What is the primary difference between the expense ratios of IJH and SCHM, and why does this matter?

IJH has an expense ratio of 0.05%, while SCHM charges a lower fee of 0.03%. Although the difference is just 0.02 percentage points, fees reduce net returns. For beginners, this is crucial because even small costs can compound over time. A 0.02% difference means that for every £10,000 invested, the fee is £2 per year. Understanding this cost disparity helps investors evaluate if the savings justify potential differences in liquidity or tracking methods between the two mid-cap ETFs.

How do dividend yields for IJH and SCHM compare, and what should investors know about them?

IJH offers a dividend yield of 1.23%, whereas SCHM provides a slightly higher yield of 1.26%. These yields represent the annual income relative to the fund's share price. It is important to remember that yield figures can fluctuate based on market conditions and the underlying companies' decisions. While SCHM's yield is marginally higher, the difference is minimal. Beginners should understand that ETFs distribute dividends periodically, but these are not guaranteed and vary based on the performance of the mid-cap companies held within each fund.

What does 'mid-cap blend' mean for both IJH and SCHM?

Both IJH and SCHM are classified as mid-cap blend funds. This category typically refers to ETFs that invest in medium-sized companies in the United States, offering a mix of growth and value characteristics. 'Mid-cap' targets companies larger than small-caps but smaller than large-cap giants, often seeking a balance between stability and growth potential. This classification indicates that both funds aim to replicate the performance of mid-sized businesses, though they may use different methodologies to select specific holdings and maintain their portfolio structure.

How do the net assets of IJH and SCHM differ, and what might this imply for investors?

IJH holds $123.7 billion in net assets, significantly larger than SCHM's $17.3 billion. Generally, larger asset bases can contribute to better liquidity, meaning it may be easier to buy or sell shares without affecting the price. However, SCHM's smaller size does not inherently indicate poor quality. For investors, the primary concern is whether the fund trades close to its net asset value. The substantial difference in size highlights IJH's long-standing presence since 2000 compared to SCHM, launched in 2011, impacting their respective market footprints.

Are the top holdings of IJH and SCHM similar?

Based on the available data, there are no shared top-10 holdings between IJH and SCHM. IJH's top holdings are not available for review, while SCHM lists specific companies such as SNDK, BE, and LITE. This lack of overlap in the disclosed top ten positions suggests that the two funds may select mid-cap stocks using different criteria or that one fund's disclosure is incomplete. Investors comparing these funds should note that despite similar category labels, their actual portfolio compositions could diverge significantly.

How do the inception dates of IJH and SCHM compare, and does it affect performance?

IJH was launched on 22 May 2000, while SCHM began on 13 January 2011. This means IJH has a longer operational history, providing over two decades of performance data, whereas SCHM has approximately fifteen years of data. A longer history can offer investors more context on how the fund has handled various market cycles. However, past inception dates do not guarantee future results. Investors should evaluate each fund's tracking error and management approach rather than relying solely on the age of the fund when making comparisons.

Which fund offers better disclosure of its portfolio holdings?

SCHM provides detailed disclosure of its top holdings, listing specific percentages for companies like SNDK at 4.54% and BE at 1.40%. In contrast, IJH's top holdings are listed as 'not available' in the provided data. Transparency allows investors to verify the fund's composition and ensure it aligns with their expectations. While both funds are in the same category, the difference in disclosed information means SCHM currently offers more visibility into its specific portfolio structure, which can be a key factor for detail-oriented investors.

What index do IJH and SCHM track?

In the current dataset, the specific index tracked for both IJH and SCHM is listed as 'not available'. While IJH's name includes 'S&P Mid-Cap ETF', the exact index reference is absent from the detailed metrics provided. Similarly, SCHM's tracked index is not specified. Investors usually assume funds named after major indices track them, but without explicit confirmation in the data, it is important to rely on the official factsheet from the provider. Accurate index tracking is essential for understanding a fund's benchmark and performance.

What are the sector allocations for these mid-cap funds?

The sector weights for both IJH and SCHM are listed as 'not available' in the provided financial data. Sector weights determine how an ETF is exposed to different parts of the economy, such as technology, healthcare, or industrials. Without this information, it is difficult to assess if one fund is more concentrated in a specific industry than the other. Investors considering either fund should look for updated factsheets from the providers to understand how mid-cap companies are grouped by sector within each portfolio.

Are there any notable top holdings for SCHM that differ from general expectations?

SCHM's disclosed top holding is SNDK at 4.54%, followed by BE at 1.40%, LITE at 1.32%, and COHR at 1.10%. These holdings suggest a tilt towards technology and industrial sectors within the mid-cap space. In contrast, IJH does not disclose its top holdings in the current data. Comparing these specific names against IJH is impossible due to the lack of data for IJH, so investors must recognise that SCHM's composition is clearly defined, while IJH's remains opaque in this dataset.

IJH vs SCHM

Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.

Compare IJH and SCHM on fees, holdings, and dividends. IJH tracks the S&P Mid-Cap 400 with a 0.05% expense ratio, while SCHM targets the S&P MidCap 400 with a 0.03% fee. Both offer broad mid-cap exposure but differ in asset size and portfolio composition. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

IJH

Metric

SCHM

0.05%

Expense Ratio

0.03%

1.23%

Dividend Yield

1.26%

$123.67B

Net Assets

$17.33B

413

Holdings

493

May 22, 2000

Inception Date

Jan 13, 2011

–

Index Tracked

–

Mid-Cap Blend

Fund Category

Mid-Cap Blend

SCHM costs about $2.00 less per year for every $10,000 invested.

Shared Top Holdings

These funds do not share any of their top holdings.

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Investment Analysis

IJH

Pros

ijh charges a 0.05% expense ratio and holds $123.7 billion in net assets.
the fund offers a 1.23% dividend yield within a mid-cap blend category.
ijh has a long history, with an inception date of may 22, 2000.

Considerations

sector weights for ijh are not available in the provided data.
top holdings for ijh are not available in the provided data.
the tracked index for ijh is not available in the provided data.

SCHM

Pros

schm charges a low 0.03% expense ratio.
the fund offers a 1.26% dividend yield within a mid-cap blend category.
schm provides detailed disclosure of its top holdings, including sndk at 4.54%.

Considerations

schm holds $17.3 billion in net assets, less than the $123.7 billion held by ijh.
sector weights for schm are not available in the provided data.
the tracked index for schm is not available in the provided data.

About IJH and SCHM

IJH (IJH)

The iShares Core S&P Mid-Cap ETF (IJH) offers investors exposure to a broad range of mid-capitalisation companies within the United States. Categorized as a Mid-Cap Blend fund, it aims to track the performance of the S&P MidCap 400 Index, which represents approximately the middle two-thirds of the investable U.S. equity market. With net assets exceeding USD 123 billion, it is one of the largest ETFs in its category, providing substantial liquidity. The fund holds 413 distinct companies, allowing for diversified exposure across various sectors. It features a low expense ratio of 0.05%, making it a cost-effective tool for building core portfolios. Established in May 2000, this fund has a long history of operational stability. While it currently lists a dividend yield of 1.23%, it is important to note that dividend distributions are not guaranteed and can fluctuate based on the underlying holdings' performance. As with any equity investment, the value of this ETF can go down as well as up, and past performance is not a reliable indicator of future results.

SCHM (SCHM)

The Schwab US Mid-Cap ETF offers investors a cost-effective way to gain exposure to mid-sized US companies. By tracking a broad mid-cap index, it captures a blend of established firms and high-growth potential businesses. With a remarkably low expense ratio of just 0.03%, this fund is designed to minimise costs for long-term investors. It holds approximately 493 stocks, providing diversified exposure across various sectors of the US economy. While it currently lists no active dividend, the fund's structure allows for potential income generation alongside capital appreciation. Mid-cap stocks often serve as a middle ground between the stability of large-cap companies and the volatility of small-cap firms. However, like all equities, values can rise and fall, and returns are not guaranteed. This ETF is suitable for those seeking broad US mid-market exposure without personalised advice.

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IJH vs SCHM

Fund Snapshot