Hartford Financial Services Group, Inc.

Hartford Financial Services Group, Inc.

Hartford Financial Services Group, Inc. (HIG) is a US-based insurance company focused on property & casualty (commercial and personal lines) and group benefits for employers. With a market capitalisation of about $35.17B, Hartford earns from underwriting premiums and investment income from a sizeable fixed-income portfolio. Key considerations for investors include underwriting performance (loss ratios and combined ratio), exposure to natural catastrophes, reserve adequacy and the impact of interest rates on investment returns. The company operates in a heavily regulated industry where capital levels, credit ratings and reinsurance arrangements matter. Hartford has a history of returning capital to shareholders through dividends and buybacks, but distributions depend on earnings and regulatory capital. This summary is for general educational purposes only and not personalised investment advice; values can rise and fall and past outcomes do not guarantee future results.

Why It's Moving

Hartford Financial Services Group, Inc.

Hartford boosts dividend and reveals shifting small-business claims trends as Invesco piles in.

The Hartford drew investor attention with a dividend hike to $0.60 per share, signaling confidence in steady cash flows amid robust insurance operations. Meanwhile, its latest claims analysis highlights water damage surging to the top spot for small businesses, underscoring climate-related pressures on the sector.

Sentiment:
🐃Bullish
  • Dividend jumps 15% to $0.60 quarterly, yielding 1.8% annually with a low 19.61% payout ratio, rewarding shareholders as core earnings hold strong.
  • Invesco Ltd. boosted its HIG stake this week, betting on the insurer's resilience despite a minor 1% dip in shares.
  • 2025 claims report shows water/freezing damage now #1 (up from #2 in 2015) at 22% of small-business claims, with rising litigation inflating slip-and-fall costs.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts recommend buying Hartford's stock with a target price of $141.05, indicating potential growth.

Above Average

Financial Health

Hartford Financial Services is showing strong profits, cash flow, and revenue, indicating solid financial health.

Average

Dividend

Hartford's dividend yield of 1.54% indicates a modest return for dividend-seeking investors. If you invested $1000 you would be paid $15.40 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring HIG

Extreme-Weather Insurance Innovators

Extreme-Weather Insurance Innovators

This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.

Published: June 17, 2025

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Why You’ll Want to Watch This Stock

📈

Underwriting and Risk

Underwriting performance and combined ratios largely determine profitability; catastrophe events and reserve adequacy can cause meaningful swings in results, so volatility is possible.

🌍

Market and Rates

Investment income is sensitive to interest-rate movements and the fixed-income portfolio; pricing power in commercial and personal lines is influenced by competition and regulation.

Capital and Returns

Hartford has returned capital via dividends and buybacks in the past, but distributions depend on earnings, capital requirements and regulatory constraints — not guaranteed.

Compare The Hartford with other stocks

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