance.
Why It's Moving
FICO's Q1 Surge Sparks Analyst Optimism for Major 2026 Rebound Despite YTD Slide
- CFO highlighted record $38M software ACV bookings in Q1, backing a 24.6% revenue jump to $2.48B for FY2026 and converting to durable recurring income.
- Platform ARR hit $303M with 33% annual growth as over 150 customers expand usage, positioning FICO for a Q2 guidance raise.
- Five major resellers covering 70-80% of the market joined the Direct Licensing Program, paving the way for the more predictive FICO Score 10T rollout in H1 2026.
FICO's Q1 Surge Sparks Analyst Optimism for Major 2026 Rebound Despite YTD Slide
- CFO highlighted record $38M software ACV bookings in Q1, backing a 24.6% revenue jump to $2.48B for FY2026 and converting to durable recurring income.
- Platform ARR hit $303M with 33% annual growth as over 150 customers expand usage, positioning FICO for a Q2 guidance raise.
- Five major resellers covering 70-80% of the market joined the Direct Licensing Program, paving the way for the more predictive FICO Score 10T rollout in H1 2026.
When is the next earnings date for Fair Isaac Corp (FICO)?
Fair Isaac (FICO) is scheduled to report its next earnings on April 28, 2026, covering the Q1 2026 period, as indicated by recent updates on earnings calls. This follows the prior Q1 2026 report released on January 28, 2026. Investors should monitor for any official confirmation from the company, given slight variances in estimates across sources.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Fair Isaac Corp's stock with a target price of $2,015.47, indicating strong growth potential.
Financial Health
Fair Isaac Corp is performing strongly with solid revenue, profits, and cash flow generation.
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Explore BasketWhy You’ll Want to Watch This Stock
Recurring Revenue Shift
FICO has been shifting toward cloud subscriptions and recurring fees, which can smooth revenue, though performance can vary with client adoption and market cycles.
Global Demand For Scoring
Lenders and insurers worldwide rely on scoring and analytics, offering geographic growth potential, but regulatory regimes and data rules differ by market.
Analytics & Innovation
Investment in machine learning and alternative data can enhance competitive position, while cyber and model-risk require careful oversight.
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