Inter&CoF&G

Inter&Co vs F&G

Inter&Co and F&G ANNUITIES & LIFE INC are presented to compare their business models, financial performance, and market context. This page offers a neutral overview designed for readability and inform...

Which Baskets Do They Appear In?

US Market Access Stocks: Infrastructure Risks & Rewards

US Market Access Stocks: Infrastructure Risks & Rewards

For Brazilians seeking portfolio diversification beyond their local economy, the US market offers access to global growth sectors. This basket provides exposure to the core US financial infrastructure companies, including exchanges and brokerages, that facilitate this cross-border investment.

Published: October 15, 2025

Explore Basket
Brazil Digital Banking: Could Infrastructure Stocks Win?

Brazil Digital Banking: Could Infrastructure Stocks Win?

As more Brazilians turn to digital platforms for managing their wealth, the demand for sophisticated financial technology is growing. This basket offers exposure to US and EU-listed companies providing the critical software, payment systems, and market infrastructure powering this shift.

Published: October 9, 2025

Explore Basket
Riding The Remittance M&A Wave

Riding The Remittance M&A Wave

Western Union's acquisition of Intermex for $500 million signals a major consolidation in the cross-border remittance market. This theme focuses on other payment and remittance companies that could benefit from this industry trend, either as potential acquisition targets or as key partners for larger players.

Published: August 11, 2025

Explore Basket
Embedded-Finance Infrastructure

Embedded-Finance Infrastructure

These innovative companies provide the essential API infrastructure that enables any business to seamlessly integrate financial services into their products. Carefully selected by our analysts, these stocks represent the invisible technology powering the next generation of banking, lending, and insurance experiences.

Published: June 17, 2025

Explore Basket

Investment Analysis

Pros

  • Inter & Co operates a diversified digital banking platform with strong growth in Brazil and expanding US operations.
  • The company has demonstrated solid profitability, with a return on equity above 12% in recent periods.
  • Inter & Co's digital-first model supports low-cost customer acquisition and high scalability in financial services.

Considerations

  • The stock trades at a premium valuation compared to sector averages, with a P/E ratio above 17x.
  • Revenue growth has slowed recently, and the company faces increasing competition in the Brazilian fintech sector.
  • Inter & Co's international expansion carries currency and regulatory risks, particularly in the US market.
F&G

F&G

FG

Pros

  • F&G Annuities & Life has a strong presence in the US annuity and life insurance markets, serving over a million customers.
  • The company benefits from stable cash flows and predictable income streams from its insurance and annuity products.
  • F&G's focus on retirement solutions aligns with long-term demographic trends supporting demand for annuities.

Considerations

  • F&G's business is sensitive to interest rate fluctuations, which can impact profitability and product demand.
  • The company faces intense competition from larger insurers and ongoing regulatory scrutiny in the annuity sector.
  • Growth is limited by the maturity of the US annuity market and relatively slow uptake of new product innovations.

Why invest with Nemo?

Nemo Logo Fade
πŸ†“

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

πŸ”’

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

πŸ’°

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

International BancsharesF&G

International Bancshares vs F&G

International Bancshares vs F&G: A comparative view

Victory CapitalF&G

Victory Capital vs F&G

Victory Capital vs F&G

Mercury GeneralF&G

Mercury General vs F&G

Mercury General vs F&G

Frequently asked questions