What are the main differences in fees between SCHC and SCZ?

SCHC has a 0.06% expense ratio, while SCZ has a 0.40% expense ratio. This means SCHC's annual cost is significantly lower. Over long periods, these differences can compound, affecting net returns. Both funds hold foreign small/mid-cap stocks, so fees become a key distinguishing factor in their comparison.

What do 'Foreign Small/Mid Blend' category funds typically hold?

These funds hold smaller companies from developed international markets. They are 'blended', meaning they may include value or growth stocks without a specific tilt. The exact index each fund tracks is not available, but both follow a foreign small/mid-cap strategy, providing exposure to these market segments.

What is a fund's expense ratio and why does it matter?

The expense ratio is an annual fee, expressed as a percentage of your assets. It covers management and operational costs. SCHC's 0.06% and SCZ's 0.40% fees are directly deducted from fund performance, reducing your potential return. Lower fees like SCHC's generally allow more of the market's return to stay in your investment.

How large are SCHC and SCZ?

SCZ has larger net assets at $12.9 billion. SCHC has $5.8 billion. In practice, fund size can affect trading liquidity but does not inherently impact performance. Both funds have a significant asset base for trading, while the difference in size is a factual point of comparison between them.

Which fund has a higher dividend yield currently?

SCHC has a 3.31% dividend yield, while SCZ has a 3.11% yield. These figures are based on recent data and can fluctuate. It's important to consider them alongside fees and overall objectives, rather than in isolation, when comparing the two funds on a factual level.

Are the top holdings of SCHC and SCZ very different?

The funds share one top-10 holding: FRO. SCHC also lists SSRM. FRO weight is 0.29% in SCHC versus 0.20% in SCZ. Overall, the top 10 holdings appear very similar, with a maximum overlap of one stock. This indicates both funds track the same segment and may hold similar companies.

What is the difference between SCHC and SCZ's inception dates?

SCHC was launched on January 14, 2010, whereas SCZ launched earlier on December 10, 2007. This means SCZ has a longer track record. Investors may consider the age of the fund to judge its operational history and stability, though both dates fall well within a modern, well-established market environment.

How do ETFs like SCHC and SCZ track their markets?

Index tracked for both funds is not available. Generally, ETFs hold the same stocks as their underlying index in the same weight. This passive management aims to mirror the performance of the target segment of international small and mid-cap companies.

What does 'EAFE' mean in SCZ's name?

EAFE refers to Europe, Australasia, and the Far East, indicating the fund invests in developed markets outside of North America. SCHC's name suggests a broad international scope. Both ETFs provide exposure to international developed markets, with SCZ having a specific EAFE definition.

Is there a minimum investment required?

Neither SCHC nor SCZ requires a minimum investment beyond the cost of a single share. You can purchase fractional shares with some brokers. The decision of how much to invest depends on your personal strategy and capital. Both ETFs offer similar accessibility to foreign small/mid-cap stocks with varying cost structures.

What type of investor is each fund suitable for?

These ETFs suit investors seeking exposure to international small and mid-cap companies. Differences include SCHC's lower 0.06% expense ratio and its broader 'Schwab International' scope versus SCZ's more defined 'EAFE' regional focus. Investors generally align with funds matching their investment goals, such as lower costs or regional preferences.

Where can I find more information about these ETFs?

You can consult each issuer's website—Schwab for SCHC and BlackRock/iShares for SCZ. These sites provide detailed prospectuses, holdings, and performance data, which include sector weights and index tracking methods that may not appear in our summary. Always use the latest data when making an investment decision.

SCHC vs SCZ

Two funds, one decision: we compare cost, performance and what each ETF actually holds in October 2026.

This page compares SCHC (Schwab International Small-Cap Equity ETF) and SCZ (iShares MSCI EAFE Small-Cap ETF). We examine fees, holdings, dividends, and how each fund tracks its market. SCHC has a 0.06% expense ratio, while SCZ has 0.40%. Both focus on foreign small/mid-cap stocks. Index tracked is not available for either. Educational content, not financial advice.

This page compares SCHC (Schwab International Small-Cap Equity ETF) and SCZ (iShares MSCI EAFE Small-Cap ETF). We examine fees, holdings, dividends, and how each fund tracks its market. SCHC has a 0.0...

Fund Snapshot

Key Fund Metrics

SCHC

Metric

SCZ

0.06%

Expense Ratio

0.40%

3.31%

Dividend Yield

3.11%

$5.83B

Net Assets

$12.93B

2,196

Holdings

2,052

Jan 14, 2010

Inception Date

Dec 10, 2007

–

Index Tracked

–

Foreign Small/Mid Blend

Fund Category

Foreign Small/Mid Blend

SCHC costs about $34.00 less per year for every $10,000 invested.

Shared Top Holdings

Holding	SCHC	SCZ
FROFrontline plc	0.27%	0.20%

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Investment Analysis

SCHC

Pros

,

Considerations

,

SCZ

Pros

,

Considerations

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About SCHC and SCZ

SCHC (SCHC)

Schwab International Small‑Cap Equity ETF (SCHC) offers investors broad exposure to small‑capitalisation companies in developed markets outside the United States. The fund seeks to track an index of international small‑cap equities, providing diversified access across countries and sectors in a single, exchange‑listed vehicle. Small‑cap stocks can offer attractive long‑term growth potential due to their capacity for rapid expansion, but they also tend to be more volatile, less liquid and more sensitive to local economic and currency shifts than large‑cap or domestic holdings. SCHC can complement a global equity allocation, but investors should expect wider performance swings and be mindful of political, market and currency risks. This information is educational and not personal financial advice. Consider your investment objectives, time horizon and risk tolerance, and consult a financial adviser if unsure whether this ETF suits your needs.

SCZ (SCZ)

The iShares MSCI EAFE Small-Cap ETF (SCZ) is an exchange-traded fund designed to provide investors with exposure to small-capitalisation companies in developed markets outside North America. By tracking the MSCI EAFE Small Cap Index, it allows you to diversify your portfolio with a wide range of international stocks from Europe, Australasia, and the Far East. With over 2,000 holdings, this fund offers a broad snapshot of the international small-cap sector. Investors might consider this ETF for its potential to capture growth in markets that may move differently to US or UK markets. However, remember that values can fall as well as rise, and returns are not guaranteed.

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SCHC vs SCZ

Fund Snapshot