Charles Schwab vs BBVA

Charles Schwab Corp., The and BBVA are compared on this page to help readers understand differences in business models, financial performance, and market context. The overview presents neutral, accessible information about each organisation, including services, operations, and strategic approaches. It avoids claims or forecasts, focusing on objective context for analysis. Educational content, not financial advice.

Charles Schwab Corp., The and BBVA are compared on this page to help readers understand differences in business models, financial performance, and market context. The overview presents neutral, access...

Comparison Snapshot

Key Financial Metrics

SCHW

Metric

BBVA

$186.88B

Market Cap

$148.20B

8.49%

Potential Profit

-5.36%

Buy

Analyst Rating

Strong Buy

Why It's Moving

Schwab Hits 52-Week High as Dividend Hike Signals Robust Capital Returns.

Board approved 19% dividend boost from prior quarter, highlighting confidence in cash generation after 2025's earnings surge.
Stock notched 52-week peak with 4.1% YTD gain, outpacing finance sector amid consistent earnings beats including January's EPS of $1.39.
Forecasts point to 20%+ earnings growth in 2026, backed by 1M new accounts quarterly and $11.9T in client assets.

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Schwab Hits 52-Week High as Dividend Hike Signals Robust Capital Returns.

Board approved 19% dividend boost from prior quarter, highlighting confidence in cash generation after 2025's earnings surge.
Stock notched 52-week peak with 4.1% YTD gain, outpacing finance sector amid consistent earnings beats including January's EPS of $1.39.
Forecasts point to 20%+ earnings growth in 2026, backed by 1M new accounts quarterly and $11.9T in client assets.

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Investment Analysis

Charles Schwab

SCHW

Pros

Delivered record revenue and earnings in 2025, with 27% year-over-year growth in net revenues and 70% growth in adjusted earnings per share in the most recent quarter.
Attracted over $137 billion in core net new assets and more than 1 million new brokerage accounts for the fourth consecutive quarter, reflecting robust client acquisition.
Maintained a strong pre-tax profit margin above 49%, supported by disciplined expense management and a diversified, client-driven business model.

Considerations

Substantial reliance on interest rate-sensitive revenue streams exposes earnings to volatility if central bank policies shift unexpectedly.
Recent share buybacks, while returning capital, may limit flexibility for larger strategic investments or acquisitions in the near term.
Operational complexity and regulatory scrutiny remain heightened in the US wealth management and banking sectors, posing ongoing compliance risks.

BBVA

Pros

Exhibits strong profitability metrics with a P/E ratio below sector average and a PEG ratio signalling potential for earnings growth at a reasonable price.
Benefits from a well-diversified geographic footprint across Spain, Mexico, Turkey, and emerging markets, providing revenue stability and growth optionality.
Invested heavily in digital banking channels, enhancing customer acquisition and operational efficiency, particularly in its core European and Latin American markets.

Considerations

Analyst consensus suggests limited near-term upside for the share price, reflecting subdued growth expectations relative to global peers.
Exposure to emerging markets introduces currency, political, and economic risks that may not be fully priced into current valuations.
Revenue growth in recent quarters, while solid, has not matched the explosive pace of some fintech or US-centric universal banks, potentially weighing on rerating potential.

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