ROYAL BANK OF CANADA
Royal Bank of Canada (RY) is Canada’s largest bank by market capitalisation, operating across personal and commercial banking, wealth management, insurance and capital markets. Its broad domestic retail franchise—backed by a large deposit base and lending book—provides steady fee and interest income, while international wholesale and wealth operations offer diversification. Market cap is approximately $205.64B. Investors often watch RBC for its long dividend history and generally conservative capital ratios, though earnings are sensitive to Canadian housing, consumer credit conditions and global market activity. Key drivers include interest-rate moves, economic growth in Canada and trading volumes in capital markets. Risks include loan-losses in downturns, regulatory changes, and currency exposure from foreign operations. This summary is general educational information only, not personal investment advice; past performance is not a reliable indicator of future results. Consider your financial situation and, if needed, consult a qualified financial adviser before acting.
Why It's Moving
RY Stock Warning: Why Analysts See -13% Downside Risk
- Jefferies downgraded RY to Hold from Buy, citing challenged sales growth and credit pressures that have yet to ease, amplifying downside potential.
- High exposure to Canada's housing market raises credit risks, with borrowing constraints pressuring loan growth in a vulnerable economic environment.
- Stretched valuation at a 15.5 P/E ratio trades at a premium to fair value, fueling analyst caution alongside recent rating downgrades.
RY Stock Warning: Why Analysts See -13% Downside Risk
- Jefferies downgraded RY to Hold from Buy, citing challenged sales growth and credit pressures that have yet to ease, amplifying downside potential.
- High exposure to Canada's housing market raises credit risks, with borrowing constraints pressuring loan growth in a vulnerable economic environment.
- Stretched valuation at a 15.5 P/E ratio trades at a premium to fair value, fueling analyst caution alongside recent rating downgrades.
When is the next earnings date for ROYAL BANK OF CANADA (RY)?
Royal Bank of Canada's next earnings date is estimated for May 28, 2026, before market open, covering the Q2 2026 fiscal quarter. This projection aligns with the company's historical quarterly reporting pattern, following the prior release on February 26, 2026. Investors should monitor official announcements for confirmation, as dates remain subject to adjustment.
Stock Performance Snapshot
Analyst Rating
Analysts highly recommend buying Royal Bank of Canada's stock, expecting a significant price increase.
Financial Health
Royal Bank of Canada is performing well, with strong profits, cash flow, and revenue generation.
Dividend
Royal Bank of Canada's dividend yield of 2.62% is decent for investors seeking regular income. If you invested $1000 you would be paid $26.20 a year in dividends (based on the last 12 months).
View more stocks by downloading the app for FREE
It only takes 60 seconds.
Discover More Opportunities
ALLY FINANCIAL INC
Ally Financial Inc. is a financial services company that provides banking, lending, insurance, and investing products and services.
AMERIS BANCORP
Ameris Bancorp is a bank holding company that provides a range of financial services to its customers through its subsidiary and affiliated banks.
ATLANTIC UNION BANKSHARES CORP
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland, North Carolina, and Washington D.C. Its segments include Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, deposit services, treasury management, and capital market services to its wholesale customers throughout Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina. These customers include commercial real estate, commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services and retail brokerage services to consumers and small businesses throughout Virginia, Maryland, Washington, D.C., and North Carolina.
Baskets Featuring RY
Canada Domestic Champions Explained | Trade War Shield
Recent U.S. tariffs have caused a contraction in Canada's export-driven economy, creating a unique investment opportunity. This theme focuses on Canadian companies that serve the domestic market and are insulated from international trade disputes.
Published: August 30, 2025
Explore BasketNorth American Trade Normalization
Canada has lifted retaliatory tariffs on a wide range of U.S. products, a significant step toward normalizing trade relations. This creates a favorable investment landscape for American companies in sectors like apparel and consumer goods that export to Canada.
Published: August 24, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Retail franchise strength
Large Canadian deposit base and mortgage book can provide stable revenue, though exposure to housing and consumer credit means outcomes vary with the economy.
Diversified operations
Wealth management and capital markets offer geographic and product diversification, but international activity introduces market and currency risks.
Rate sensitivity
Net interest income often responds to interest-rate moves, which can boost margins but also alter borrower behaviour and credit risk.
Compare RBC with other stocks
JPMorgan Chase vs RBC
JPMorgan Chase vs RBC: A clear comparison
Bank of America vs RBC
Bank of America vs RBC: business models compared
Wells Fargo vs RBC
Wells Fargo vs RBC: A business comparison
Why invest with Nemo?
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
