CIBC vs Itaú Unibanco
This page compares CIBC and Itaú Unibanco, presenting a neutral overview of their business models, financial performance, and market context. It explains how each organisation approaches services, risk, and growth, helping readers understand the priorities and structures shaping their operations without endorsing any outcome. Educational content, not financial advice.
This page compares CIBC and Itaú Unibanco, presenting a neutral overview of their business models, financial performance, and market context. It explains how each organisation approaches services, ris...
Why It's Moving
CIBC's capital markets surge signals undervaluation as analysts lift targets amid stable trading.
- Capital markets segment delivered standout results in fiscal 2025, boosting near-term profitability forecasts and normalized ROE to 15.3%.
- Morningstar hiked fair value by C$17 to C$100, citing improved net interest margins at 1.60% from growing Canadian demand deposits.
- Excess returns model pegs shares at 31.6% undervalued versus recent C$126 close, underscoring long-term appeal despite macro headwinds.
Itaú Unibanco Hits New 52-Week High as Analyst Upgrades Fuel Breakout Momentum.
- Zacks upgraded ITUB to 'strong-buy' earlier this month, highlighting steady earnings growth expectations of 13.2% for the year and earning a Zacks #1 Rank.
- Multiple firms including Weiss and JPMorgan maintain 'buy' and 'overweight' ratings with a consensus price target around $7.77, signaling robust valuation appeal.
- Bonus share fractional transfers opened January 2nd through February 2nd, enhancing shareholder value while the stock's low PEG ratio of 0.89 underscores attractive growth prospects.
CIBC's capital markets surge signals undervaluation as analysts lift targets amid stable trading.
- Capital markets segment delivered standout results in fiscal 2025, boosting near-term profitability forecasts and normalized ROE to 15.3%.
- Morningstar hiked fair value by C$17 to C$100, citing improved net interest margins at 1.60% from growing Canadian demand deposits.
- Excess returns model pegs shares at 31.6% undervalued versus recent C$126 close, underscoring long-term appeal despite macro headwinds.
Itaú Unibanco Hits New 52-Week High as Analyst Upgrades Fuel Breakout Momentum.
- Zacks upgraded ITUB to 'strong-buy' earlier this month, highlighting steady earnings growth expectations of 13.2% for the year and earning a Zacks #1 Rank.
- Multiple firms including Weiss and JPMorgan maintain 'buy' and 'overweight' ratings with a consensus price target around $7.77, signaling robust valuation appeal.
- Bonus share fractional transfers opened January 2nd through February 2nd, enhancing shareholder value while the stock's low PEG ratio of 0.89 underscores attractive growth prospects.
Investment Analysis
CIBC
CM
Pros
- Exhibited strong revenue growth with a 10.71% increase in 2024, reaching CAD 23.61 billion.
- Demonstrates solid capital strength and impressive return on equity, enhancing financial resilience.
- Offers a healthy dividend yield of around 3.3%, providing steady income potential for investors.
Considerations
- Stock has a beta of 1.23, indicating higher volatility compared to the overall market.
- Exposure to Canadian and U.S. markets may limit diversification and increase regional economic risk.
- Valuation metrics like P/E ratios suggest moderate pricing but could face pressure amid rising interest rates.
Itaú Unibanco
ITUB
Pros
- Provides a diversified range of financial services across retail, wholesale, and market activities.
- Has a strong presence in Brazil’s large and growing economy with extensive customer base coverage.
- Active in both domestic and international markets, offering broad revenue streams and growth potential.
Considerations
- Significant exposure to Brazil’s macroeconomic and political volatility could impact performance.
- Subject to currency risk due to operations in emerging markets with fluctuating exchange rates.
- Wholesale and market activities can increase earnings cyclicality and sensitivity to economic downturns.
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CIBC (CM) Next Earnings Date
Canadian Imperial Bank of Commerce will announce its Q1 2026 earnings on February 26, 2026 at 7:30 am ET. This earnings report will cover the first quarter of the 2026 fiscal year and will include key metrics such as earnings per share and quarterly revenue. The company has officially confirmed this reporting date through its investor relations schedule.
Itaú Unibanco (ITUB) Next Earnings Date
Itaú Unibanco (ITUB) is estimated to report its next earnings on February 4, 2026, covering the Q4 2025 results, consistent with the company's historical pattern of early February releases for year-end quarters. Multiple sources project this date, though it remains unconfirmed by the company. The earnings call is anticipated shortly thereafter to review financial performance.
CIBC (CM) Next Earnings Date
Canadian Imperial Bank of Commerce will announce its Q1 2026 earnings on February 26, 2026 at 7:30 am ET. This earnings report will cover the first quarter of the 2026 fiscal year and will include key metrics such as earnings per share and quarterly revenue. The company has officially confirmed this reporting date through its investor relations schedule.
Itaú Unibanco (ITUB) Next Earnings Date
Itaú Unibanco (ITUB) is estimated to report its next earnings on February 4, 2026, covering the Q4 2025 results, consistent with the company's historical pattern of early February releases for year-end quarters. Multiple sources project this date, though it remains unconfirmed by the company. The earnings call is anticipated shortly thereafter to review financial performance.
Which Baskets Do They Appear In?
Canada Domestic Champions Explained | Trade War Shield
Recent U.S. tariffs have caused a contraction in Canada's export-driven economy, creating a unique investment opportunity. This theme focuses on Canadian companies that serve the domestic market and are insulated from international trade disputes.
Published: August 30, 2025
Explore BasketNorth American Trade Normalization
Canada has lifted retaliatory tariffs on a wide range of U.S. products, a significant step toward normalizing trade relations. This creates a favorable investment landscape for American companies in sectors like apparel and consumer goods that export to Canada.
Published: August 24, 2025
Explore BasketWhich Baskets Do They Appear In?
Canada Domestic Champions Explained | Trade War Shield
Recent U.S. tariffs have caused a contraction in Canada's export-driven economy, creating a unique investment opportunity. This theme focuses on Canadian companies that serve the domestic market and are insulated from international trade disputes.
Published: August 30, 2025
Explore BasketNorth American Trade Normalization
Canada has lifted retaliatory tariffs on a wide range of U.S. products, a significant step toward normalizing trade relations. This creates a favorable investment landscape for American companies in sectors like apparel and consumer goods that export to Canada.
Published: August 24, 2025
Explore BasketBuy CM or ITUB in Nemo
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