Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.
INGApollo

ING vs Apollo

This page compares ING (ING Groep N.V.) and Apollo Asset Management Inc, highlighting their business models, financial performance, and market context in clear, accessible terms. The aim is to present...

Why It's Moving

ING

ING Accelerates Shareholder Returns with Steady Buyback Progress and Imminent Cash Payout.

  • Cash dividend of €0.172 per share set for payment on January 15, part of the broader €1.6B shareholder distribution announced last fall.
  • Share buyback program hits 43.81% complete as of January 20, with 21 million shares repurchased at an average €22.94, reducing share capital efficiently.
  • CET1 ratio stands robust at 13.4% as of late 2025 per recent SREP review, supporting ongoing capital returns without regulatory strain.
Sentiment:
πŸƒBullish
Apollo

Apollo surges on massive xAI data center financing deal fueling private credit momentum.

  • Apollo backed the blockbuster $5.4B Valor and xAI deal with $3.5B in financing on January 6-7, highlighting its prowess in tapping AI-driven demand for compute power.
  • Private credit expansion, including xAI-linked financing, positions Apollo for boosted origination volumes amid the global industrial renaissance in energy and infrastructure.
  • Valuation models flag APO as undervalued by up to 9-35%, with strong long-term returns contrasting short-term sector headwinds.
Sentiment:
πŸƒBullish

Investment Analysis

ING

ING

ING

Pros

  • ING showed strong Q3 2025 financial results with net profit of €1.787 billion and an upgraded full-year ROE outlook above 12.5%.
  • The bank is advancing digital innovation by launching a generative AI chatbot across six markets, indicating technological leadership.
  • ING has solid capital strength with a CET1 ratio of 13.4%, well above regulatory requirements, supporting resilience and growth.

Considerations

  • Wholesale banking growth remains subdued, posing a challenge amid competitive and macroeconomic pressures in major European markets.
  • Foreign exchange volatility could negatively impact reported profits over coming quarters, adding to earnings uncertainty.
  • Ongoing macroeconomic and geopolitical uncertainties may affect loan growth momentum and fee income sustainability.

Pros

  • Apollo Asset Management has diversified operations with segments in Asset Management, Retirement Services, and Principal Investing.
  • The company serves multiple sectors including chemicals, manufacturing, natural resources, and financial services, reducing sector-specific risk.
  • Apollo's large market capitalization (around $72 billion) reflects its established position in alternative asset management.

Considerations

  • Alternative asset managers like Apollo are sensitive to market volatility which can impact asset valuations and fee income.
  • Dependence on performance fees and capital markets activity exposes Apollo to cyclicality and macroeconomic headwinds.
  • Regulatory changes in financial services and investment management could add compliance costs and operational challenges.

Related Market Insights

Europe's Banking Merger Wave: The Consolidation Play That Could Reshape Finance

Explore Europe's banking merger wave. Invest in financial consolidation with Nemo's Neme, featuring Deutsche Bank, UBS, & ING. Start with fractional shares from $1.

Author avatar

Aimee Silverwood | Financial Analyst

July 25, 2025

Read Insight

ING (ING) Next Earnings Date

ING Groep N.V. will release its next earnings report on January 29, 2026, covering fourth quarter 2025 results. This earnings announcement is scheduled for just three days from today and will be followed by the publication of the full 2025 annual report on February 26, 2026. The company typically reports quarterly results within the first weeks following each quarter end, maintaining a consistent schedule for investor communications.

Apollo (APO) Next Earnings Date

Apollo Global Management (APO) is scheduled to announce its fourth quarter and full year 2025 financial results on February 9, 2026, before the opening of trading on the New York Stock Exchange. Management will host a conference call at 8:30 a.m. ET to review the earnings results via public webcast. The earnings report will cover the company's performance for the fourth quarter and the complete fiscal year 2025. This announcement will provide investors with comprehensive financial metrics for the period ending December 31, 2025.

Which Baskets Do They Appear In?

European Financial Consolidation

European Financial Consolidation

BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.

Published: July 2, 2025

Explore Basket

Buy ING or APO in Nemo

Nemo Logo Fade
πŸ†“

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

πŸ”’

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

πŸ’°

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

INGBNY

ING vs BNY

ING vs BNY: Stock comparison

INGAon

ING vs Aon

ING vs Aon: Stock comparison

INGItaΓΊ Unibanco

ING vs ItaΓΊ Unibanco

ING vs ItaΓΊ Unibanco

Frequently asked questions