BlackRock Science and Technology Trust vs 1st Source

This page compares BlackRock Science and Technology Trust and 1st Source, examining business models, financial performance, and market context in a neutral, accessible way. It outlines how each entity positions itself within the investment landscape, clarifying concepts for readers. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

BST

Metric

SRCE

$1.39B

Market Cap

$1.59B

N/A

Potential Profit

7.81%

N/A

Analyst Rating

Hold

Investment Analysis

BlackRock Science and Technology Trust

BST

Pros

The fund offers a diversified investment in equities of science and technology companies with exposure to high-growth sectors and large-cap tech leaders.
It provides a substantial dividend yield of around 7.1%, generating income alongside potential capital appreciation.
Historical performance shows strong total returns with 1-year NAV return near 24.8% and since inception return of approximately 16.2% annually.

Considerations

The fund has a relatively high expense ratio of 1.07%, which may affect net returns over time.
Investments are heavily concentrated in tech giants like NVIDIA, Microsoft, and Apple, increasing sector and stock-specific risks.
The fund does not follow an ESG or sustainable investment strategy, potentially limiting appeal to socially responsible investors.

1st Source

SRCE

Pros

1st Source Corporation operates in the regional banking sector with a strong community banking presence and diversified financial services.
The company has demonstrated consistent profitability supported by a stable loan portfolio and solid asset quality.
It maintains a healthy capital position with strong liquidity metrics, supporting resilience against economic downturns.

Considerations

1st Source's growth is potentially constrained by its regional market focus, limiting broader expansion opportunities compared to larger banks.
Exposure to interest rate fluctuations could impact net interest margins and earnings stability amid changing rate environments.
The company faces increased competition in the financial services sector from both traditional and fintech competitors, posing execution risks.

About The Companies

BlackRock Science and Technology Trust (BST)

The BlackRock Science and Technology Trust (BST) is a closed-end investment fund that offers investors a way to gain exposure to the global science and technology sectors. Its main goal is to deliver both income and long-term growth. To do this, the trust typically invests at least 80% of its assets in equity securities of science and technology companies, from large household names to smaller, emerging firms across the US and other countries. A distinctive part of its strategy involves selling 'call' and 'put' options to generate additional income for the portfolio. Managed by BlackRock Advisors, the trust holds a diversified portfolio across industries like software, semiconductors, and IT services. As with any investment, the value can go down as well as up, and past performance is not a reliable indicator of future results. It’s a vehicle for those looking for broad exposure to a dynamic sector.

1st Source (SRCE)

1st Source Corporation is a bank holding company that, through its subsidiaries, provides a broad range of financial products and services. Its main subsidiary, 1st Source Bank, offers commercial and consumer banking, alongside trust and wealth advisory services, to individuals and businesses. The bank has a strong regional presence, operating through dozens of banking centres across Indiana, Michigan, and Florida. Uniquely, it also provides specialised financing for assets like construction equipment, private aircraft, and commercial vehicle fleets. Another subsidiary, 1st Source Insurance, Inc., offers property, casualty, health, and life insurance. This diversified model allows the company to serve various financial needs, from everyday banking to complex financing and insurance. As with any investment, the value can go down as well as up, and returns are not guaranteed. This information is for educational purposes and is not financial advice.

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Comparison Snapshot