Ubiquiti vs FICO
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understanding. Educational content, not financial advice.
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understandi...
Why It's Moving
Shares firm after fresh analyst upgrade and recent strong quarterly beat keep momentum intact
- Analyst upgrade: Zacks Research upgraded Ubiquiti to a “Strong Buy” this week, lifting investor sentiment and reinforcing confidence in the stock’s near-term outlook.[1]
- Earnings carryover: The company’s November-quarter results (reported in early November) showed an EPS beat and healthy margins, and those fundamentals remain the primary driver as investors reprice expectations for revenue and profit durability.[1]
- Mixed street views but higher consensus: Despite some divergent analyst ratings, recent revisions have pushed the average one‑year target and buy-side coverage higher, signaling that upgrades—not new operational news—are the proximate cause of this week’s moves.[3][1]
Shares climb after fresh insider vesting and ongoing upbeat demand signals lift momentum for FICO
- Executive vesting: An FICO executive reported the vesting of 1,857 performance-based market share units after the company disclosed that 2025 performance criteria were met, a signal management’s targets and operational metrics aligned with incentive plans and may reduce near-term dilution uncertainty.
- Earnings carryover: Traders cited the firm’s recent quarter where non‑GAAP EPS topped estimates and revenue trends remained healthy, reinforcing the view that demand for FICO’s analytics, scoring and decisioning products is holding up—an implication that recurring revenue and margin durability are intact.
- Sector momentum: With continued investor appetite for high-quality data/AI-enabled software, FICO is benefiting from sector rotation into profitable analytics platforms; that backdrop amplifies positive read-throughs from company-specific wins and insider confirmations.
Shares firm after fresh analyst upgrade and recent strong quarterly beat keep momentum intact
- Analyst upgrade: Zacks Research upgraded Ubiquiti to a “Strong Buy” this week, lifting investor sentiment and reinforcing confidence in the stock’s near-term outlook.[1]
- Earnings carryover: The company’s November-quarter results (reported in early November) showed an EPS beat and healthy margins, and those fundamentals remain the primary driver as investors reprice expectations for revenue and profit durability.[1]
- Mixed street views but higher consensus: Despite some divergent analyst ratings, recent revisions have pushed the average one‑year target and buy-side coverage higher, signaling that upgrades—not new operational news—are the proximate cause of this week’s moves.[3][1]
Shares climb after fresh insider vesting and ongoing upbeat demand signals lift momentum for FICO
- Executive vesting: An FICO executive reported the vesting of 1,857 performance-based market share units after the company disclosed that 2025 performance criteria were met, a signal management’s targets and operational metrics aligned with incentive plans and may reduce near-term dilution uncertainty.
- Earnings carryover: Traders cited the firm’s recent quarter where non‑GAAP EPS topped estimates and revenue trends remained healthy, reinforcing the view that demand for FICO’s analytics, scoring and decisioning products is holding up—an implication that recurring revenue and margin durability are intact.
- Sector momentum: With continued investor appetite for high-quality data/AI-enabled software, FICO is benefiting from sector rotation into profitable analytics platforms; that backdrop amplifies positive read-throughs from company-specific wins and insider confirmations.
Which Baskets Do They Appear In?
Powering AT&T's 5G Expansion
AT&T's $23 billion acquisition of EchoStar's spectrum licenses is set to significantly enhance its 5G network capabilities nationwide. This creates a ripple effect, boosting opportunities for companies that provide the essential infrastructure and technology needed for a large-scale 5G network build-out.
Published: August 28, 2025
Explore BasketPower & Control Portfolio
These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.
Published: June 17, 2025
Explore BasketWhich Baskets Do They Appear In?
Powering AT&T's 5G Expansion
AT&T's $23 billion acquisition of EchoStar's spectrum licenses is set to significantly enhance its 5G network capabilities nationwide. This creates a ripple effect, boosting opportunities for companies that provide the essential infrastructure and technology needed for a large-scale 5G network build-out.
Published: August 28, 2025
Explore BasketPower & Control Portfolio
These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.
Published: June 17, 2025
Explore BasketInvestment Analysis
Ubiquiti
UI
Pros
- Ubiquiti's 2025 revenue surged 33.45% year-over-year to $2.57 billion, reflecting strong top-line growth.
- Net income more than doubled in 2025 to $711.92 million, indicating substantial profitability improvement.
- The company maintains a very high return on equity at approximately 179.9%, demonstrating efficient capital use.
Considerations
- Despite strong fundamentals, analyst price targets imply a significant potential downside of over 30% from current levels.
- The stock trades at a high price-to-earnings ratio near 64, suggesting it may be overvalued relative to earnings.
- Ubiquiti’s stock experienced volatile recent trading, including a notable 5.2% dip after a sharp multi-year run-up, indicating possible sentiment shifts.
FICO
FICO
Pros
- FICO provides essential analytics and decision management software widely used by financial institutions globally.
- The company benefits from recurring revenue streams through its scoring services and subscription offerings.
- FICO’s solutions address diverse business needs such as fraud detection, customer management, and risk scoring, supporting growth resilience.
Considerations
- FICO faces competitive pressures from other analytics and AI-driven decision platforms that may impact market share.
- The company’s dependence on financial institutions exposes it to cyclical risks tied to credit market conditions.
- Execution risks exist in scaling its software offerings internationally amid evolving regulatory and data privacy requirements.
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