Roper Technologies vs FICO

This page compares Roper Technologies and FICO, outlining their business models, financial performance, and market context in a neutral, accessible way. Educational content, not financial advice.

About The Companies

Roper Technologies (ROP)

Roper Technologies Inc (ROP) is a diversified US-listed company that develops and acquires software and engineered products serving niche vertical markets — from healthcare and education to energy and transportation. Its strategy blends organic growth in subscription-style software with bolt‑on acquisitions that expand product offerings and recurring revenue. Roper is known for relatively high operating margins and steady free cash flow compared with traditional industrial peers, reflecting its asset-light software businesses and specialised instrumentation. Management tends to favour reinvestment and share buybacks over large dividends, and capital allocation underpins long-term returns. Key investor considerations include acquisition integration risk, exposure to the cyclicality of certain end markets, and valuation that often reflects expected future growth. Values can rise or fall; this is general educational information, not personalised financial advice. Suitability depends on an investor’s objectives, timeframe and risk tolerance.

FICO (FICO)

Fair Isaac Corporation (FICO) is best known for the FICO Score, a widely used credit-scoring metric, and for its analytics and decision-management software used by banks, insurers, retailers and government agencies. The company sells a mix of software licences, cloud-based subscriptions, analytics services and consulting, giving it recurring revenue elements and high margins. Key growth drivers include digital lending, fraud prevention demand, adoption of cloud decisioning, and the use of alternative data and machine learning to refine risk models. Investors should note exposure to credit-cycle sensitivity — demand for scoring and decision tools can ebb and flow with lending activity — and regulatory scrutiny over scoring and data use. Competition from other analytics and fintech firms, and operational risks like cyber incidents, are additional considerations. This summary is educational and not personalised advice; values can rise or fall and any investment should be considered against your goals and risk tolerance.

Comparison Snapshot

Key Financial Metrics

ROP

Metric

FICO

$47.99B

Market Cap

$43.74B

29.24%

Potential Profit

9.70%

Buy

Analyst Rating

Buy

Why It's Moving

Roper CFO's insider buy signals confidence amid strategic debt refinancing.

CFO Jason Conley purchased 6,000 shares at $170.61 (total ~$1.02M) on 12/2/2025, a bullish insider move suggesting faith in ROP's growth trajectory despite the paired sale at $445.57 (~$2.67M).
Priced $2B in senior notes on ~12/7/2025 across 2028-2035 maturities at rates of 4.25%-5.10%, proceeds to repay credit facility borrowings, retire maturing notes, and support acquisitions.
Recent Q3 results showed 14% revenue growth to $2.02B and 17% free cash flow surge to $842M, with $1.3B already deployed on deals like Convoy, reinforcing acquisition momentum.

Sentiment:

🐃Bullish

Shares climb after fresh insider vesting and ongoing upbeat demand signals lift momentum for FICO

Executive vesting: An FICO executive reported the vesting of 1,857 performance-based market share units after the company disclosed that 2025 performance criteria were met, a signal management’s targets and operational metrics aligned with incentive plans and may reduce near-term dilution uncertainty.
Earnings carryover: Traders cited the firm’s recent quarter where non‑GAAP EPS topped estimates and revenue trends remained healthy, reinforcing the view that demand for FICO’s analytics, scoring and decisioning products is holding up—an implication that recurring revenue and margin durability are intact.
Sector momentum: With continued investor appetite for high-quality data/AI-enabled software, FICO is benefiting from sector rotation into profitable analytics platforms; that backdrop amplifies positive read-throughs from company-specific wins and insider confirmations.

Sentiment:

🐃Bullish

Roper CFO's insider buy signals confidence amid strategic debt refinancing.

CFO Jason Conley purchased 6,000 shares at $170.61 (total ~$1.02M) on 12/2/2025, a bullish insider move suggesting faith in ROP's growth trajectory despite the paired sale at $445.57 (~$2.67M).
Priced $2B in senior notes on ~12/7/2025 across 2028-2035 maturities at rates of 4.25%-5.10%, proceeds to repay credit facility borrowings, retire maturing notes, and support acquisitions.
Recent Q3 results showed 14% revenue growth to $2.02B and 17% free cash flow surge to $842M, with $1.3B already deployed on deals like Convoy, reinforcing acquisition momentum.

Sentiment:

🐃Bullish

Shares climb after fresh insider vesting and ongoing upbeat demand signals lift momentum for FICO

Executive vesting: An FICO executive reported the vesting of 1,857 performance-based market share units after the company disclosed that 2025 performance criteria were met, a signal management’s targets and operational metrics aligned with incentive plans and may reduce near-term dilution uncertainty.
Earnings carryover: Traders cited the firm’s recent quarter where non‑GAAP EPS topped estimates and revenue trends remained healthy, reinforcing the view that demand for FICO’s analytics, scoring and decisioning products is holding up—an implication that recurring revenue and margin durability are intact.
Sector momentum: With continued investor appetite for high-quality data/AI-enabled software, FICO is benefiting from sector rotation into profitable analytics platforms; that backdrop amplifies positive read-throughs from company-specific wins and insider confirmations.

Sentiment:

🐃Bullish

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