

CIBC vs BNY
CIBC vs BNY: This page compares their business models, financial performance indicators, and the market context in which they operate. It presents information in a neutral, accessible way to support informed assessment, without making recommendations. Educational content, not financial advice.
CIBC vs BNY: This page compares their business models, financial performance indicators, and the market context in which they operate. It presents information in a neutral, accessible way to support i...
Why It's Moving

CIBC Crushes Q4 Earnings Forecasts with Record Profits, Yet Stock Dips on Cautious Sentiment
- EPS surged to CAD 2.21, exceeding forecasts by CAD 0.14 and highlighting resilient profitability in a tough environment.
- Revenue hit CAD 7.58 billion, 5.13% above expectations, fueled by 14% full-year growth to CAD 29 billion and ROE climbing to 14.4%.
- Bank hiked its quarterly dividend by 10%, underscoring confidence in sustained high-quality earnings and shareholder returns.

BNY Mellon Stock Surges to New 52-Week High on Momentum and Rate Cut Signal.
- Shares climbed to $118.88 on December 10-11, outpacing analyst targets and signaling sustained demand for BNY's custody and asset management services.
- BNY lowered its prime lending rate by 25 basis points to 6.75% effective December 11, potentially easing borrowing costs and supporting client growth.
- Analysts raised price targets with a 'Moderate Buy' consensus, driven by solid earnings outlook and international revenue expansion.

CIBC Crushes Q4 Earnings Forecasts with Record Profits, Yet Stock Dips on Cautious Sentiment
- EPS surged to CAD 2.21, exceeding forecasts by CAD 0.14 and highlighting resilient profitability in a tough environment.
- Revenue hit CAD 7.58 billion, 5.13% above expectations, fueled by 14% full-year growth to CAD 29 billion and ROE climbing to 14.4%.
- Bank hiked its quarterly dividend by 10%, underscoring confidence in sustained high-quality earnings and shareholder returns.

BNY Mellon Stock Surges to New 52-Week High on Momentum and Rate Cut Signal.
- Shares climbed to $118.88 on December 10-11, outpacing analyst targets and signaling sustained demand for BNY's custody and asset management services.
- BNY lowered its prime lending rate by 25 basis points to 6.75% effective December 11, potentially easing borrowing costs and supporting client growth.
- Analysts raised price targets with a 'Moderate Buy' consensus, driven by solid earnings outlook and international revenue expansion.
Which Baskets Do They Appear In?
Canada Domestic Champions Explained | Trade War Shield
Recent U.S. tariffs have caused a contraction in Canada's export-driven economy, creating a unique investment opportunity. This theme focuses on Canadian companies that serve the domestic market and are insulated from international trade disputes.
Published: August 30, 2025
Explore BasketNorth American Trade Normalization
Canada has lifted retaliatory tariffs on a wide range of U.S. products, a significant step toward normalizing trade relations. This creates a favorable investment landscape for American companies in sectors like apparel and consumer goods that export to Canada.
Published: August 24, 2025
Explore BasketWhich Baskets Do They Appear In?
Canada Domestic Champions Explained | Trade War Shield
Recent U.S. tariffs have caused a contraction in Canada's export-driven economy, creating a unique investment opportunity. This theme focuses on Canadian companies that serve the domestic market and are insulated from international trade disputes.
Published: August 30, 2025
Explore BasketNorth American Trade Normalization
Canada has lifted retaliatory tariffs on a wide range of U.S. products, a significant step toward normalizing trade relations. This creates a favorable investment landscape for American companies in sectors like apparel and consumer goods that export to Canada.
Published: August 24, 2025
Explore BasketInvestment Analysis

CIBC
CM
Pros
- CIBC has demonstrated strong revenue growth and solid capital strength in recent quarters, supporting its resilience in a competitive banking sector.
- The bank maintains a high return on equity and attractive dividend yield, appealing to income-focused investors.
- CIBC benefits from diversified operations across personal, commercial, and wealth management segments in Canada and the US.
Considerations
- CIBC faces exposure to Canadian housing market cyclicality, which could impact asset quality if property values decline.
- The bank's net interest margin has been under pressure due to competitive lending conditions and higher funding costs.
- Regulatory scrutiny and compliance costs in both Canada and the US present ongoing operational risks.

BNY
BK
Pros
- BNY Mellon holds a leading global position in asset servicing and custody, managing trillions in client assets with strong client retention.
- The company benefits from a stable fee-based revenue model, which provides resilience during market volatility.
- BNY Mellon maintains robust capital ratios and a strong balance sheet, supporting its ability to withstand economic downturns.
Considerations
- Revenue growth is limited by the mature nature of asset servicing markets and intense competition from global peers.
- The business is sensitive to low interest rates, which can compress margins on cash management and short-term investments.
- Operational complexity and integration challenges from past acquisitions may affect efficiency and profitability.
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons


CIBC vs ING
CIBC vs ING: Neutral comparison


CIBC vs Aon
CIBC vs Aon: clear comparison of business models


CIBC vs Barclays
CIBC vs Barclays: A stock comparison