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SynchronyCboe Global Markets

Synchrony vs Cboe Global Markets

This page compares Synchrony Financial and Cboe Global Markets, examining their business models, financial performance, and market context. It presents objective information to help readers understand...

Why It's Moving

Synchrony

Synchrony Gears Up for Q4 Earnings Reveal as Strategic Partnerships Signal Expansion Momentum

  • Renewed partnership with METUS expands flexible HVAC financing options, tapping into rising demand for home comfort upgrades.
  • New credit card launch with The Toro Company targets lawn equipment buyers, widening Synchrony's retail financing footprint.
  • CareCredit integration with Clover App Market accelerates growth by enabling seamless financing for health and wellness providers.
Sentiment:
🐃Bullish
Cboe Global Markets

Cboe rolls out key market data pricing updates and index feed enhancements amid rising derivatives demand.

  • Introduced market data and access fee updates on Cboe Options exchanges effective January 1, 2026, optimizing costs for high-volume traders.
  • Launched Cboe Global Indices Feed with new PIMCO US Stocks PLUS Active values, expanding real-time data for sophisticated index strategies.
  • Filed and activated rule change to amend Short Term Option Series program, boosting flexibility amid surging demand for short-dated options.
Sentiment:
🐃Bullish

Investment Analysis

Pros

  • Synchrony Financial reported strong Q3 2025 earnings with EPS of $2.86, beating forecasts by 29%, and revenue slightly above expectations at $3.82 billion.
  • The company maintains a solid return on tangible common equity at over 30%, supported by disciplined underwriting and expense control.
  • Synchrony has a diversified consumer finance portfolio with numerous partnerships including major retailers and digital platforms like Amazon and PayPal.

Considerations

  • Growth prospects appear limited with projected revenue growth around 0–1% annually through 2027 and potential pressure on net interest margins from elevated funding costs.
  • The stock trades at a low P/E ratio of about 8.9x, suggesting limited upside and that current valuations already price in stable credit conditions and modest growth.
  • Loan growth has slowed due to more cautious consumer behaviour, which, along with high funding costs, could constrain profitability if economic conditions worsen.

Pros

  • Cboe Global Markets is a leading market infrastructure provider offering diverse tradable products and solutions, enhancing its market position and revenue sources.
  • The company benefits from steady trading volumes and market volatility, which drive sustainable fee income across its clearing and trading segments.
  • Cboe has a track record of innovation in product offerings, including options and derivatives, supporting future growth potential and competitive advantages.

Considerations

  • Cboe’s revenue and profitability are exposed to fluctuations in market volatility and trading volumes, making it sensitive to macroeconomic and market sentiment changes.
  • Regulatory and compliance costs remain high due to the complex nature of financial markets and evolving regulatory environments.
  • Competition from other exchanges and alternative trading platforms may pressure Cboe’s market share and require ongoing investments in technology and services.

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Synchrony (SYF) Next Earnings Date

Synchrony Financial will announce its fourth quarter 2025 earnings on Tuesday, January 27, 2026, before market open. The earnings release and presentation materials are scheduled to be posted to the investor relations website at approximately 6:00 a.m. Eastern Time, with a conference call to follow at 8:00 a.m. Analysts are currently estimating the company will report earnings per share of $2.02 for the quarter.

Cboe Global Markets (CBOE) Next Earnings Date

Cboe Global Markets (CBOE) is scheduled to report its next earnings on February 6, 2026, before the market opens, covering the fourth quarter of 2025 (Q4 2025). This date aligns with the company's official announcement and follows their historical pattern of early February releases for year-end results. The earnings conference call is also set for that day.

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