Atlassian vs FICO

This page compares Atlassian Corporation Plc and Fair Isaac Corp. It explains each company’s business model, tracks high‑level financial performance, and situates them within their market context, using plain language for accessibility. The aim is educational content that supports understanding, not financial advice. Educational content, not financial advice.

This page compares Atlassian Corporation Plc and Fair Isaac Corp. It explains each company’s business model, tracks high‑level financial performance, and situates them within their market context, usi...

Comparison Snapshot

Key Financial Metrics

TEAM

Metric

FICO

$36.43B

Market Cap

$36.77B

79.28%

Potential Profit

30.45%

Buy

Analyst Rating

Buy

Why It's Moving

Atlassian Stock Surges 28% on Stellar Earnings, Signaling Robust Enterprise Momentum

Revenue hit $1.29 billion, topping estimates by $50 million, while adjusted EPS of $0.96 crushed forecasts by 27%, underscoring resilient demand for collaboration tools.
Enterprise and Premium offerings each surged 40%—double overall growth—driven by a record number of $1 million+ contract wins that attract bigger clients.
Cloud revenues expanded 30%, bolstering long-term positioning in a $67 billion market, with analysts lifting targets to signal 13% upside potential.

Sentiment:

🐃Bullish

FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance

Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.

Sentiment:

⚖️Neutral

Atlassian Stock Surges 28% on Stellar Earnings, Signaling Robust Enterprise Momentum

Revenue hit $1.29 billion, topping estimates by $50 million, while adjusted EPS of $0.96 crushed forecasts by 27%, underscoring resilient demand for collaboration tools.
Enterprise and Premium offerings each surged 40%—double overall growth—driven by a record number of $1 million+ contract wins that attract bigger clients.
Cloud revenues expanded 30%, bolstering long-term positioning in a $67 billion market, with analysts lifting targets to signal 13% upside potential.

Sentiment:

🐃Bullish

FICO Gears Up for Q1 Earnings Reveal as Investors Eye Next Chapter in Scoring Dominance

Q1 results call set for Jan. 28 at 5 p.m. ET, offering fresh data on decision management growth and operational decisions powering global businesses.
Insider selling persists with CFO offloading shares worth $2.58M recently, part of $17.52M in 90-day disposals, signaling caution at current valuations.
Analysts hold 'Moderate Buy' rating with $2,077 average target, buoyed by prior Q3 EPS beat of $7.74 versus $7.36 expected, highlighting strong margins despite negative ROE.

Sentiment:

⚖️Neutral

Investment Analysis

Atlassian

TEAM

Pros

Atlassian is a leader in cloud-based team collaboration and project management software, with globally recognised products like Jira and Confluence that benefit from strong network effects.
The company is experiencing robust cloud revenue growth, up 30% year-over-year, and is executing a cloud-first strategy that is driving new customer adoption and migration from data centres.
Recent strategic acquisitions and investments in AI capabilities, such as Rovo and Atlassian Intelligence, offer potential for new revenue streams in data analytics and workflow automation.

Considerations

Atlassian remains unprofitable, with persistent net losses and a negative price-to-earnings ratio, which may concern investors focusing on bottom-line growth and cash flow.
The transition from Data Centre to Cloud involves execution risk and could temporarily disrupt customer relationships, especially among large enterprises with complex deployments.
Valuation multiples appear elevated compared to sector peers, with high price-to-sales and price-to-book ratios, potentially limiting near-term upside if growth decelerates.

FICO

Pros

Fair Isaac’s FICO Score is the industry-standard credit risk benchmark in the US, underpinning most consumer lending decisions and providing a deep, defensible moat.
The company has strong intellectual property in analytics and decision management software, with recurring revenue streams from both financial institutions and enterprise clients.
FICO’s business model benefits from regulatory tailwinds as financial institutions increasingly rely on objective, data-driven scoring in compliance with lending and fairness requirements.

Considerations

Over-reliance on the US market for the majority of revenue limits geographical diversification and exposes the business to domestic credit cycles and regulatory shifts.
Emerging competitors leveraging alternative data sources and AI-driven scoring models could disrupt FICO’s dominant position in credit risk assessment over the long term.
The business is subject to regulatory scrutiny and public debate over fairness and transparency in credit scoring, which could increase compliance costs or prompt disruptive changes.

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