FIS vs Credo
This page compares FIS and Credo, examining their business models, financial performance, and market context to explain how the two organisations operate. Educational content, not financial advice.
This page compares FIS and Credo, examining their business models, financial performance, and market context to explain how the two organisations operate. Educational content, not financial advice.
Why It's Moving
FIS Attracts Insider Confidence and Analyst Upgrades Amid Sector Turnaround Signals
- FIS Chairman Jeffrey Goldstein bought 941 shares on January 15 at $64.11, opting for stock over cash retainer, signaling strong personal commitment.
- Analysts upgraded 2026 revenue consensus to $13 billion, a 28% jump from prior views, highlighting accelerating growth outpacing the broader market.
- Wall Street stays bullish on FIS post-Global Payments acquisition and Worldpay stake sale, eyeing payments sector sentiment shift in 2026 after 2025 challenges.
FIS Attracts Insider Confidence and Analyst Upgrades Amid Sector Turnaround Signals
- FIS Chairman Jeffrey Goldstein bought 941 shares on January 15 at $64.11, opting for stock over cash retainer, signaling strong personal commitment.
- Analysts upgraded 2026 revenue consensus to $13 billion, a 28% jump from prior views, highlighting accelerating growth outpacing the broader market.
- Wall Street stays bullish on FIS post-Global Payments acquisition and Worldpay stake sale, eyeing payments sector sentiment shift in 2026 after 2025 challenges.
Investment Analysis
FIS
FIS
Pros
- FIS is a leading global provider of financial technology solutions, serving a broad range of banks, merchants, and investment firms with essential processing and payment systems.
- The company has recently raised full-year earnings and revenue guidance above consensus, signalling confidence in near-term financial performance and operational execution.
- FIS offers a reliable dividend with a notable yield, providing income stability in addition to potential growth from its technology-driven financial services segments.
Considerations
- Profit margins remain thin relative to revenue, reflecting ongoing cost pressures and integration challenges following major acquisitions and divestitures in recent years.
- The company’s leverage is elevated, with a debt-to-equity ratio above 90%, which could limit flexibility in volatile markets or during periods of rising interest rates.
- Recent analyst price target revisions are mixed, indicating some uncertainty over the pace and sustainability of the company’s turnaround and growth initiatives.
Credo
CRDO
Pros
- Credo Technology specialises in high-speed connectivity solutions critical for next-generation data infrastructure, positioning it to benefit from rising demand for bandwidth and cloud computing.
- The company operates in a high-growth niche, supplying proprietary SerDes chiplets and active cables that are key enablers for AI, data centre, and networking applications.
- Credo has demonstrated strong revenue momentum, with its market capitalisation expanding rapidly as it captures market share in a technically demanding industry.
Considerations
- Credo does not pay a dividend, offering no income component to investors focused on total return through both growth and yield.
- The stock trades at a very high price-to-earnings multiple, reflecting significant growth expectations that may be difficult to sustain if industry demand slows or competition intensifies.
- As a relatively young public company with a narrow product focus, Credo faces elevated execution risk and potential volatility due to technology shifts or customer concentration.
FIS (FIS) Next Earnings Date
Fidelity National Information Services (FIS) next earnings release is estimated for Tuesday, February 10, 2026. This report will cover the Q4 2025 fiscal quarter, aligning with the company's historical early-February pattern for year-end results. The date remains unconfirmed by FIS but reflects consensus from multiple analyst projections.
FIS (FIS) Next Earnings Date
Fidelity National Information Services (FIS) next earnings release is estimated for Tuesday, February 10, 2026. This report will cover the Q4 2025 fiscal quarter, aligning with the company's historical early-February pattern for year-end results. The date remains unconfirmed by FIS but reflects consensus from multiple analyst projections.
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Explore BasketBuy FIS or CRDO in Nemo
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