TD vs BBVA
TD vs BBVA: This page compares the two banks’ business models, financial performance, and market context in a neutral, accessible manner. It outlines how each organisation approaches growth, risk, and customer engagement within their respective markets, without implying investment guidance or recommendations. Educational content, not financial advice.
TD vs BBVA: This page compares the two banks’ business models, financial performance, and market context in a neutral, accessible manner. It outlines how each organisation approaches growth, risk, and...
Why It's Moving
TD Bank Secures Green Light for $7 Billion Share Buyback, Signaling Strong Capital Confidence
- Fresh $7B buyback approval allows repurchases through January 2027 or until limits hit, following completion of previous $8B program at $99.74 average price per share.
- Automatic share purchase plan with TD Securities to handle buys during blackout periods, ensuring flexible execution.
- Concurrent redemption of $1.25B 4.859% NVCC medium-term notes due 2031, optimizing capital structure without market disruption.
BBVA Accelerates Share Buyback and Strikes $250M Climate Partnership Deal
- Spent €543.8M on buybacks from Jan 19-23, hitting 36% of the first tranche to boost shareholder value.
- Committed $250M as strategic LP in ALTÉRRA's $1.2B climate fund, aligning with €700B sustainable financing goal through 2029.
- Chair Carlos Torres Vila projects €49B in top-quality capital by 2028, fueling growth in key markets like Mexico and Europe.
TD Bank Secures Green Light for $7 Billion Share Buyback, Signaling Strong Capital Confidence
- Fresh $7B buyback approval allows repurchases through January 2027 or until limits hit, following completion of previous $8B program at $99.74 average price per share.
- Automatic share purchase plan with TD Securities to handle buys during blackout periods, ensuring flexible execution.
- Concurrent redemption of $1.25B 4.859% NVCC medium-term notes due 2031, optimizing capital structure without market disruption.
BBVA Accelerates Share Buyback and Strikes $250M Climate Partnership Deal
- Spent €543.8M on buybacks from Jan 19-23, hitting 36% of the first tranche to boost shareholder value.
- Committed $250M as strategic LP in ALTÉRRA's $1.2B climate fund, aligning with €700B sustainable financing goal through 2029.
- Chair Carlos Torres Vila projects €49B in top-quality capital by 2028, fueling growth in key markets like Mexico and Europe.
Investment Analysis
TD
TD
Pros
- TD operates a diversified business model spanning Canadian Personal and Commercial Banking, U.S. Retail, Wealth Management, Insurance, and Wholesale Banking, reducing concentration risk.
- The bank has strong profitability with a net income of $14.69 billion and an EPS of 8.44, supported by consistent loan growth and projected net interest income increase.
- TD maintains a solid dividend yield of 3.66%, providing income appeal, with several analysts recommending a buy and a price target implying approximately 29% upside.
Considerations
- Analyst price forecasts for TD in 2025 show mixed signals, with some predicting a slight share price decline due to near-term volatility and uncertain macro conditions.
- TD faces increased expenses due to anti-money laundering regulatory compliance, which could weigh on earnings and make 2025 operationally challenging.
- Its stock price has a beta of 1.0, indicating market-level volatility exposure, which may add risk during economic downturns or financial sector disruptions.
BBVA
BBVA
Pros
- BBVA is trading significantly below its estimated fair value by over 20%, indicating potential upside relative to its intrinsic valuation using discounted cash flow models.
- The bank has a strong earnings momentum and is forecasted to continue improving capital returns, supporting long-term profitability growth.
- BBVA's profitability is solid with a PE ratio around 9.6 and earnings of €10.12 billion, suggesting efficient operational performance relative to the sector.
Considerations
- BBVA’s PEG ratio of 2.8 indicates the stock may be somewhat overvalued on growth-adjusted terms despite current undervaluation based on price to earnings.
- The bank operates in regions that may have regulatory and macroeconomic volatility, which could introduce execution risk and impact financial results.
- BBVA's valuation metrics show mixed signals with a fair price estimate below current market price, possibly reflecting investor caution or sector risk.
Related Market Insights
Banking On Shareholder Returns: The Capital Return Revolution
Discover how major banks like BofA, Citi, and USB are boosting shareholder returns via buybacks & dividends. Invest in this capital return revolution with Nemo.
Aimee Silverwood | Financial Analyst
July 24, 2025
Related Market Insights
Banking On Shareholder Returns: The Capital Return Revolution
Discover how major banks like BofA, Citi, and USB are boosting shareholder returns via buybacks & dividends. Invest in this capital return revolution with Nemo.
Aimee Silverwood | Financial Analyst
July 24, 2025
TD (TD) Next Earnings Date
Toronto-Dominion Bank's next earnings date is expected on Thursday, February 26, 2026, prior to market open. This release will cover the Q1 2026 fiscal quarter, following the pattern of late-February reporting observed in prior years. Investor focus will center on revenue and EPS estimates around C$13.87 billion and C$1.95, respectively.
BBVA (BBVA) Next Earnings Date
BBVA is scheduled to report its Q4 2025 earnings on February 5, 2026 before market open. The earnings presentation will take place at 9:30 AM Madrid time and will be broadcast via audio webcast. Analysts are currently projecting an EPS of approximately $0.50 for the quarter. This earnings announcement will provide insight into the bank's financial performance for the final quarter of 2025.
TD (TD) Next Earnings Date
Toronto-Dominion Bank's next earnings date is expected on Thursday, February 26, 2026, prior to market open. This release will cover the Q1 2026 fiscal quarter, following the pattern of late-February reporting observed in prior years. Investor focus will center on revenue and EPS estimates around C$13.87 billion and C$1.95, respectively.
BBVA (BBVA) Next Earnings Date
BBVA is scheduled to report its Q4 2025 earnings on February 5, 2026 before market open. The earnings presentation will take place at 9:30 AM Madrid time and will be broadcast via audio webcast. Analysts are currently projecting an EPS of approximately $0.50 for the quarter. This earnings announcement will provide insight into the bank's financial performance for the final quarter of 2025.
Which Baskets Do They Appear In?
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketWhich Baskets Do They Appear In?
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketBuy TD or BBVA in Nemo
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