ACI Worldwide, Inc.

ACI Worldwide, Inc.

Provides electronic payment and banking solutions worldwide.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts recommend buying ACI Worldwide's stock with a target price of $41.17, indicating potential growth.

Above Average

Financial Health

ACI Worldwide is successfully generating good revenue and cash flow, indicating solid financial performance.

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring ACIW

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Banking Liquidity Strain: Risks and Resilient Options

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Published: October 16, 2025

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Fed Policy Pivot | Tech and Financial Stock Opportunities

Fed Policy Pivot | Tech and Financial Stock Opportunities

Federal Reserve Chair Jerome Powell has signaled a potential conclusion to the central bank's balance sheet reduction, a move that would inject more liquidity into financial markets. This policy shift creates an opportunity for companies sensitive to interest rates and capital availability, particularly within the technology and financial sectors.

Published: October 15, 2025

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AI Infrastructure Stocks: Will Agentforce Drive Growth?

AI Infrastructure Stocks: Will Agentforce Drive Growth?

Salesforce has launched Agentforce 360, a new platform for AI-human collaboration, backed by a $15 billion investment to expand its AI innovation. This move creates a significant investment opportunity in the ecosystem of AI technology providers and infrastructure companies that power this new wave of enterprise AI.

Published: October 14, 2025

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Google Play Store Opens to Competition in 2025

Google Play Store Opens to Competition in 2025

Following the Supreme Court's decision to enforce reforms on Google's Play Store, the Android ecosystem is now required to open up to competitors. This creates a significant opportunity for companies specializing in third-party app distribution and alternative payment processing to capture new market share.

Published: October 7, 2025

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High Yield Investment (Global Finance Infrastructure)

High Yield Investment (Global Finance Infrastructure)

As Nigerians seek returns that outpace inflation, the demand for sophisticated financial products is growing. This basket offers exposure to leading global asset managers, digital banks, and financial infrastructure firms that power high-yield solutions worldwide.

Published: October 1, 2025

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Berkshire Hathaway Stock B Model: Diversification Risks

Berkshire Hathaway Stock B Model: Diversification Risks

As African economies expand, local demand for products from iconic global companies may continue to rise. This basket offers potential exposure to a selection of leading US-listed firms with significant business operations and consumer markets in Nigeria and across the continent.

Published: September 29, 2025

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AI Infrastructure Stocks | $100B Data Center Boom

AI Infrastructure Stocks | $100B Data Center Boom

Nvidia and OpenAI have announced a $100 billion partnership to build a massive network of AI data centers. This historic investment is expected to create a ripple effect, boosting companies that provide the critical infrastructure for power, cooling, and construction.

Published: September 23, 2025

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Investment Platforms: What Powers Lagos Trading?

Investment Platforms: What Powers Lagos Trading?

As Lagos emerges as a major fintech hub, demand is surging for digital access to global markets. This collection focuses on the US-listed financial infrastructure firms, such as exchanges and market data providers, that facilitate this cross-border investment activity.

Published: September 23, 2025

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Google PayPal AI Deal: Could This Change Shopping?

Google PayPal AI Deal: Could This Change Shopping?

Google and PayPal have announced a strategic partnership to develop AI-powered shopping and payment solutions. This collaboration creates an investment opportunity in the broader ecosystem of companies involved in AI, e-commerce, and digital payments that will support this new standard.

Published: September 18, 2025

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Lagos Online Trading: Tech Risks & Market Realities

Lagos Online Trading: Tech Risks & Market Realities

As more Nigerians seek to participate in global markets, the technology making this possible is becoming increasingly important. This basket provides exposure to the US/EU-listed companies that build the digital brokerage, payment, and data infrastructure for modern finance.

Published: September 15, 2025

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Google Antitrust Impact (App Economy Disruption)

Google Antitrust Impact (App Economy Disruption)

A U.S. court has ordered Google to open its Play Store to competitors, a landmark decision in its antitrust case with Epic Games. This ruling creates an investment opportunity in companies that offer alternative app distribution platforms and third-party payment solutions, which are poised to benefit from a more open Android ecosystem.

Published: September 14, 2025

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AI's Regulatory Reckoning: The Governance & Safety Boom

AI's Regulatory Reckoning: The Governance & Safety Boom

Following a U.S. Senator's investigation into Meta's AI policies, there is a growing focus on ethical AI and digital child safety. This theme highlights companies that provide the governance, compliance, and safety solutions necessary for navigating increased regulatory scrutiny.

Published: August 17, 2025

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The PayPay IPO: Riding The Digital Payments Wave

The PayPay IPO: Riding The Digital Payments Wave

SoftBank is preparing for a U.S. IPO of its Japanese payments app, PayPay, which could be one of the year's largest fintech listings. This event underscores the global shift to digital payments, creating opportunities for companies that provide the essential technology and security for this expanding market.

Published: August 11, 2025

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Clearing The Runway For IT Modernization

Clearing The Runway For IT Modernization

A major technical failure at United Airlines grounded its fleet, highlighting the airline industry's reliance on complex IT systems. This event signals a potential increase in investment by airlines into technology modernization, creating opportunities for companies that supply resilient software and IT infrastructure.

Published: August 7, 2025

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Beyond The Beat: Investing In Payment Powerhouses

Beyond The Beat: Investing In Payment Powerhouses

Mastercard's better-than-expected Q2 earnings were driven by a surge in global consumer spending, signaling economic resilience. This creates a potential investment opportunity in adjacent industries like payment processors, fintech, and travel companies that also benefit from high consumer activity.

Published: July 31, 2025

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The Apple Card Shake-Up: A New Financial Alliance

The Apple Card Shake-Up: A New Financial Alliance

JPMorgan Chase is poised to become the new issuer for the Apple Card, taking over from Goldman Sachs in a landmark deal. This shift in financial partnerships creates potential ripple effects for payment networks and the broader fintech infrastructure supporting them.

Published: July 30, 2025

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Banking's New Guard: The Apple Card Consolidation

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JPMorgan Chase's potential takeover of the Apple Card from Goldman Sachs signals a major shift in high-profile financial partnerships. This theme focuses on the large-scale banks and payment processors best positioned to benefit from the growing trend of tech giants seeking established, reliable partners for their financial products.

Published: July 30, 2025

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Powering The Apple Card Transition

Powering The Apple Card Transition

JPMorgan Chase is poised to take over the Apple Card from Goldman Sachs, a major shift in the high-profile tech-finance partnership. This development highlights a growing opportunity for companies that provide the essential technology and infrastructure powering the digital payments ecosystem.

Published: July 30, 2025

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Powering The Markets: Trading & Data Giants

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Major US indexes like the S&P 500 and Nasdaq are hitting record highs, signaling strong investor confidence. This creates a potential opportunity for companies that provide the essential infrastructure for market trading and data analysis, as they benefit from increased market activity.

Published: July 26, 2025

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Connecting Global Commerce: The Payments Revolution

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PayPal's new platform integrates India's dominant UPI system, enabling seamless international transactions and connecting major global digital wallets. This move signals a broader shift toward an interoperable global payment network, creating opportunities for fintech companies that power this new ecosystem.

Published: July 23, 2025

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The New Titans Of Finance

The New Titans Of Finance

Capital One's acquisition of Discover Financial Services is reshaping the payments landscape, creating a larger, more competitive entity. This move signals a broader trend of consolidation in the financial sector, potentially benefiting other large banks and the payment technology firms that support them.

Published: July 23, 2025

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AI Compliance Divergence: RegTech Solutions for EU Standards

AI Compliance Divergence: RegTech Solutions for EU Standards

This carefully selected group of stocks represents companies at the forefront of AI governance and compliance solutions. Our professional analysts have identified these opportunities emerging from the regulatory divide between tech giants like Microsoft and Meta, as businesses increasingly need specialized help to navigate complex AI rules.

Published: July 20, 2025

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Financial Crime & Compliance

Financial Crime & Compliance

As banks face massive lawsuits over compliance failures, companies providing RegTech solutions are seeing growing demand. These stocks represent the essential technologies financial institutions need to prevent the next multi-billion dollar scandal.

Published: July 2, 2025

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India's Fortress Balance Sheet

India's Fortress Balance Sheet

Tap into companies benefiting from India's powerful $700 billion foreign exchange reserves. These carefully selected stocks represent financial institutions, tech giants, and investment vehicles poised to thrive in an environment of currency stability and growing investor confidence.

Published: June 30, 2025

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Ruthlessly Efficient

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Explore a carefully curated collection of companies transforming how business gets done through automation, speed, and frictionless operations. These stocks, selected by our expert analysts, represent leaders in the relentless pursuit of operational excellence and cost reduction.

Published: June 17, 2025

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RegTech Automation Vendors

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Get exposure to innovative companies using AI to tackle complex financial regulations. These carefully selected stocks represent leaders in automated compliance solutions - a growing necessity in today's highly regulated financial world.

Published: June 17, 2025

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Embedded-Finance Infrastructure

Embedded-Finance Infrastructure

These innovative companies provide the essential API infrastructure that enables any business to seamlessly integrate financial services into their products. Carefully selected by our analysts, these stocks represent the invisible technology powering the next generation of banking, lending, and insurance experiences.

Published: June 17, 2025

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Why You’ll Want to Watch This Stock

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Real-time Payments

ACI's platform supports instant transactions and is well placed as real‑time rails expand, though adoption pace and competition can influence outcomes.

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SaaS & Recurring Revenue

A shift towards cloud and subscription models can steady revenue and margins over time, but execution and continued tech investment are important.

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Global Customer Base

Serving banks, processors and merchants worldwide helps diversify revenue sources, yet regional regulation and customer concentration remain considerations.

Why invest with Nemo?

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Zero Commission

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Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

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6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

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Frequently asked questions