Charles Schwab vs BBVA

Charles Schwab Corp., The and BBVA are compared on this page to help readers understand differences in business models, financial performance, and market context. The overview presents neutral, accessible information about each organisation, including services, operations, and strategic approaches. It avoids claims or forecasts, focusing on objective context for analysis. Educational content, not financial advice.

Charles Schwab Corp., The and BBVA are compared on this page to help readers understand differences in business models, financial performance, and market context. The overview presents neutral, access...

Comparison Snapshot

Key Financial Metrics

SCHW

Metric

BBVA

$182.92B

Market Cap

$144.65B

8.36%

Potential Profit

-6.99%

Buy

Analyst Rating

Strong Buy

Why It's Moving

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

Q4 core net new assets hit $163.9 billion while active brokerage accounts reached 38.5 million, signaling robust client growth and engagement.
Forge Global deal approval paves the way for expanded private market access, set to close in H1 2026 pending regulators, bolstering Schwab's alternatives offerings.
Zacks upgraded SCHW to Buy on rising earnings estimates, up 5.5% in three months, reflecting optimism for steady 2026 EPS at $5.73.

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback and Strikes $250M Climate Partnership Deal

Spent €543.8M on buybacks from Jan 19-23, hitting 36% of the first tranche to boost shareholder value.
Committed $250M as strategic LP in ALTÉRRA's $1.2B climate fund, aligning with €700B sustainable financing goal through 2029.
Chair Carlos Torres Vila projects €49B in top-quality capital by 2028, fueling growth in key markets like Mexico and Europe.

Sentiment:

🐃Bullish

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

Q4 core net new assets hit $163.9 billion while active brokerage accounts reached 38.5 million, signaling robust client growth and engagement.
Forge Global deal approval paves the way for expanded private market access, set to close in H1 2026 pending regulators, bolstering Schwab's alternatives offerings.
Zacks upgraded SCHW to Buy on rising earnings estimates, up 5.5% in three months, reflecting optimism for steady 2026 EPS at $5.73.

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback and Strikes $250M Climate Partnership Deal

Spent €543.8M on buybacks from Jan 19-23, hitting 36% of the first tranche to boost shareholder value.
Committed $250M as strategic LP in ALTÉRRA's $1.2B climate fund, aligning with €700B sustainable financing goal through 2029.
Chair Carlos Torres Vila projects €49B in top-quality capital by 2028, fueling growth in key markets like Mexico and Europe.

Sentiment:

🐃Bullish

Investment Analysis

Charles Schwab

SCHW

Pros

Delivered record revenue and earnings in 2025, with 27% year-over-year growth in net revenues and 70% growth in adjusted earnings per share in the most recent quarter.
Attracted over $137 billion in core net new assets and more than 1 million new brokerage accounts for the fourth consecutive quarter, reflecting robust client acquisition.
Maintained a strong pre-tax profit margin above 49%, supported by disciplined expense management and a diversified, client-driven business model.

Considerations

Substantial reliance on interest rate-sensitive revenue streams exposes earnings to volatility if central bank policies shift unexpectedly.
Recent share buybacks, while returning capital, may limit flexibility for larger strategic investments or acquisitions in the near term.
Operational complexity and regulatory scrutiny remain heightened in the US wealth management and banking sectors, posing ongoing compliance risks.

BBVA

Pros

Exhibits strong profitability metrics with a P/E ratio below sector average and a PEG ratio signalling potential for earnings growth at a reasonable price.
Benefits from a well-diversified geographic footprint across Spain, Mexico, Turkey, and emerging markets, providing revenue stability and growth optionality.
Invested heavily in digital banking channels, enhancing customer acquisition and operational efficiency, particularly in its core European and Latin American markets.

Considerations

Analyst consensus suggests limited near-term upside for the share price, reflecting subdued growth expectations relative to global peers.
Exposure to emerging markets introduces currency, political, and economic risks that may not be fully priced into current valuations.
Revenue growth in recent quarters, while solid, has not matched the explosive pace of some fintech or US-centric universal banks, potentially weighing on rerating potential.

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