Toronto-Dominion Bank

Toronto-Dominion Bank

Toronto‑Dominion Bank (ticker: TD) is one of Canada’s largest banks, with a market capitalisation around $136.5bn. It operates a diversified franchise spanning Canadian retail and commercial banking, U.S. retail via TD Bank, wealth management, and wholesale banking. Investors typically watch TD for its steady deposit base, net interest margin sensitivity to interest rates, and stable fee income streams. The bank has a history of paying dividends, but payouts depend on earnings, capital levels and regulator guidance. Key risks include economic slowdowns, credit losses (notably in mortgages and commercial lending), interest‑rate swings, and cross‑border and currency exposure from substantial U.S. operations. As always, past performance doesn’t guarantee future results; this summary is general educational information, not personalised advice. Prospective investors should consider their objectives, risk tolerance and consult a professional before making decisions.

Why It's Moving

Toronto-Dominion Bank

TD Stock Warning: Why Analysts See -39% Downside Risk

Toronto-Dominion Bank faces mounting pressure from ongoing anti-money laundering probes and regulatory overhauls, casting a shadow over its growth prospects. Analysts highlight suspended forecasts and compliance costs as key drags, amplifying downside risks amid a tough 2025 outlook.
Sentiment:
🐻Bearish
  • TD suspended its medium-term earnings forecast, signaling a challenging year ahead as it pours resources into risk controls following U.S. regulatory penalties.
  • Q4 earnings missed estimates with adjusted net income down 8% to C$3.21 billion, reflecting U.S. business weakness and higher loan loss provisions.
  • Regulators like OSFI slammed TD's compliance failures, enabling illicit activities, prompting leadership shakeups and billions in potential costs.

When is the next earnings date for Toronto-Dominion Bank (TD)?

TD Bank Group's next earnings date is estimated for May 28, 2026, prior to market open, covering the second quarter ending April 30, 2026. This follows their first quarter 2026 results released on February 26, 2026, aligning with the bank's typical late-May pattern for Q2 reports. Investors should monitor official announcements for confirmation.

Stock Performance Snapshot

Buy

Analyst Rating

Analysts recommend buying Toronto-Dominion Bank's stock with a target price of $60.03, indicating growth potential.

Above Average

Financial Health

Toronto-Dominion Bank is performing well with strong revenue and cash flow generation.

Average

Dividend

Toronto-Dominion Bank's dividend yield of 3.26% is appealing for those seeking income from their investments. If you invested $1000 you would be paid $32.60 a year in dividends (based on the last 12 months).

Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.

Baskets Featuring TD

Banking On Shareholder Returns

Banking On Shareholder Returns

Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.

Published: July 24, 2025

Explore Basket

Why You’ll Want to Watch This Stock

📈

Earnings & Margins

Net interest margin and loan growth drive earnings; margins benefit from higher rates but can be squeezed in downturns, so results can vary.

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North American Footprint

Significant operations in Canada and the US provide diversification, but bring currency exposure and regulatory differences to monitor.

Dividend & Capital

TD has a long dividend track record, yet payouts depend on capital strength and regulator guidance — dividends are not guaranteed.

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