Charles Schwab vs UBS

This page compares Charles Schwab Corp., The and UBS Group AG to illuminate their business models, financial performance, and market context in a clear, neutral way. It presents foundational information to help readers understand how each firm operates and positions itself in the market. Educational content, not financial advice.

This page compares Charles Schwab Corp., The and UBS Group AG to illuminate their business models, financial performance, and market context in a clear, neutral way. It presents foundational informati...

Comparison Snapshot

Key Financial Metrics

SCHW

Metric

UBS

$182.92B

Market Cap

$160.52B

8.36%

Potential Profit

18.28%

Buy

Analyst Rating

Strong Buy

Why It's Moving

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

Q4 core net new assets hit $163.9 billion while active brokerage accounts reached 38.5 million, signaling robust client growth and engagement.
Forge Global deal approval paves the way for expanded private market access, set to close in H1 2026 pending regulators, bolstering Schwab's alternatives offerings.
Zacks upgraded SCHW to Buy on rising earnings estimates, up 5.5% in three months, reflecting optimism for steady 2026 EPS at $5.73.

Sentiment:

🐃Bullish

UBS Flags Financials as Top Pick Amid Broadening Global Stock Rally into 2026.

UBS rates financials Attractive, highlighting gains from rising capital market activity and improving net interest margins despite credit card rate cap concerns.
Bank favors global banks and adds U.S. consumer discretionary, with cyclical regions and sectors outperforming as performance broadens.
Structural AI tailwinds evolve toward application layers, combined with monetary easing and fiscal boosts, underpin confidence in sustained equity climbs.
sentiment_tag

Sentiment:

🐃Bullish

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

Q4 core net new assets hit $163.9 billion while active brokerage accounts reached 38.5 million, signaling robust client growth and engagement.
Forge Global deal approval paves the way for expanded private market access, set to close in H1 2026 pending regulators, bolstering Schwab's alternatives offerings.
Zacks upgraded SCHW to Buy on rising earnings estimates, up 5.5% in three months, reflecting optimism for steady 2026 EPS at $5.73.

Sentiment:

🐃Bullish

UBS Flags Financials as Top Pick Amid Broadening Global Stock Rally into 2026.

UBS rates financials Attractive, highlighting gains from rising capital market activity and improving net interest margins despite credit card rate cap concerns.
Bank favors global banks and adds U.S. consumer discretionary, with cyclical regions and sectors outperforming as performance broadens.
Structural AI tailwinds evolve toward application layers, combined with monetary easing and fiscal boosts, underpin confidence in sustained equity climbs.
sentiment_tag

Sentiment:

🐃Bullish

Investment Analysis

Charles Schwab

SCHW

Pros

Charles Schwab has a strong position in low-cost passive investment products, appealing to cost-conscious retail investors.
The company maintains a significant asset base with strong retail brokerage services and bank operations, ranked among top U.S. banks by asset size.
Schwab’s focus on expanding institutional market presence, including a recent divestiture of its Capital Markets unit to UBS, shows strategic refocusing.

Considerations

Schwab's recent sale of its Capital Markets unit indicates limited synergy and challenges in scaling institutional trading operations.
The stock has experienced volatility with a noteworthy decline from its 52-week high, reflecting market and sector pressures.
Charles Schwab faces strong competition in both retail discount brokerage and wealth management from firms with deeper institutional capabilities.

UBS

Pros

UBS offers premium personalized wealth management services with global market access aimed at ultra-high-net-worth clients.
The acquisition of Schwab’s Capital Markets unit expands UBS’s trading footprint and improves cost efficiency and trade execution capabilities.
UBS manages a very large portfolio and diverse holdings exceeding $540 billion, indicating scale and wide market exposure.

Considerations

UBS’s wealth management services typically require high minimum investments, restricting accessibility for average investors.
The firm’s complex fee structures and bespoke pricing may limit appeal to cost-sensitive clients.
UBS faces execution risks integrating Schwab’s former unit and must maintain competitive advantage in global trading amid market volatility.

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About The Companies

Charles Schwab (SCHW)

Charles Schwab Corporation (SCHW) is a large US-based brokerage, wealth management and banking group that serves retail investors, financial advisers and institutional clients. Investors should know it earns revenue from net interest income on client deposits and lending, asset- and advisory-based fees, trading-related services and custodial solutions. Schwab’s size and integrated platform give it scale advantages, though its performance is sensitive to interest-rate moves, market volatility and flows of client assets. Competition from low-cost rivals and evolving technology are constant pressures, while regulation and client behaviour can alter margins. With a market capitalisation of about $172.6bn, Schwab is a major participant in the discount-broker market and has broadened into banking and asset management. This summary is general educational information only; it is not personalised financial advice. Values can rise and fall and past performance is no guarantee of future results. Prospective investors should assess suitability, consider diversification and, if needed, consult an independent financial adviser.

UBS (UBS)

UBS Group AG (UBS) is a Swiss global bank and leading wealth manager that offers private banking, asset management, investment banking and retail services in Switzerland. With a market capitalisation of about $126.01 billion (as provided), UBS benefits from diversified fee income from assets under management, net interest income and capital markets activity. The bank’s scale in wealth management and broad international footprint can be a strength, but investors should weigh sensitivity to market cycles, interest-rate moves and integration challenges following major acquisitions. Key factors to monitor include capital ratios, liquidity, regulatory developments and litigation or remediation costs. As with any bank, credit risk and macroeconomic conditions influence results. This summary is for general educational purposes only, not personalised investment advice; values can rise and fall and past performance is not a reliable indicator of future returns. Investors should review up-to-date reports and consider their own risk tolerance or consult a regulated adviser.

Charles Schwab (SCHW) Next Earnings Date

Charles Schwab (SCHW) has not officially confirmed its next earnings date following the Q4 2025 report, but estimates point to April 16, 2026, aligning with the company's historical mid-April pattern for Q1 releases. This report will cover the first quarter of 2026 (Q1 2026) ending in March. Investors should monitor official announcements for any updates, as projections are based on prior cycles.

UBS (UBS) Next Earnings Date

UBS Group AG's next earnings date is February 4, 2026, scheduled for publication of fourth quarter 2025 results after market close. This date aligns with the company's official corporate calendar and consensus from multiple financial data providers. The report will cover the quarter ending December 2025, providing key insights into Group performance across its divisions.

Charles Schwab (SCHW) Next Earnings Date

Charles Schwab (SCHW) has not officially confirmed its next earnings date following the Q4 2025 report, but estimates point to April 16, 2026, aligning with the company's historical mid-April pattern for Q1 releases. This report will cover the first quarter of 2026 (Q1 2026) ending in March. Investors should monitor official announcements for any updates, as projections are based on prior cycles.

UBS (UBS) Next Earnings Date

UBS Group AG's next earnings date is February 4, 2026, scheduled for publication of fourth quarter 2025 results after market close. This date aligns with the company's official corporate calendar and consensus from multiple financial data providers. The report will cover the quarter ending December 2025, providing key insights into Group performance across its divisions.

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Which Baskets Do They Appear In?

Rally in Financials

Goldman Sachs' recent outperformance signals a potential wave of growth in the financial sector. This collection features carefully selected financial institutions positioned to benefit from favorable market conditions, easing yields, and renewed investor confidence.

Published: July 1, 2025

Explore Basket

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Invest in the cornerstones of the global economy. These carefully selected financial titans form the backbone of worldwide commerce and capital flow, chosen by our analysts for their market dominance and potential to benefit from changing economic conditions.

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Comparison Snapshot

Why It's Moving

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

UBS Flags Financials as Top Pick Amid Broadening Global Stock Rally into 2026.

Charles Schwab Delivers Record Q4 Results and Strategic AI, Forge Advances Fueling Post-Earnings Rally

UBS Flags Financials as Top Pick Amid Broadening Global Stock Rally into 2026.

Investment Analysis

Charles Schwab

Pros

Considerations

UBS

Pros

Considerations

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About The Companies

Charles Schwab (SCHW) Next Earnings Date

UBS (UBS) Next Earnings Date

Charles Schwab (SCHW) Next Earnings Date

UBS (UBS) Next Earnings Date

Which Baskets Do They Appear In?

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Banking & Finance Powerhouses

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Banking & Finance Powerhouses

Buy SCHW or UBS in Nemo

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Frequently asked questions

What is the main purpose of comparing two stocks like Charles Schwab and UBS side by side?

How should I read the ‘pros and cons’ sections when evaluating these stocks?

What does ‘asset base’ indicate for a bank and a wealth manager in this comparison?

What are the implications of Schwab’s divestiture of its Capital Markets unit for an investor?

How does UBS’s acquisition of Schwab’s Capital Markets unit influence its investment case?

Why might price sensitivity differ between Schwab and UBS clients?

What market considerations should be kept in mind when comparing these two stocks?

How do execution capabilities impact the value proposition of these firms?

What does ‘scale and diversification’ mean for these two stocks in practice?

How should a beginner use this comparison page to form a neutral view?

What limitations should readers keep in mind when using this FAQ to compare stocks?

Is there an educational disclaimer about the information provided here?

Comparison Snapshot

About The Companies