Open Lending Corp
Open Lending Corp (LPRO) is a US specialist that provides data, analytics and decisioning technology to banks and credit unions that originate used‑vehicle loans. The company’s platform supports underwriting, pricing and portfolio management with the aim of helping lending partners reduce losses and improve returns. Revenues typically come from software fees, risk‑sharing arrangements and related services, so performance is sensitive to origination volumes, used‑car values, consumer credit trends and interest‑rate moves. With a market capitalisation near $222m, LPRO is in the small‑cap category where shares can be more volatile and liquidity can vary. Key considerations for investors include the strength of its data assets, partner relationships and balance‑sheet position, as well as wider macro and regulatory risks. This is general, educational information only and not personalised investment advice — values can fall as well as rise and past performance is not a reliable guide to future results.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Open Lending's stock with a target price of $8.14, indicating significant growth potential.
Financial Health
Open Lending Corp has moderate revenue and cash flow, but its profitability is quite low.
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Explore BasketWhy You’ll Want to Watch This Stock
Data-driven lending
The platform helps lenders underwrite and price used‑car loans using analytics — a potential advantage, though outcomes can vary with data quality and market moves.
Cyclical sensitivity
Earnings are linked to used‑car values, consumer credit and funding availability; these macro factors can amplify both upside and downside.
Partner distribution model
LPRO works through banks and credit unions rather than retail customers, which can scale reach but also ties revenue to partners' origination volumes.
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