BNY vs Itaú Unibanco

This page compares BNY and Itaú Unibanco, examining how each operates in terms of business models, financial performance, and market context, with a clear, neutral presentation. It outlines distinct approaches to strategy, risk, and client services, helping readers understand the landscape without advocacy. Educational content, not financial advice.

This page compares BNY and Itaú Unibanco, examining how each operates in terms of business models, financial performance, and market context, with a clear, neutral presentation. It outlines distinct a...

Comparison Snapshot

Key Financial Metrics

BK

Metric

ITUB

$81.91B

Market Cap

$89.05B

3.98%

Potential Profit

-13.69%

Buy

Analyst Rating

Buy

Why It's Moving

BNY Mellon Shines Post-Record Q4 as Investors Eye Digital Momentum and Capital Strength

Q4 earnings smashed expectations with record revenue, fueled by expanded relationships and efficiency gains from AI initiatives.
Active share buybacks at recent prices around $119 underscore confidence in undervaluation and long-term growth potential.
Recent $1.55B senior notes issuance bolsters funding flexibility, aligning with Fitch's view of strong capital distribution ahead in 2026.

Sentiment:

🐃Bullish

ITUB Hits New Highs as Investors Gear Up for 4Q25 Earnings Reveal

Upcoming earnings conference on February 5 features CEO Milton Maluhy and CFO Gabriel Amado de Moura, spotlighting strategy and outlook in a live Q&A.
Recent bonus shares initiative allows fractional share transfers through February 2, boosting shareholder flexibility and liquidity.
JPMorgan's upgrade to overweight with a $7.77 target underscores analyst confidence, aligning with ITUB's attractive P/E of 10.51 and resilient loan portfolio.

Sentiment:

🐃Bullish

BNY Mellon Shines Post-Record Q4 as Investors Eye Digital Momentum and Capital Strength

Q4 earnings smashed expectations with record revenue, fueled by expanded relationships and efficiency gains from AI initiatives.
Active share buybacks at recent prices around $119 underscore confidence in undervaluation and long-term growth potential.
Recent $1.55B senior notes issuance bolsters funding flexibility, aligning with Fitch's view of strong capital distribution ahead in 2026.

Sentiment:

🐃Bullish

ITUB Hits New Highs as Investors Gear Up for 4Q25 Earnings Reveal

Upcoming earnings conference on February 5 features CEO Milton Maluhy and CFO Gabriel Amado de Moura, spotlighting strategy and outlook in a live Q&A.
Recent bonus shares initiative allows fractional share transfers through February 2, boosting shareholder flexibility and liquidity.
JPMorgan's upgrade to overweight with a $7.77 target underscores analyst confidence, aligning with ITUB's attractive P/E of 10.51 and resilient loan portfolio.

Sentiment:

🐃Bullish

Investment Analysis

BNY

BK

Pros

BNY Mellon is highly diversified with seven lines of business, reducing exposure to equity market fluctuations compared to peers.
The company reported record revenue of $5.1 billion with 9% year-over-year growth driven by broad-based platform expansion.
BNY Mellon offers a stable dividend yield around 1.97%, supporting income-oriented investors in a competitive financial sector.

Considerations

The stock trades at a price-to-earnings ratio around 16, suggesting possible overvaluation relative to earnings.
Liquidity concerns exist with a quick ratio of approximately 0.72, indicating potential difficulty in meeting short-term liabilities.
Return on equity and assets are moderate compared to major peers, reflecting challenges in generating higher profitability.

Itaú Unibanco

ITUB

Pros

Itaú Unibanco is one of the largest financial institutions in Brazil with a broad retail and wholesale banking presence.
The bank offers diversified financial products catering to individuals, companies, private banking, and institutional clients.
Itaú operates through multiple segments including retail, wholesale, and market activities, enabling comprehensive market coverage.

Considerations

Exposure to the Brazilian economic and political environment increases macroeconomic and regulatory risks.
Operating in an emerging market entails cyclicality and volatility risks which can affect earnings stability.
Limited recent public data on profitability metrics and efficiency compared to global peers creates some uncertainty.

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