Live Report · Updated January 26, 2026

BlackRock vs Capital One

This page compares BlackRock and Capital One, examining their business models, financial performance, and market context in a neutral, accessible way. It outlines how each organisation operates, the sources of revenue, and their positioning within the broader financial landscape, without forecasting results or offering advice. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

BLK

Metric

COF

$174.01B

Market Cap

$137.63B

16.84%

Potential Profit

25.90%

Buy

Analyst Rating

Buy

Why It's Moving

BlackRock surges on massive 2025 inflows, dividend hike, and bold 2026 growth plans.

Posted nearly $700 billion in net inflows for 2025, highlighting robust investor demand and positioning BLK for accelerated growth.
Announced a 10% dividend increase for 2026 and $1.8 billion share repurchase program, underscoring commitment to returning capital amid solid fundamentals.
Set sights on $400 billion in private markets by 2030, emphasizing diversified strategies to tap wealth investor trends and adapt to evolving landscapes.

Sentiment:

🐃Bullish

Capital One Stock Dips After $5.1B Brex Acquisition and Q4 Earnings Miss

Q4 revenue surged 58% year-over-year to drive $2.1 billion in earnings, validating the Discover merger's synergy potential.
$5.15 billion Brex buyout positions Capital One to capture growth in corporate payments, building on its payments platform transformation.
Company returned $2.5 billion to shareholders via buybacks in Q4, signaling confidence despite margin pressures from heavy investments.

Sentiment:

🌋Volatile

BlackRock surges on massive 2025 inflows, dividend hike, and bold 2026 growth plans.

Posted nearly $700 billion in net inflows for 2025, highlighting robust investor demand and positioning BLK for accelerated growth.
Announced a 10% dividend increase for 2026 and $1.8 billion share repurchase program, underscoring commitment to returning capital amid solid fundamentals.
Set sights on $400 billion in private markets by 2030, emphasizing diversified strategies to tap wealth investor trends and adapt to evolving landscapes.

Sentiment:

🐃Bullish

Capital One Stock Dips After $5.1B Brex Acquisition and Q4 Earnings Miss

Q4 revenue surged 58% year-over-year to drive $2.1 billion in earnings, validating the Discover merger's synergy potential.
$5.15 billion Brex buyout positions Capital One to capture growth in corporate payments, building on its payments platform transformation.
Company returned $2.5 billion to shareholders via buybacks in Q4, signaling confidence despite margin pressures from heavy investments.

Sentiment:

🌋Volatile

Investment Analysis

BlackRock

BLK

Pros

BlackRock reported strong Q3 2025 revenue of $6.5 billion, a 25% year-over-year increase, with operating income rising 23% to $2.6 billion.
The firm has a broad global presence and diversified investment platform including equities, fixed income, real estate, commodities, and alternative assets.
BlackRock’s scale and leading market position provide competitive advantages in risk management and advisory services for institutional and retail clients.

Considerations

BlackRock’s revenue and earnings remain sensitive to overall market conditions, including equity market volatility and investor sentiment.
The firm's business is subject to regulatory scrutiny across multiple jurisdictions, which could impact operations or compliance costs.
Despite growth, the stock’s valuation appears moderately high relative to earnings, potentially limiting near-term upside.

Capital One

COF

Pros

Capital One maintains a strong capital base with equity capital and reserves around $113.81 billion, supporting its lending business.
The company reported solid operating profit of $4.73 billion and net income of $3.09 billion, indicating profitable core operations.
Its substantial loan portfolio and interest income of $13.83 billion reflect robust revenue streams from credit card and lending businesses.

Considerations

Capital One carries significant debt of approximately $51.92 billion, resulting in high interest expenses close to $4.36 billion annually.
The large volume of current liabilities and trade creditors pose liquidity management and operational risks.
The company is exposed to credit cycles and economic downturns which can increase loan defaults and impair asset quality.

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