ING vs Aon
ING and Aon are compared on this page to help readers understand how their business models, financial performance, and market contexts differ. The analysis covers organisational structure, revenue streams, client base, and strategic priorities in a neutral, accessible way. Educational content, not financial advice.
ING and Aon are compared on this page to help readers understand how their business models, financial performance, and market contexts differ. The analysis covers organisational structure, revenue str...
Why It's Moving
ING Accelerates Shareholder Returns with Steady Buyback Progress and Imminent Cash Payout.
- Cash dividend of €0.172 per share set for payment on January 15, part of the broader €1.6B shareholder distribution announced last fall.
- Share buyback program hits 43.81% complete as of January 20, with 21 million shares repurchased at an average €22.94, reducing share capital efficiently.
- CET1 ratio stands robust at 13.4% as of late 2025 per recent SREP review, supporting ongoing capital returns without regulatory strain.
ING Accelerates Shareholder Returns with Steady Buyback Progress and Imminent Cash Payout.
- Cash dividend of €0.172 per share set for payment on January 15, part of the broader €1.6B shareholder distribution announced last fall.
- Share buyback program hits 43.81% complete as of January 20, with 21 million shares repurchased at an average €22.94, reducing share capital efficiently.
- CET1 ratio stands robust at 13.4% as of late 2025 per recent SREP review, supporting ongoing capital returns without regulatory strain.
Investment Analysis
ING
ING
Pros
- ING Groep N.V. has a strong capital position with a CET1 ratio of 13.4% and leverage ratio of 4.4%, both above regulatory requirements.
- The company has demonstrated consistent profitability, with a Return on Equity (ROE) of around 13.23% that outperforms its cost of equity.
- ING has a diversified retail and wholesale banking presence across multiple European markets and internationally, supporting stable revenue streams.
Considerations
- Recent stock price forecasts predict a potential decline of approximately 7% by December 2025, indicating near-term valuation pressure.
- The bank faces headwinds from euro currency strength that could reduce earnings growth despite share repurchase programs.
- ING's share price volatility and medium-term price forecast suggest uncertainty and potential downside risks for investors.
Aon
AON
Pros
- Aon plc exhibits a strong profitability profile with a recent ROE of 38.26%, substantially exceeding historical averages.
- The company is a leading global provider of risk, retirement, and health solutions, benefiting from diverse and growing markets.
- Aon’s broad service offerings including commercial risk, health solutions, and capital advisory enhance its competitive positioning.
Considerations
- Aon's historical ROE has been highly volatile, showing significant swings in recent quarters, indicating potential earnings instability.
- As an insurance broker, Aon is exposed to market cyclicality and regulatory changes which could impact future growth.
- The company’s large market capitalization positions it in a competitive space with ongoing execution and integration risks in strategic initiatives.
Related Market Insights
Europe's Banking Merger Wave: The Consolidation Play That Could Reshape Finance
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Related Market Insights
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Explore Europe's banking merger wave. Invest in financial consolidation with Nemo's Neme, featuring Deutsche Bank, UBS, & ING. Start with fractional shares from $1.
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ING (ING) Next Earnings Date
ING Groep N.V. will release its next earnings report on January 29, 2026, covering fourth quarter 2025 results. This earnings announcement is scheduled for just three days from today and will be followed by the publication of the full 2025 annual report on February 26, 2026. The company typically reports quarterly results within the first weeks following each quarter end, maintaining a consistent schedule for investor communications.
ING (ING) Next Earnings Date
ING Groep N.V. will release its next earnings report on January 29, 2026, covering fourth quarter 2025 results. This earnings announcement is scheduled for just three days from today and will be followed by the publication of the full 2025 annual report on February 26, 2026. The company typically reports quarterly results within the first weeks following each quarter end, maintaining a consistent schedule for investor communications.
Which Baskets Do They Appear In?
European Financial Consolidation
BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.
Published: July 2, 2025
Explore BasketWhich Baskets Do They Appear In?
European Financial Consolidation
BNP Paribas's acquisition of AXA Investment Managers could trigger a wave of mergers in European finance. These carefully selected stocks represent potential buyers and targets in banking, insurance, and asset management as the industry reshapes for the future.
Published: July 2, 2025
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