Charles Schwab vs BlackRock

This page compares Charles Schwab Corp., The and BlackRock, Inc. across business models, financial performance, and market context in a clear, neutral manner. It aims to present foundational information for understanding, without promotional or advisory content. Educational content, not financial advice.

This page compares Charles Schwab Corp., The and BlackRock, Inc. across business models, financial performance, and market context in a clear, neutral manner. It aims to present foundational informati...

Comparison Snapshot

Key Financial Metrics

SCHW

Metric

BLK

$182.92B

Market Cap

$174.01B

8.36%

Potential Profit

16.84%

Buy

Analyst Rating

Buy

Why It's Moving

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

Q4 core net new assets hit $163.9 billion while active brokerage accounts reached 38.5 million, signaling robust client growth and engagement.
Forge Global deal approval paves the way for expanded private market access, set to close in H1 2026 pending regulators, bolstering Schwab's alternatives offerings.
Zacks upgraded SCHW to Buy on rising earnings estimates, up 5.5% in three months, reflecting optimism for steady 2026 EPS at $5.73.

Sentiment:

🐃Bullish

BlackRock surges on massive 2025 inflows, dividend hike, and bold 2026 growth plans.

Posted nearly $700 billion in net inflows for 2025, highlighting robust investor demand and positioning BLK for accelerated growth.
Announced a 10% dividend increase for 2026 and $1.8 billion share repurchase program, underscoring commitment to returning capital amid solid fundamentals.
Set sights on $400 billion in private markets by 2030, emphasizing diversified strategies to tap wealth investor trends and adapt to evolving landscapes.

Sentiment:

🐃Bullish

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

Q4 core net new assets hit $163.9 billion while active brokerage accounts reached 38.5 million, signaling robust client growth and engagement.
Forge Global deal approval paves the way for expanded private market access, set to close in H1 2026 pending regulators, bolstering Schwab's alternatives offerings.
Zacks upgraded SCHW to Buy on rising earnings estimates, up 5.5% in three months, reflecting optimism for steady 2026 EPS at $5.73.

Sentiment:

🐃Bullish

BlackRock surges on massive 2025 inflows, dividend hike, and bold 2026 growth plans.

Posted nearly $700 billion in net inflows for 2025, highlighting robust investor demand and positioning BLK for accelerated growth.
Announced a 10% dividend increase for 2026 and $1.8 billion share repurchase program, underscoring commitment to returning capital amid solid fundamentals.
Set sights on $400 billion in private markets by 2030, emphasizing diversified strategies to tap wealth investor trends and adapt to evolving landscapes.

Sentiment:

🐃Bullish

Investment Analysis

Charles Schwab

SCHW

Pros

Offers a diversified business model with successful integration of Ameritrade enhancing market share expansion.
Demonstrates robust financial performance including a gross profit margin of 97.05% and projected 25% CAGR in earnings through 2027.
Has a broad client base with commission-free stock and ETF trades appealing to a wide demographic.

Considerations

Exhibits a relatively high price-to-book ratio compared to sector averages, indicating premium valuation.
Generates lower interest income on cash holdings, which may impact profitability in rising interest rate environments.
Faces competitive pressure in maintaining organic asset growth within its targeted 5-7% net new asset range.

BlackRock

BLK

Pros

Commands a global presence with client operations in over 100 countries, supporting diverse revenue streams.
Provides highly personalised asset management strategies mainly targeted to high-net-worth individuals and corporations.
Exhibits stronger risk-adjusted performance metrics such as a higher Sharpe ratio compared to certain ETFs.

Considerations

Maintains more complex and varied fee structures creating potential cost transparency challenges for clients.
Carries higher price volatility and margin rates relative to peers, increasing investment risk.
Has comparatively lower recent stock returns against certain competitors like Charles Schwab over the past 12 months.

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