Live Report · Updated January 21, 2026

Ameriprise Financial vs Prudential Financial

This page compares Ameriprise Financial, Inc. and Prudential Financial, Inc., examining their business models, financial performance, and market context. It presents neutral, accessible analysis of each company’s strategy, client approach, and position in the financial services sector. Educational content, not financial advice.

This page compares Ameriprise Financial, Inc. and Prudential Financial, Inc., examining their business models, financial performance, and market context. It presents neutral, accessible analysis of ea...

Comparison Snapshot

Key Financial Metrics

AMP

Metric

PRU

$45.76B

Market Cap

$37.92B

6.19%

Potential Profit

7.70%

Hold

Analyst Rating

Hold

Why It's Moving

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Allstate Corp acquired 3,782 shares of AMP in Q3, valued at $1.86 million, highlighting renewed institutional buying in the wealth management giant.
Ameriprise welcomed a seasoned team managing $120 million in assets on January 12, boosting client experience and operational firepower.
Named the highest-ranked diversified financial services firm on TIME's America's Most Iconic Companies list for 2026, underscoring market leadership.

Sentiment:

🐃Bullish

Prudential Financial Dips on Japan CEO Exit and Weak Alternative Income Amid Broader Sector Pressures.

Japan CEO departure tied to misconduct issues erodes confidence in the unit's leadership and operational stability.
Preliminary Q4 figures revealed PGIM assets at $1.47 trillion but weaker General Account alternative income, signaling portfolio strains.
Stock opened lower around $108 amid minor institutional buys like Allstate's $1.38M stake, yet analysts hold 'Hold' consensus.

Sentiment:

🐻Bearish

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Allstate Corp acquired 3,782 shares of AMP in Q3, valued at $1.86 million, highlighting renewed institutional buying in the wealth management giant.
Ameriprise welcomed a seasoned team managing $120 million in assets on January 12, boosting client experience and operational firepower.
Named the highest-ranked diversified financial services firm on TIME's America's Most Iconic Companies list for 2026, underscoring market leadership.

Sentiment:

🐃Bullish

Prudential Financial Dips on Japan CEO Exit and Weak Alternative Income Amid Broader Sector Pressures.

Japan CEO departure tied to misconduct issues erodes confidence in the unit's leadership and operational stability.
Preliminary Q4 figures revealed PGIM assets at $1.47 trillion but weaker General Account alternative income, signaling portfolio strains.
Stock opened lower around $108 amid minor institutional buys like Allstate's $1.38M stake, yet analysts hold 'Hold' consensus.

Sentiment:

🐻Bearish

Investment Analysis

Ameriprise Financial

AMP

Pros

Ameriprise Financial has demonstrated consistent revenue growth, with an annualized growth rate of 8.9% over five years, showing strong demand for its services.
The company has a high return on equity of approximately 56%, significantly above its historical average, indicating efficient use of shareholder capital.
Ameriprise boasts a diversified business model across wealth management, asset management, and insurance, with about $1.5 trillion in assets under management and a large advisor network.

Considerations

Its diversified segments across wealth management, asset management, and insurance can make financial performance complex to analyse and may lead to valuation discounts by investors.
Analyst consensus suggests a modest upside of around 12.65% over the next year and currently rates the stock as a 'hold', reflecting tempered growth expectations.
The company has reduced exposure to insurance products by divesting some segments, which may limit growth opportunities in that area compared to competitors.

Prudential Financial

PRU

Pros

Prudential Financial is a leading diversified financial services company with a long history since 1875, providing stability and brand recognition.
It operates across multiple financial sectors including insurance and investment management, enabling diversified revenue streams.
The company benefits from a strong presence in the insurance sector, which can provide steady cash flows and complement its asset management activities.

Considerations

Prudential faces significant regulatory and macroeconomic exposure inherent to the insurance industry, which can increase operational risks.
It operates in highly competitive markets with major rivals like Ameriprise and other large financial service firms, putting pressure on margins and growth.
The stock price shows moderate volatility and incremental growth expectations, indicating possible challenges in delivering substantial shareholder returns in the short term.

About The Companies

Ameriprise Financial (AMP)

Ameriprise Financial, Inc. (AMP) is a diversified US-based financial services company best known for wealth management, financial planning and asset management. Its revenue mix leans on fee-based advisory services, investment product fees and insurance sales, with performance and market conditions influencing asset flows and earnings. The business benefits from a large network of advisers and recurring, asset-linked fees that can provide resilience in steady markets, yet it remains sensitive to market volatility, interest rates and regulatory change. Ameriprise returns capital to shareholders via dividends and buybacks, but investors should weigh valuation, fee pressure and client retention metrics when assessing prospects. Suitable for investors seeking exposure to wealth management and financial services, but this is general educational information only — not personalised advice. Values can rise and fall and past performance is not a reliable guide to future returns.

Prudential Financial (PRU)

Prudential Financial, Inc. (PRU) is a diversified financial services group best known for life insurance, retirement solutions and asset management through its PGIM division. The company serves individual and institutional clients across the United States and selected international markets, balancing recurring premium income with investment and fee-based revenue. Key investor considerations include Prudential’s exposure to interest rates, credit markets and longevity/mortality trends, plus capital and regulatory requirements that influence solvency and dividend policy. The ageing population in many markets supports long-term demand for retirement and protection products, while PGIM offers diversification through asset management fees. That said, earnings can be volatile — sensitive to market movements, credit losses and shifts in actuarial assumptions. Market capitalisation is approximately $35.85 billion. This summary is educational only and not personal financial advice; investors should consider their objectives, risk tolerance and seek independent advice before acting.

Ameriprise Financial (AMP) Next Earnings Date

Ameriprise Financial (AMP) is scheduled to report its next earnings on January 29, 2026, covering the Q4 2025 fiscal quarter. This date aligns with the majority of analyst consensus and historical patterns for late-January releases before market open. Investors should monitor official company announcements for any updates.

Prudential Financial (PRU) Next Earnings Date

Prudential Financial (PRU) is scheduled to report its next earnings on February 3, 2026, after market close. This release will cover the fourth quarter of 2025 (4Q25), with a conference call to follow on February 4, 2026. The date aligns with the company's official investor relations calendar and consensus estimates from financial analysts.

Ameriprise Financial (AMP) Next Earnings Date

Ameriprise Financial (AMP) is scheduled to report its next earnings on January 29, 2026, covering the Q4 2025 fiscal quarter. This date aligns with the majority of analyst consensus and historical patterns for late-January releases before market open. Investors should monitor official company announcements for any updates.

Prudential Financial (PRU) Next Earnings Date

Prudential Financial (PRU) is scheduled to report its next earnings on February 3, 2026, after market close. This release will cover the fourth quarter of 2025 (4Q25), with a conference call to follow on February 4, 2026. The date aligns with the company's official investor relations calendar and consensus estimates from financial analysts.

Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

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Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

Explore Basket

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Comparison Snapshot

Why It's Moving

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Prudential Financial Dips on Japan CEO Exit and Weak Alternative Income Amid Broader Sector Pressures.

Allstate's Fresh Stake Signals Rising Institutional Confidence in Ameriprise Financial

Prudential Financial Dips on Japan CEO Exit and Weak Alternative Income Amid Broader Sector Pressures.