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Arch CapitalBrown & Brown

Arch Capital vs Brown & Brown

Arch Capital Group Ltd. and Brown & Brown Inc. are presented on this page in a side-by-side comparison. This page compares their business models, financial performance, and market context to help read...

Why It's Moving

Arch Capital

ACGL Dips Amid Market Gains as Investors Eye Upcoming Earnings and Board Shakeup

  • Upcoming Q4 earnings expected to show EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with full-year EPS forecast slightly down at $9.13.
  • Recent stock price at $92.96, up 0.49% intraday, trading at a discounted Forward P/E of 10.19 versus industry average.
  • Analysts issue Buy rating with $113 target; JPMorgan recently raised to $117 on January 7.
Sentiment:
⚖️Neutral

Investment Analysis

Arch Capital

Pros

  • Arch Capital delivered record underwriting profits in Q3 2025, driven by strong reinsurance performance and lower catastrophic losses.
  • Book value per share rose 5.3% in the quarter, reflecting robust capital generation and effective risk management.
  • The company reported a high annualized operating return on equity of 18.5%, indicating efficient use of shareholder capital.

Considerations

  • Arch Capital's combined ratio excluding catastrophes and prior year development worsened to 80.5% from 78.3% in the prior year quarter.
  • The stock has declined about 4% over the past month, suggesting some investor caution despite strong earnings.
  • Analyst consensus remains neutral, with Arch Capital not featuring among top-rated analyst picks for outperformance.
Brown & Brown

Pros

  • Brown & Brown maintains a diversified insurance brokerage model with strong organic growth and recurring revenue streams.
  • The company has a history of consistent dividend increases, reflecting stable cash flows and shareholder commitment.
  • Brown & Brown benefits from a resilient business model less exposed to underwriting cycles compared to pure insurers.

Considerations

  • Revenue growth can be sensitive to economic cycles, with insurance demand potentially slowing in downturns.
  • The brokerage sector faces ongoing margin pressure from competition and digital disruption.
  • Brown & Brown's expansion strategy relies on acquisitions, which carry integration and valuation risks.

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Arch Capital (ACGL) Next Earnings Date

Arch Capital Group (ACGL)'s next earnings release is scheduled for February 9, 2026, at 4:00 PM ET, followed by a conference call on February 10, 2026. This report will cover the Q4 2025 period, consistent with the company's pattern of quarterly disclosures after market close. Investors should monitor the official investor relations page for any updates to this timetable.

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