nCino OpCo Inc
nCino OpCo Inc (NCNO) provides a cloud-based banking operating system used by banks and credit unions to digitise and automate lending, deposit, and workflow processes. The business operates a subscription software-as-a-service (SaaS) model, generating recurring revenue as customers adopt its platform and add modules. Key growth drivers include ongoing digital transformation in financial services, migration to cloud infrastructure and cross-selling opportunities within its installed base. Investors should note a market capitalisation of about $3.01bn and that revenue growth can be strong but uneven while the company scales toward sustained profitability. Competitive pressure from large software vendors and fintech specialists, customer concentration and sensitivity to bank spending cycles are material risks. This summary is for general educational purposes only, not investment advice; investors should assess their own objectives and consider professional guidance, as value can rise or fall and past performance is no guarantee of future returns.
Stock Performance Snapshot
Analyst Rating
Analysts encourage buying nCino's stock, believing it could rise significantly in value.
Financial Health
nCino is showing promising revenue and cash flow, indicating solid financial performance and stability.
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Baskets Featuring NCNO
Decentralised-Finance Bridges
These forward-thinking companies are building secure, regulated connections between traditional finance and decentralized markets. They provide the essential infrastructure that allows banks and institutions to safely engage with digital assets as regulatory frameworks evolve.
Published: June 17, 2025
Explore BasketEmbedded-Finance Infrastructure
These innovative companies provide the essential API infrastructure that enables any business to seamlessly integrate financial services into their products. Carefully selected by our analysts, these stocks represent the invisible technology powering the next generation of banking, lending, and insurance experiences.
Published: June 17, 2025
Explore BasketKeystone Species
These companies form the critical foundation of our digital economy. They provide the essential platforms and infrastructure that countless other businesses depend on to operate, creating powerful competitive advantages and long-term growth potential.
Published: June 17, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Recurring SaaS Revenue
Subscription-based sales offer revenue visibility and room for margin improvement, though growth can fluctuate and profitability isn’t guaranteed.
Digital Banking Shift
Banks’ migration to cloud systems and desire to modernise processes creates opportunity, but adoption varies by region and institution size.
Competition & Execution
Expansion depends on product differentiation and execution against larger incumbents; operational challenges and macro cycles can affect outcomes.
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Opportunities
Accenture plc
Provides consulting and technology services.
Adobe Systems Inc.
Develops software and cloud-based solutions for digital media and digital marketing.
Automatic Data Processing, Inc.
Provides business process outsourcing and technology services.
