Ares Management vs The Hartford

This page compares Ares Management Corp and The Hartford Financial Services Group, Inc, outlining how their business models, financial performance, and market context differ and interact. By presenting objective descriptions of each company’s approach, we aim to help readers understand core elements such as strategy, risk factors, and scope within the investment and insurance landscapes. Educational content, not financial advice.

This page compares Ares Management Corp and The Hartford Financial Services Group, Inc, outlining how their business models, financial performance, and market context differ and interact. By presentin...

Comparison Snapshot

Key Financial Metrics

ARES

Metric

HIG

$53.33B

Market Cap

$35.92B

16.59%

Potential Profit

11.12%

Buy

Analyst Rating

Buy

Why It's Moving

Ares Management Lands Record $7.1B for Private Credit Secondaries Fund, Eyeing Liquidity Boom

Fund pulled in $4B from limited partner equity plus a $1B joint venture with Mubadala, marking Ares' biggest-ever inaugural institutional raise.
Leaders like Co-President Blair Jacobson touted the fund's early-mover edge, leveraging Ares' global platform for diversified, downside-protected credit portfolios.
The launch signals private credit secondaries maturing into a core strategy, promising better price discovery and liquidity for institutions amid multi-trillion-dollar market growth.

Sentiment:

🐃Bullish

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub

New Columbus hub at Easton Town Center will house 75 employees, fostering collaboration on AI-driven risk assessment and cloud-native systems to sharpen underwriting margins and cut costs.
Allstate Corp disclosed a fresh $1.32 million stake in HIG, reflecting institutional confidence in the insurer's growth trajectory.
Recent analyst upgrades, including Cantor Fitzgerald's 'Overweight' on January 14, underscore optimism around HIG's tech investments and strong share performance outpacing the industry.

Sentiment:

🐃Bullish

Ares Management Lands Record $7.1B for Private Credit Secondaries Fund, Eyeing Liquidity Boom

Fund pulled in $4B from limited partner equity plus a $1B joint venture with Mubadala, marking Ares' biggest-ever inaugural institutional raise.
Leaders like Co-President Blair Jacobson touted the fund's early-mover edge, leveraging Ares' global platform for diversified, downside-protected credit portfolios.
The launch signals private credit secondaries maturing into a core strategy, promising better price discovery and liquidity for institutions amid multi-trillion-dollar market growth.

Sentiment:

🐃Bullish

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub

New Columbus hub at Easton Town Center will house 75 employees, fostering collaboration on AI-driven risk assessment and cloud-native systems to sharpen underwriting margins and cut costs.
Allstate Corp disclosed a fresh $1.32 million stake in HIG, reflecting institutional confidence in the insurer's growth trajectory.
Recent analyst upgrades, including Cantor Fitzgerald's 'Overweight' on January 14, underscore optimism around HIG's tech investments and strong share performance outpacing the industry.

Sentiment:

🐃Bullish

Investment Analysis

Ares Management

ARES

Pros

Ares Management is a leading global alternative investment manager with approximately $395 billion in assets under management as of late 2023.
The company offers a diversified platform across credit, private equity, real estate, and infrastructure, helping to mitigate risks through multiple asset classes.
Ares has a broad global footprint with about 2,800 employees and operational presence across North America, Europe, Asia Pacific, and the Middle East.

Considerations

Ares Management’s valuation metrics show a high price-to-earnings ratio near 64 and a price-to-book ratio above 12, indicating expensive relative valuation.
Liquidity ratios are relatively low with a quick ratio and current ratio both at 0.58, suggesting limited short-term liquidity buffer.
Interest coverage ratio is modest at 1.32, reflecting limited cushion to cover interest expenses from operating earnings.

The Hartford

HIG

Pros

The Hartford benefits from a long-established brand in the insurance and financial services market with diversified product offerings.
It has demonstrated solid underwriting performance and improved combined ratio over recent periods, supporting profitability.
The Hartford maintains a strong capital position and prudent risk management practices, providing financial resilience.

Considerations

The company faces significant exposure to interest rate fluctuations and investment market volatility impacting its investment income.
Regulatory and competitive pressures in the insurance sector could constrain growth and compress underwriting margins.
Cyclicality of insurance claims driven by natural catastrophes presents inherent volatility and potential for unexpected losses.

About The Companies

Ares Management (ARES)

Ares Management Corporation (ARES) is a global alternative asset manager that invests across credit, private equity and real estate. It earns recurring management fees and performance-related fees from assets under management (AUM), and its operating model blends fee-related earnings with capital appreciation from co-investments. With a market capitalisation of about $49.04 billion, Ares has grown through fundraising, acquisitions and product diversification into listed investment vehicles and private funds. Key considerations for investors include sensitivity to credit and economic cycles, the illiquid nature of many alternative investments, and reliance on continued fundraising and fee compression dynamics. Financial results are driven by AUM trends, realised investment performance and capital markets activity. This summary is educational and not personal investment advice; values can rise or fall and past performance is not a guide to the future. Consider your financial situation and consult a qualified adviser before investing.

The Hartford (HIG)

Hartford Financial Services Group, Inc. (HIG) is a US-based insurance company focused on property & casualty (commercial and personal lines) and group benefits for employers. With a market capitalisation of about $35.17B, Hartford earns from underwriting premiums and investment income from a sizeable fixed-income portfolio. Key considerations for investors include underwriting performance (loss ratios and combined ratio), exposure to natural catastrophes, reserve adequacy and the impact of interest rates on investment returns. The company operates in a heavily regulated industry where capital levels, credit ratings and reinsurance arrangements matter. Hartford has a history of returning capital to shareholders through dividends and buybacks, but distributions depend on earnings and regulatory capital. This summary is for general educational purposes only and not personalised investment advice; values can rise and fall and past outcomes do not guarantee future results.

Ares Management (ARES) Next Earnings Date

Ares Management (ARES) is scheduled to report its next earnings on Thursday, February 5, 2026, before the NYSE opens. This release will cover the fourth quarter and full-year 2025 results, ending December 31, 2025. A conference call and webcast are set for 11:00 a.m. ET on the same day.

The Hartford (HIG) Next Earnings Date

The Hartford Insurance Group will announce its fourth quarter and full year 2025 earnings on January 29, 2026 after market close at approximately 4:15 p.m. EST. This upcoming report will cover the final quarter of 2025, providing comprehensive results for the company's fourth quarter and full-year performance. The earnings release is officially confirmed by the company and will be followed by a webcast on January 30, 2026.

Ares Management (ARES) Next Earnings Date

Ares Management (ARES) is scheduled to report its next earnings on Thursday, February 5, 2026, before the NYSE opens. This release will cover the fourth quarter and full-year 2025 results, ending December 31, 2025. A conference call and webcast are set for 11:00 a.m. ET on the same day.

The Hartford (HIG) Next Earnings Date

The Hartford Insurance Group will announce its fourth quarter and full year 2025 earnings on January 29, 2026 after market close at approximately 4:15 p.m. EST. This upcoming report will cover the final quarter of 2025, providing comprehensive results for the company's fourth quarter and full-year performance. The earnings release is officially confirmed by the company and will be followed by a webcast on January 30, 2026.

Which Baskets Do They Appear In?

The Dealmakers: M&A Boom

A carefully selected group of financial institutions driving today's surge in mergers and acquisitions. These companies are the architects behind billion-dollar deals, earning significant fees as corporate dealmaking accelerates.

Published: June 30, 2025

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Which Baskets Do They Appear In?

The Dealmakers: M&A Boom

A carefully selected group of financial institutions driving today's surge in mergers and acquisitions. These companies are the architects behind billion-dollar deals, earning significant fees as corporate dealmaking accelerates.

Published: June 30, 2025

Explore Basket

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Comparison Snapshot

Why It's Moving

Ares Management Lands Record $7.1B for Private Credit Secondaries Fund, Eyeing Liquidity Boom

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub

Ares Management Lands Record $7.1B for Private Credit Secondaries Fund, Eyeing Liquidity Boom

Hartford Insurance Accelerates Tech Transformation with New AI-Focused Columbus Hub