Arch Capital vs W. R. Berkley

Arch Capital Group Ltd. and W.R. Berkley Corporation are examined on this page, which compares their business models, financial performance, and market context in a clear, neutral manner. It provides objective information about how each company operates, their strategy, and their position within the insurance market. Educational content, not financial advice.

Arch Capital Group Ltd. and W.R. Berkley Corporation are examined on this page, which compares their business models, financial performance, and market context in a clear, neutral manner. It provides ...

Comparison Snapshot

Key Financial Metrics

ACGL

Metric

WRB

$33.29B

Market Cap

$25.74B

16.43%

Potential Profit

8.97%

Buy

Analyst Rating

Hold

Why It's Moving

Arch Capital Boosts Share Buyback by $2B, Signaling Strong Capital Confidence Amid Recent Dip.

Board hiked buyback program by $2B, leaving ~$2.3B available post-Q3 2025 repurchases, to flexibly deploy excess capital.
CEO Nicolas Papadopoulo emphasized capital allocation's role in driving shareholder value through underwriting strength.
Upcoming earnings forecast EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with stock trading at discounted Forward P/E of 10.19.

Sentiment:

🐃Bullish

WRB Surges on Expanded Buyback and Insider Confidence Ahead of Earnings

Board hiked share repurchase program to 25 million shares, sparking a 1.9% stock pop as markets interpret it as a vote of confidence in future growth.
Insiders scooped up WRB shares in all 30 trades over the past six months with zero sales, underscoring deep belief in the firm's trajectory.
Strategic partner dropped over $55 million on new shares recently, highlighting external optimism just before key earnings disclosure.

Sentiment:

🐃Bullish

Arch Capital Boosts Share Buyback by $2B, Signaling Strong Capital Confidence Amid Recent Dip.

Board hiked buyback program by $2B, leaving ~$2.3B available post-Q3 2025 repurchases, to flexibly deploy excess capital.
CEO Nicolas Papadopoulo emphasized capital allocation's role in driving shareholder value through underwriting strength.
Upcoming earnings forecast EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with stock trading at discounted Forward P/E of 10.19.

Sentiment:

🐃Bullish

WRB Surges on Expanded Buyback and Insider Confidence Ahead of Earnings

Board hiked share repurchase program to 25 million shares, sparking a 1.9% stock pop as markets interpret it as a vote of confidence in future growth.
Insiders scooped up WRB shares in all 30 trades over the past six months with zero sales, underscoring deep belief in the firm's trajectory.
Strategic partner dropped over $55 million on new shares recently, highlighting external optimism just before key earnings disclosure.

Sentiment:

🐃Bullish

Investment Analysis

Arch Capital

ACGL

Pros

Arch Capital reported strong third-quarter 2025 results with net income of $1.3 billion, reflecting a 23.8% annualized return on average common equity.
The company posted record underwriting profit driven by strong reinsurance performance and significantly lower catastrophic losses in Q3 2025.
Arch Capital's book value per common share increased by 5.3% quarter-over-quarter, indicating solid capital growth and financial strength.

Considerations

Despite beating earnings estimates, the stock price showed no significant immediate market reaction and declined by approximately 4.1% in the past month.
Combined ratio excluding catastrophe and prior year development increased to 80.5% in Q3 2025 from 78.3% in the prior year, indicating potential pressure on underwriting efficiency.
Revenue for the quarter was below analyst expectations, signaling a possible headwind in top-line growth despite strong profitability.

W. R. Berkley

WRB

Pros

W.R. Berkley has a market capitalization close to Arch Capital, indicating significant market presence in the insurance sector.
The company has a diversified insurance portfolio, helping mitigate risks linked to any single line of business or market segment.
W.R. Berkley has historically demonstrated consistent underwriting discipline, supporting stable profitability even through cyclical insurance market conditions.

Considerations

The company faces upper mid-sized exposure in highly competitive insurance markets, which could constrain premium growth and margins.
Potential cyclicality and exposure to catastrophic loss events can cause operating profit volatility, impacting quarterly financial results.
W.R. Berkley’s stock price is relatively lower than Arch Capital’s, possibly indicating perceived slower growth or higher risks among investors.

About The Companies

Arch Capital (ACGL)

Arch Capital Group Ltd. (ACGL) is a Bermuda-based insurance and reinsurance group that provides property & casualty, mortgage insurance and specialty risk solutions globally. With a market capitalisation of about $32.73 billion, Arch operates through diverse underwriting platforms and invests premiums to support profitability. Key considerations for investors include underwriting discipline, reserving practices, catastrophe exposure and the sensitivity of returns to interest rates and market volatility. The group's capital position and reinsurance arrangements help absorb large losses, but results can swing with severe natural catastrophes or adverse claims developments. Arch's business is cyclical and shaped by pricing cycles in insurance markets, regulatory frameworks across jurisdictions and investment performance. This summary is for educational purposes only and not personalised investment advice; values can rise or fall and past performance is not a reliable indicator of future results. Prospective investors should assess suitability against their own objectives and consider seeking independent financial advice.

W. R. Berkley (WRB)

W.R. Berkley Corporation (WRB) is a US-based property & casualty insurer and reinsurer focused on specialty commercial lines, middle-market businesses and selective international operations. With a market capitalisation of about $28.49 billion, Berkley operates through a decentralised network of underwriting units that emphasise disciplined pricing, measured growth and conservative reserving. Investors typically watch its combined ratio, reserve development and investment income: underwriting profitability drives core earnings while the investment portfolio and interest-rate backdrop influence returns. The company has a track record of returning capital to shareholders, though past distributions are not a guarantee of future payments. Key risks include exposure to large natural catastrophes, claims inflation, competitive pricing cycles and market volatility affecting investment returns. This summary is educational only and not personalised investment advice; values can fall as well as rise and returns are not guaranteed.

Arch Capital (ACGL) Next Earnings Date

Arch Capital Group (ACGL) is scheduled to release its next earnings on February 9, 2026, at 4:00 PM ET, covering the Q4 2025 period. This date aligns with the company's investor relations calendar and analyst consensus projections. A conference call will follow on February 10, 2026, at 10:00 AM ET to discuss the results.

W. R. Berkley (WRB) Next Earnings Date

W.R. Berkley (WRB) is scheduled to report its next earnings on Monday, January 26, 2026, after market close. This release will cover the fourth quarter and full year 2025, including the fiscal quarter ending December 2025. A conference call is set for 5:00 PM ET to discuss the results.

Arch Capital (ACGL) Next Earnings Date

Arch Capital Group (ACGL) is scheduled to release its next earnings on February 9, 2026, at 4:00 PM ET, covering the Q4 2025 period. This date aligns with the company's investor relations calendar and analyst consensus projections. A conference call will follow on February 10, 2026, at 10:00 AM ET to discuss the results.

W. R. Berkley (WRB) Next Earnings Date

W.R. Berkley (WRB) is scheduled to report its next earnings on Monday, January 26, 2026, after market close. This release will cover the fourth quarter and full year 2025, including the fiscal quarter ending December 2025. A conference call is set for 5:00 PM ET to discuss the results.

Which Baskets Do They Appear In?

Extreme-Weather Insurance Innovators

This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.

Published: June 17, 2025

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Which Baskets Do They Appear In?

Extreme-Weather Insurance Innovators

This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.

Published: June 17, 2025

Explore Basket

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Comparison Snapshot

Why It's Moving

Arch Capital Boosts Share Buyback by $2B, Signaling Strong Capital Confidence Amid Recent Dip.

WRB Surges on Expanded Buyback and Insider Confidence Ahead of Earnings

Arch Capital Boosts Share Buyback by $2B, Signaling Strong Capital Confidence Amid Recent Dip.

WRB Surges on Expanded Buyback and Insider Confidence Ahead of Earnings