

Charles Schwab vs BBVA
Charles Schwab Corp., The and BBVA are compared on this page to help readers understand differences in business models, financial performance, and market context. The overview presents neutral, accessible information about each organisation, including services, operations, and strategic approaches. It avoids claims or forecasts, focusing on objective context for analysis. Educational content, not financial advice.
Charles Schwab Corp., The and BBVA are compared on this page to help readers understand differences in business models, financial performance, and market context. The overview presents neutral, access...
Why It's Moving

Charles Schwab Crushes Net New Assets Record, Signaling Robust Investor Confidence
- November core net new assets soared 40% year-over-year to $40.4 billion, building on October's record $44.4 billion and reflecting heightened retail investor activity.
- Total client assets reached $11.83 trillion by month-end, a 15% jump from November 2024, bolstering Schwab's position as a wealth management powerhouse.
- Maintained dividend payout with common stock dividend declared payable November 28, reinforcing shareholder commitment amid asset growth.

BBVA strikes game-changing AI alliance with OpenAI to revolutionize banking services.
- BBVA partners with OpenAI to integrate ChatGPT Enterprise bank-wide, accelerating a new AI-powered productivity model as highlighted by Chair Carlos Torres Vila.
- The alliance enables direct integration of BBVA's products into ChatGPT, with demos already live in Italy and Germany for seamless user interactions.
- OpenAI CEO Sam Altman praises BBVA's rapid AI adoption, signaling potential for industry-leading transformation and enhanced customer-centric banking.

Charles Schwab Crushes Net New Assets Record, Signaling Robust Investor Confidence
- November core net new assets soared 40% year-over-year to $40.4 billion, building on October's record $44.4 billion and reflecting heightened retail investor activity.
- Total client assets reached $11.83 trillion by month-end, a 15% jump from November 2024, bolstering Schwab's position as a wealth management powerhouse.
- Maintained dividend payout with common stock dividend declared payable November 28, reinforcing shareholder commitment amid asset growth.

BBVA strikes game-changing AI alliance with OpenAI to revolutionize banking services.
- BBVA partners with OpenAI to integrate ChatGPT Enterprise bank-wide, accelerating a new AI-powered productivity model as highlighted by Chair Carlos Torres Vila.
- The alliance enables direct integration of BBVA's products into ChatGPT, with demos already live in Italy and Germany for seamless user interactions.
- OpenAI CEO Sam Altman praises BBVA's rapid AI adoption, signaling potential for industry-leading transformation and enhanced customer-centric banking.
Which Baskets Do They Appear In?
Corporate Buybacks Might Influence Gains 2025
Nvidia's $60 billion stock buyback highlights a broader market trend of cash-rich companies returning value to investors. This theme focuses on firms with significant share repurchase programs, signaling financial strength and shareholder confidence.
Published: September 1, 2025
Explore BasketBeyond Buybacks: Companies Rewarding Investors
Charles Schwab's massive $20 billion stock buyback and dividend hike highlights a key indicator of corporate strength. This theme focuses on financially robust companies that are actively returning capital to their shareholders.
Published: July 27, 2025
Explore BasketCapital Returns: The Shareholder Yield Play
Following Charles Schwab's massive $20 billion stock buyback and dividend increase, this theme focuses on other financially robust companies that are similarly rewarding their investors. The strategy is to invest in firms with strong cash flows and a commitment to returning capital to shareholders.
Published: July 25, 2025
Explore BasketWhich Baskets Do They Appear In?
Corporate Buybacks Might Influence Gains 2025
Nvidia's $60 billion stock buyback highlights a broader market trend of cash-rich companies returning value to investors. This theme focuses on firms with significant share repurchase programs, signaling financial strength and shareholder confidence.
Published: September 1, 2025
Explore BasketBeyond Buybacks: Companies Rewarding Investors
Charles Schwab's massive $20 billion stock buyback and dividend hike highlights a key indicator of corporate strength. This theme focuses on financially robust companies that are actively returning capital to their shareholders.
Published: July 27, 2025
Explore BasketCapital Returns: The Shareholder Yield Play
Following Charles Schwab's massive $20 billion stock buyback and dividend increase, this theme focuses on other financially robust companies that are similarly rewarding their investors. The strategy is to invest in firms with strong cash flows and a commitment to returning capital to shareholders.
Published: July 25, 2025
Explore BasketRally in Financials
Goldman Sachs' recent outperformance signals a potential wave of growth in the financial sector. This collection features carefully selected financial institutions positioned to benefit from favorable market conditions, easing yields, and renewed investor confidence.
Published: July 1, 2025
Explore BasketNavigating Retirement State By State
A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.
Published: July 1, 2025
Explore BasketTokenised-Asset Custodians
These carefully selected companies are the trusted guardians of the digital economy, providing secure infrastructure for blockchain-based assets. Rather than speculating on crypto prices, this collection focuses on the essential service providers that make digital finance possible.
Published: June 17, 2025
Explore BasketBanking & Finance Powerhouses
Invest in the cornerstones of the global economy. These carefully selected financial titans form the backbone of worldwide commerce and capital flow, chosen by our analysts for their market dominance and potential to benefit from changing economic conditions.
Published: June 17, 2025
Explore BasketInvestment Analysis

Charles Schwab
SCHW
Pros
- Delivered record revenue and earnings in 2025, with 27% year-over-year growth in net revenues and 70% growth in adjusted earnings per share in the most recent quarter.
- Attracted over $137 billion in core net new assets and more than 1 million new brokerage accounts for the fourth consecutive quarter, reflecting robust client acquisition.
- Maintained a strong pre-tax profit margin above 49%, supported by disciplined expense management and a diversified, client-driven business model.
Considerations
- Substantial reliance on interest rate-sensitive revenue streams exposes earnings to volatility if central bank policies shift unexpectedly.
- Recent share buybacks, while returning capital, may limit flexibility for larger strategic investments or acquisitions in the near term.
- Operational complexity and regulatory scrutiny remain heightened in the US wealth management and banking sectors, posing ongoing compliance risks.

BBVA
BBVA
Pros
- Exhibits strong profitability metrics with a P/E ratio below sector average and a PEG ratio signalling potential for earnings growth at a reasonable price.
- Benefits from a well-diversified geographic footprint across Spain, Mexico, Turkey, and emerging markets, providing revenue stability and growth optionality.
- Invested heavily in digital banking channels, enhancing customer acquisition and operational efficiency, particularly in its core European and Latin American markets.
Considerations
- Analyst consensus suggests limited near-term upside for the share price, reflecting subdued growth expectations relative to global peers.
- Exposure to emerging markets introduces currency, political, and economic risks that may not be fully priced into current valuations.
- Revenue growth in recent quarters, while solid, has not matched the explosive pace of some fintech or US-centric universal banks, potentially weighing on rerating potential.
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