Toronto-Dominion Bank
Toronto‑Dominion Bank (ticker: TD) is one of Canada’s largest banks, with a market capitalisation around $136.5bn. It operates a diversified franchise spanning Canadian retail and commercial banking, U.S. retail via TD Bank, wealth management, and wholesale banking. Investors typically watch TD for its steady deposit base, net interest margin sensitivity to interest rates, and stable fee income streams. The bank has a history of paying dividends, but payouts depend on earnings, capital levels and regulator guidance. Key risks include economic slowdowns, credit losses (notably in mortgages and commercial lending), interest‑rate swings, and cross‑border and currency exposure from substantial U.S. operations. As always, past performance doesn’t guarantee future results; this summary is general educational information, not personalised advice. Prospective investors should consider their objectives, risk tolerance and consult a professional before making decisions.
Why It's Moving
TD Bank Stock Surges to 52-Week Highs on Earnings Beat and Strategic Turnaround Momentum.
Toronto-Dominion Bank shares have rocketed to new 52-week highs around $94-$129, capping a stunning 68-77% yearly rebound from 2024 lows triggered by U.S. money laundering fines. Investors are piling in after the bank's Q4 fiscal 2025 earnings crushed expectations and bold cost-cutting plans signal a return to growth.
- Fiscal 2025 ended strong with EPS of $1.56-$1.57 beating estimates by $0.10-$0.11 and revenue of $11.44B topping forecasts, fueled by U.S. retail, wealth, and wholesale gains that eased prior penalty fears.
- Bank hiked its quarterly dividend to $1.08 (4.6% yield), ex-date January 9, reinforcing shareholder commitment amid accelerated CEO transition to Raymond Chun for fresh leadership.
- Aggressive turnaround includes $1B+ in AI-driven savings by 2026-2028, 3% workforce cut, and reinstated targets for 13% ROE and 6-8% EPS growth, igniting optimism for digital and fee-income acceleration.
TD Bank Stock Surges to 52-Week Highs on Earnings Beat and Strategic Turnaround Momentum.
Toronto-Dominion Bank shares have rocketed to new 52-week highs around $94-$129, capping a stunning 68-77% yearly rebound from 2024 lows triggered by U.S. money laundering fines. Investors are piling in after the bank's Q4 fiscal 2025 earnings crushed expectations and bold cost-cutting plans signal a return to growth.
- Fiscal 2025 ended strong with EPS of $1.56-$1.57 beating estimates by $0.10-$0.11 and revenue of $11.44B topping forecasts, fueled by U.S. retail, wealth, and wholesale gains that eased prior penalty fears.
- Bank hiked its quarterly dividend to $1.08 (4.6% yield), ex-date January 9, reinforcing shareholder commitment amid accelerated CEO transition to Raymond Chun for fresh leadership.
- Aggressive turnaround includes $1B+ in AI-driven savings by 2026-2028, 3% workforce cut, and reinstated targets for 13% ROE and 6-8% EPS growth, igniting optimism for digital and fee-income acceleration.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Toronto-Dominion Bank's stock, believing it has significant growth potential.
Financial Health
Toronto-Dominion Bank shows strong revenue and cash flow, indicating solid financial performance.
Dividend
Toronto-Dominion Bank's dividend yield of 3.33% is moderate, making it a reasonable choice for dividend-seeking investors. If you invested $1000 you would be paid $33.05 a year in dividends (based on the last 12 months).
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Baskets Featuring TD
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Earnings & Margins
Net interest margin and loan growth drive earnings; margins benefit from higher rates but can be squeezed in downturns, so results can vary.
North American Footprint
Significant operations in Canada and the US provide diversification, but bring currency exposure and regulatory differences to monitor.
Dividend & Capital
TD has a long dividend track record, yet payouts depend on capital strength and regulator guidance — dividends are not guaranteed.
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