Live Report · Updated January 21, 2026

Ubiquiti vs FICO

This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understanding. Educational content, not financial advice.

This page compares Ubiquiti Inc. and FICO, detailing business models, financial performance, and market context in clear, accessible terms. It presents neutral, balanced information to aid understandi...

Comparison Snapshot

Key Financial Metrics

UI

Metric

FICO

$34.06B

Market Cap

$35.43B

7.79%

Potential Profit

31.25%

Hold

Analyst Rating

Buy

Why It's Moving

Ubiquiti Shares Climb on Stellar Q1 Earnings Beat, Fueling Short-Term Rally Momentum.

Q1 revenues rocketed to $733.8 million, highlighting explosive growth in enterprise wireless and Wi-Fi solutions.
GAAP diluted EPS of $3.43 crushed expectations, boosting investor confidence in profitability amid tech sector tailwinds.
Stock gained 2.28% Tuesday in a 10.27% two-week surge, with analysts eyeing 17% upside in the next three months.

Sentiment:

🐃Bullish

FICO Stock Dips Ahead of Crucial Q1 Earnings Reveal Next Week

Recent insider sales of 4,347 shares last quarter add to downward pressure, with shares opening at $1,494.46 and hitting a 52-week low near $1,335 earlier.
Analyst consensus holds a 'Moderate Buy' rating with an average price target of $2,092, reflecting optimism despite mixed recent updates like Jefferies' target hike to $2,200.
High P/E ratio of 56.3 signals premium valuation tied to growth prospects, including forecasted full-year EPS of $24 and next year's $32 amid steady sector tailwinds in credit analytics.

Sentiment:

⚖️Neutral

Ubiquiti Shares Climb on Stellar Q1 Earnings Beat, Fueling Short-Term Rally Momentum.

Q1 revenues rocketed to $733.8 million, highlighting explosive growth in enterprise wireless and Wi-Fi solutions.
GAAP diluted EPS of $3.43 crushed expectations, boosting investor confidence in profitability amid tech sector tailwinds.
Stock gained 2.28% Tuesday in a 10.27% two-week surge, with analysts eyeing 17% upside in the next three months.

Sentiment:

🐃Bullish

FICO Stock Dips Ahead of Crucial Q1 Earnings Reveal Next Week

Recent insider sales of 4,347 shares last quarter add to downward pressure, with shares opening at $1,494.46 and hitting a 52-week low near $1,335 earlier.
Analyst consensus holds a 'Moderate Buy' rating with an average price target of $2,092, reflecting optimism despite mixed recent updates like Jefferies' target hike to $2,200.
High P/E ratio of 56.3 signals premium valuation tied to growth prospects, including forecasted full-year EPS of $24 and next year's $32 amid steady sector tailwinds in credit analytics.

Sentiment:

⚖️Neutral

Investment Analysis

Ubiquiti

UI

Pros

Ubiquiti's 2025 revenue surged 33.45% year-over-year to $2.57 billion, reflecting strong top-line growth.
Net income more than doubled in 2025 to $711.92 million, indicating substantial profitability improvement.
The company maintains a very high return on equity at approximately 179.9%, demonstrating efficient capital use.

Considerations

Despite strong fundamentals, analyst price targets imply a significant potential downside of over 30% from current levels.
The stock trades at a high price-to-earnings ratio near 64, suggesting it may be overvalued relative to earnings.
Ubiquiti’s stock experienced volatile recent trading, including a notable 5.2% dip after a sharp multi-year run-up, indicating possible sentiment shifts.

FICO

Pros

FICO provides essential analytics and decision management software widely used by financial institutions globally.
The company benefits from recurring revenue streams through its scoring services and subscription offerings.
FICO’s solutions address diverse business needs such as fraud detection, customer management, and risk scoring, supporting growth resilience.

Considerations

FICO faces competitive pressures from other analytics and AI-driven decision platforms that may impact market share.
The company’s dependence on financial institutions exposes it to cyclical risks tied to credit market conditions.
Execution risks exist in scaling its software offerings internationally amid evolving regulatory and data privacy requirements.

About The Companies

Ubiquiti (UI)

Ubiquiti Inc (UI) designs and sells networking hardware and management software — including wireless access points, switches, routers and cloud-managed platforms such as UniFi — for homes, small businesses and larger enterprises. The company’s direct-to-channel distribution and low-marketing approach have historically supported robust gross margins and cash generation; the market capitalisation is roughly $43.6bn. Key growth drivers include upgrades to Wi‑Fi infrastructure, cloud-managed networking and demand for scalable, lower-cost enterprise solutions. Investors should be aware of risks: revenue can be cyclical, results are sensitive to supply‑chain disruptions and competition from larger vendors and cloud providers is intense. Product security, firmware issues or governance concerns can also affect customer trust. This summary is general educational information and not personalised investment advice — values can fall as well as rise and past performance is not a reliable guide.

FICO (FICO)

Fair Isaac Corporation (FICO) is best known for the FICO Score, a widely used credit-scoring metric, and for its analytics and decision-management software used by banks, insurers, retailers and government agencies. The company sells a mix of software licences, cloud-based subscriptions, analytics services and consulting, giving it recurring revenue elements and high margins. Key growth drivers include digital lending, fraud prevention demand, adoption of cloud decisioning, and the use of alternative data and machine learning to refine risk models. Investors should note exposure to credit-cycle sensitivity — demand for scoring and decision tools can ebb and flow with lending activity — and regulatory scrutiny over scoring and data use. Competition from other analytics and fintech firms, and operational risks like cyber incidents, are additional considerations. This summary is educational and not personalised advice; values can rise or fall and any investment should be considered against your goals and risk tolerance.

Ubiquiti (UI) Next Earnings Date

Ubiquiti Inc. (UI) is scheduled to report its next earnings on February 6, 2026, before the market opens. This release will cover the Q1 fiscal 2026 quarter, ending approximately December 31, 2025. The date aligns with the company's historical pattern of early February reporting following prior quarters.

FICO (FICO) Next Earnings Date

Fair Isaac Corporation (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the fiscal quarter ending December 2025. Investors should note the date aligns with the company's official announcement and historical late-January pattern for Q1 results.

Ubiquiti (UI) Next Earnings Date

Ubiquiti Inc. (UI) is scheduled to report its next earnings on February 6, 2026, before the market opens. This release will cover the Q1 fiscal 2026 quarter, ending approximately December 31, 2025. The date aligns with the company's historical pattern of early February reporting following prior quarters.

FICO (FICO) Next Earnings Date

Fair Isaac Corporation (FICO) is scheduled to report its Q1 fiscal 2026 earnings on January 28, 2026, after market close, followed by a conference call at 5:00 p.m. ET. This release will cover the fiscal quarter ending December 2025. Investors should note the date aligns with the company's official announcement and historical late-January pattern for Q1 results.

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Which Baskets Do They Appear In?

Powering AT&T's 5G Expansion

AT&T's $23 billion acquisition of EchoStar's spectrum licenses is set to significantly enhance its 5G network capabilities nationwide. This creates a ripple effect, boosting opportunities for companies that provide the essential infrastructure and technology needed for a large-scale 5G network build-out.

Published: August 28, 2025

Explore Basket

Power & Control Portfolio

These carefully selected stocks represent companies putting unprecedented control directly in users' hands. Professional analysts have assembled this collection of innovators in fintech, smart home automation, and personal technology that are revolutionizing how people manage their daily lives.

Published: June 17, 2025

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Ubiquiti vs FICO

Comparison Snapshot

Why It's Moving

Ubiquiti Shares Climb on Stellar Q1 Earnings Beat, Fueling Short-Term Rally Momentum.

FICO Stock Dips Ahead of Crucial Q1 Earnings Reveal Next Week

Ubiquiti Shares Climb on Stellar Q1 Earnings Beat, Fueling Short-Term Rally Momentum.

FICO Stock Dips Ahead of Crucial Q1 Earnings Reveal Next Week