What is the primary objective of comparing SCHF and VEA?

The primary objective is to help investors understand how these two international equity funds differ in terms of cost, size, and yield. SCHF (stock_1) and VEA (stock_2) are both Schwab and Vanguard funds, respectively. This comparison highlights that while they share low fees, their structures and distributions vary. It serves as an educational tool to analyse fund characteristics without recommending one over the other, focusing on objective data like net assets and yields to inform investment decisions.

Why is the expense ratio important for international ETFs?

The expense ratio reflects the annual cost of managing a fund. Both SCHF (stock_1) and VEA (stock_2) have a 0.03% expense ratio, which is exceptionally low. Lower costs generally mean more of your investment capital remains working for you over time. Understanding this fee structure is crucial for international investing, as it impacts long-term net returns. Since both funds offer identical low costs, investors must look at other factors like yield and fund size to differentiate between the two options.

How do the dividend yields of SCHF and VEA compare?

SCHF (stock_1) offers a dividend yield of 3.00%, while VEA (stock_2) provides 2.35%. For income-focused investors, SCHF’s higher yield may be attractive as it distributes more cash relative to its price. VEA’s lower yield might align with investors seeking different growth potentials or diversification. It is essential to remember that yields fluctuate based on market conditions and company payouts. Neither yield guarantees future performance, so consider your personal income needs when reviewing these figures.

What does the net asset size tell us about these funds?

VEA (stock_2) has $233.8 billion in net assets, indicating significant scale and liquidity. SCHF (stock_1) has $68.2 billion, which is also substantial but smaller than VEA. Larger funds often benefit from economies of scale and tighter bid-ask spreads. However, both funds are large enough for most retail investors to trade efficiently. The size difference may influence how quickly large institutional orders impact the market price, though both represent major players in the foreign large blend category.

Are the top holdings of SCHF and VEA identical?

No, the top holdings are not identical. The data provided states that there are none among the listed top ten holdings shared between them. SCHF (stock_1) has specific index tracking details that are not available, while VEA (stock_2) has SHOP listed at 0.54%. This lack of overlap in top ten holdings suggests that their underlying portfolios, while both international, may have distinct compositions. Investors should note that holdings change over time and require verification from official sources.

What type of market exposure do these funds provide?

Both SCHF (stock_1) and VEA (stock_2) are categorised as Foreign Large Blend ETFs. This means they invest in large companies located outside the investor’s domestic market, aiming for broad international equity exposure. They cover developed and emerging markets in some capacity, depending on their specific indices. Since the specific index tracked for both is not available in this context, the exact geographic mix cannot be detailed. However, both are designed to capture non-US equity markets.

How long have these funds been in operation?

VEA (stock_2) launched on July 20, 2007, giving it a longer operational history. SCHF (stock_1) was established on November 3, 2009. While both have been available for over a decade, VEA has an additional two years of market experience. This longer history allows for more extensive performance data. However, inception date alone does not determine current quality, as both funds are managed by reputable firms and adhere to their respective mandates over time.

What is meant by the 'Foreign Large Blend' category?

The 'Foreign Large Blend' category indicates that these funds invest primarily in large-capitalisation companies located outside the domestic market. Both SCHF (stock_1) and VEA (stock_2) fall into this group. This classification helps investors understand that the funds hold established companies with significant market value in international markets. It suggests a mix of growth and value characteristics within those large-cap stocks. Investors use this category to benchmark performance against other similar international equity products.

What factors should investors consider before choosing between these two?

Investors should consider the dividend yield, with SCHF (stock_1) at 3.00% versus VEA (stock_2) at 2.35%. Fund size and liquidity are also relevant, with VEA being larger. Although both share a 0.03% expense ratio, the lack of available index details means one must review official prospectuses for further clarity. Personal investment goals, such as income versus growth, will dictate suitability. Always verify current holdings and performance independently before making any investment decision.

Can I use this page as financial advice for selecting an ETF?

No, this page is not financial advice. It provides educational comparisons between SCHF (stock_1) and VEA (stock_2) based on specific data points like expense ratios and yields. The information regarding index details and sector weights is marked as not available. Investors should consult the official fund prospectuses and seek independent financial advice before making decisions. This content aims to explain fund mechanics and differences, not to recommend a specific investment product or strategy for your personal portfolio.

SCHF vs VEA

Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.

This page compares the Schwab International Equity ETF and Vanguard FTSE Developed Markets ETF. We examine fees, holdings, dividends and how each fund tracks its market. Both have a 0.03% expense ratio, yet SCHF yields 3.00% and VEA yields 2.35%. Index details and sector weights are not available for either. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

SCHF

Metric

VEA

0.03%

Expense Ratio

0.03%

3.00%

Dividend Yield

2.35%

$68.24B

Net Assets

$233.81B

1,494

Holdings

3,922

Nov 3, 2009

Inception Date

Jul 20, 2007

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Index Tracked

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Foreign Large Blend

Fund Category

Foreign Large Blend

Both funds charge the same annual fee.

Shared Top Holdings

These funds do not share any of their top holdings.

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Investment Analysis

SCHF

Pros

The fund's expense ratio of 0.03% represents a very low cost for investors.
With $68.2 billion in net assets, the fund has significant size.
A high dividend yield of 3.00% may appeal to income-focused investors.

Considerations

The specific index tracked by the fund is not available for verification.
Sector weights and top holdings are not provided for this analysis.
With $68.2 billion in assets, it is smaller than some competing funds.

VEA

Pros

The fund's expense ratio of 0.03% is exceptionally low for its category.
It is a very large fund with $233.8 billion in net assets.
It has a long operational history, having launched in July 2007.

Considerations

The fund's dividend yield of 2.35% is lower than some alternatives.
The index methodology and full holdings list are not available.
The concentration of specific top holdings cannot be assessed from the data.

About SCHF and VEA

SCHF (SCHF)

The Schwab International Equity ETF (SCHF) is designed to provide broad exposure to developed international markets outside the United States. This fund tracks a market capitalisation-weighted index that includes companies from key regions such as Europe, Japan, Australia, and New Zealand. With a low expense ratio of just 0.03%, it aims to offer a cost-effective way for investors to diversify their portfolios beyond domestic equities. The ETF holds approximately 1,494 companies, capturing large and mid-sized businesses across various sectors. While it offers access to global growth opportunities, investors should remain aware that international stocks can be influenced by currency fluctuations and regional economic conditions. As with all investments, capital is at risk, and past performance does not guarantee future results. This fund is generally suitable for those seeking a balanced approach to international equity exposure.

VEA (VEA)

The Vanguard FTSE Developed Markets ETF (VEA) is an exchange-traded fund designed to provide investors with broad exposure to large and mid-capitalisation companies in developed markets outside the United States. It seeks to track a benchmark index comprising thousands of holdings from regions including Europe, Australasia, and Canada. With a low expense ratio of 0.03%, this fund offers a cost-effective way to diversify a portfolio beyond domestic UK and US equities. The fund’s current dividend yield stands at 2.35%, reflecting potential income generation from its global holdings. As with any investment, the value of units can go down as well as up, and past performance is not a reliable indicator of future results. Investors should consider their risk tolerance and financial goals carefully, noting that currency fluctuations and regional economic shifts may impact returns.

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SCHF vs VEA

Fund Snapshot