Ubiquiti vs FICO
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understanding. Educational content, not financial advice.
This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understandi...
Why It's Moving
UI Stock Warning: Why Analysts See -25% Downside Risk
- Barclays' Tim Long sticks to Underweight at $527, highlighting overvaluation with UI's P/E at 52.4x versus sector peers, signaling stretched multiples amid slowing broader tech growth.
- Revenue surged 21.43% on enterprise tech demand, but heavy U.S. market reliance—nearly half of sales—exposes UI to regional slowdowns and tariff pressures eroding margins.
- Contrasting BWS Financial's Buy at $720 with modest 3.9% downside, the analyst divide underscores UI's premium pricing power versus risks in a high-valuation networking sector.
FICO Dips to Near Lows Amid Sector Pressure, Yet Analysts Eye Major Rebound
- Stocks in analytics space including FICO fell sharply on March 10, dragged by broader sector weakness affecting names like SAIC, Verisk, and CoStar.
- Impressive revenue growth of 16.40% and $573 million in free cash flow highlight FICO's financial strength, fueling innovation in high-margin software.
- Analysts lean bullish with 15 buy ratings versus just 1 sell, viewing the current price below key moving averages as a value entry amid RSI nearing oversold.
UI Stock Warning: Why Analysts See -25% Downside Risk
- Barclays' Tim Long sticks to Underweight at $527, highlighting overvaluation with UI's P/E at 52.4x versus sector peers, signaling stretched multiples amid slowing broader tech growth.
- Revenue surged 21.43% on enterprise tech demand, but heavy U.S. market reliance—nearly half of sales—exposes UI to regional slowdowns and tariff pressures eroding margins.
- Contrasting BWS Financial's Buy at $720 with modest 3.9% downside, the analyst divide underscores UI's premium pricing power versus risks in a high-valuation networking sector.
FICO Dips to Near Lows Amid Sector Pressure, Yet Analysts Eye Major Rebound
- Stocks in analytics space including FICO fell sharply on March 10, dragged by broader sector weakness affecting names like SAIC, Verisk, and CoStar.
- Impressive revenue growth of 16.40% and $573 million in free cash flow highlight FICO's financial strength, fueling innovation in high-margin software.
- Analysts lean bullish with 15 buy ratings versus just 1 sell, viewing the current price below key moving averages as a value entry amid RSI nearing oversold.
Investment Analysis
Ubiquiti
UI
Pros
- Ubiquiti's 2025 revenue surged 33.45% year-over-year to $2.57 billion, reflecting strong top-line growth.
- Net income more than doubled in 2025 to $711.92 million, indicating substantial profitability improvement.
- The company maintains a very high return on equity at approximately 179.9%, demonstrating efficient capital use.
Considerations
- Despite strong fundamentals, analyst price targets imply a significant potential downside of over 30% from current levels.
- The stock trades at a high price-to-earnings ratio near 64, suggesting it may be overvalued relative to earnings.
- Ubiquiti’s stock experienced volatile recent trading, including a notable 5.2% dip after a sharp multi-year run-up, indicating possible sentiment shifts.
FICO
FICO
Pros
- FICO provides essential analytics and decision management software widely used by financial institutions globally.
- The company benefits from recurring revenue streams through its scoring services and subscription offerings.
- FICO’s solutions address diverse business needs such as fraud detection, customer management, and risk scoring, supporting growth resilience.
Considerations
- FICO faces competitive pressures from other analytics and AI-driven decision platforms that may impact market share.
- The company’s dependence on financial institutions exposes it to cyclical risks tied to credit market conditions.
- Execution risks exist in scaling its software offerings internationally amid evolving regulatory and data privacy requirements.
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Ubiquiti (UI) Next Earnings Date
Ubiquiti (UI) is estimated to announce its next earnings between May 8 and May 12, 2026, following its most recent report on February 6, 2026 for the prior quarter. This upcoming release will cover the second quarter of fiscal 2026 (ending March 2026), based on the company's historical reporting patterns. No official date has been confirmed yet by the company.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is estimated to announce its next earnings between April 24 and April 30, 2026, following its most recent report on January 28, 2026, with no official date confirmed yet. This release will cover the first quarter of fiscal 2026 (Q1 FY2026), consistent with the company's historical late-April pattern for Q1 results. Investors should monitor for an official announcement in the coming weeks.
Ubiquiti (UI) Next Earnings Date
Ubiquiti (UI) is estimated to announce its next earnings between May 8 and May 12, 2026, following its most recent report on February 6, 2026 for the prior quarter. This upcoming release will cover the second quarter of fiscal 2026 (ending March 2026), based on the company's historical reporting patterns. No official date has been confirmed yet by the company.
FICO (FICO) Next Earnings Date
Fair Isaac (FICO) is estimated to announce its next earnings between April 24 and April 30, 2026, following its most recent report on January 28, 2026, with no official date confirmed yet. This release will cover the first quarter of fiscal 2026 (Q1 FY2026), consistent with the company's historical late-April pattern for Q1 results. Investors should monitor for an official announcement in the coming weeks.
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Explore BasketPower & Control Portfolio
These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.
Published: June 17, 2025
Explore BasketWhich Baskets Do They Appear In?
Powering AT&T's 5G Expansion
AT&T's $23 billion acquisition of EchoStar's spectrum licenses is set to significantly enhance its 5G network capabilities nationwide. This creates a ripple effect, boosting opportunities for companies that provide the essential infrastructure and technology needed for a large-scale 5G network build-out.
Published: August 28, 2025
Explore BasketPower & Control Portfolio
These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.
Published: June 17, 2025
Explore BasketBuy UI or FICO in Nemo
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